# 簡錢 Symoney® - Personal Finance — Less complexity, more clarity

> Minimalist expense tracker with real-time exchange rates and clear financial insights. (iPhone/iPad app by FuzzyEra Softworks LLC.)

- Source: https://appshunter.io/ios/app/symoney-personal-finance/id6502937308 (this page in markdown: same URL + `.md`)
- Developer: [FuzzyEra Softworks LLC](https://appshunter.io/developer/1674161536)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 4.90/5 from 25 App Store ratings · 56 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 28 MB
- Languages: American English, Japanese, Chinese (Simplified, China), Chinese (Traditional, Taiwan)
- Released: 2025-02-17
- Data updated: 2026-08-31
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/symoney-personal-finance/id6502937308/reviews.md

## What is 簡錢 Symoney®?

Symoney® is a lightweight expense tracker built for minimalists. I’ve removed redundant features and complicated flows to focus on an efficient, practical, and beautiful money-tracking experience—so you can do less and see your finances more clearly.

Key Features
• Fast logging: Clean, smooth interactions—record income and expenses in seconds
• Real-time exchange rates: Auto-convert foreign currencies, making multi-currency spending easy to track
• Charts & insights: Clear trend and category breakdowns at a glance
• Wallet management: Organize your cards and payment platforms for cleaner records
• Budget cycles: Customize your budget start day to match your routine
• Budgeting: Set budgets by year / month / week / day to stay on track
• Global search: Search by note / tag / amount and more to quickly find past bills

Advanced Features (requires Symoney+ subscription)
• Tags: More flexible categorization and clearer insights
• Natural language Bookkeeping: Add a record with a single sentence
• Location: Save where you spent to review your spending trail
• Bill photos: Attach photos to each record for fuller, more visual tracking
• Smart Quick Record (Shortcuts): Recognize bill info on screen and log with one tap
• Recurring payments: Auto-log subscriptions, rent, and other recurring expenses to reduce repeats
• Holiday themes & dynamic backgrounds: More themes, including seasonal ones, for a personalized experience

Data & Productivity
• Face ID protection: Keep your financial data private with biometrics
• Home Screen widgets: Thoughtfully designed widgets to view key stats anytime
• On-screen amount recognition (Shortcuts): Recognize amounts on any screen and log in a few steps
• iCloud auto sync: Seamless multi-device syncing with automatic backup so your data stays safe
• Import & export: CSV import/export for Symoney and some third-party finance apps—your data, your control

From the Developer
My original intention behind building Symoney was simple: I wanted a bookkeeping app that I’d genuinely enjoy opening every day. Many apps on the market either pack in too many features and become more complicated over time, or they are so minimal that they fall short when you really need something. Symoney is meant to be a balanced choice. It stays lightweight while focusing on the features people use most often and making them feel polished and reliable. The name “Symoney” comes from “Symphony” and “Money.” A symphony feels structured and harmonious, and that is the experience I want Symoney to deliver: a clean interface, a natural flow, clear records, and insights that are easy to understand. To me, minimalism is not about cutting features as much as possible; it is about keeping what truly matters and making every detail feel comfortable. If you want budgeting to feel like an easy daily habit rather than a task you have to force yourself to do, I hope Symoney can help. You are always welcome to share your ideas, suggestions, or questions, and I will keep improving the app so it fits real-world use cases even better.

Symoney Guide
https://www.fuzzyerasoftworks.top/

Terms of Use
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Fast expense logging
- Real-time exchange rates
- Charts and insights
- Wallet management
- Customizable budget cycles
- Global search
- Face ID protection

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly | $0.99 | per month |
| Yearly | $4.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Lifetime Membership | $9.99 | one-time |


## What do users think of 簡錢 Symoney®?

Overall sentiment: positive

**Pros**

- 👍 Clean and simple UI
- 🚀 Easy and efficient to use
- 💡 Interesting and unique icons
- 🧠 Good data visualization

**Cons**

- 🐛 Inability to use smart pilot and quick entry features
- 🔍 Limited categories and lack of asset tracking
- 🔍 Incomplete information on account details

**Commonly reported bugs**

- Permanent version shows as subscription-only
- Quick entry instructions not working as expected

**Most requested features**

- Category editing and sorting functionality
- CSV import support
- Account balance and transaction details
- Swiping gestures for bills

## Recent user reviews (10 of 56)

All indexed reviews: https://appshunter.io/ios/app/symoney-personal-finance/id6502937308/reviews.md

### 5/5 — 简单

*2026-08-02*

好用

### 5/5 — 颜值最高的一款记账软件

*2026-06-21*

功能相对简单，希望后期可以继续完善功能，像信用卡分期，设置账户初始余额，展示每个账户的当前余额等等。

### 5/5 — 小组件显示问题反馈

*2026-03-15*

我目前只用过月度消费热力图，显示的金额不应该是当月累计的消费嘛，目前显示当日的消费，希望作者可以看到

**Developer response:** 你好呀，感谢使用简钱！热力图小组件的收支数据是跟随你在简钱的「摘要」板块右边的按钮来的。也就是说，如果那个按钮上是显示「按预算周期」，那么热力图小组件就会显示你当前预算周期的收支金额；如果按钮是「按天」，就会显示当天的收支金额。不过这个逻辑可能确实应该修改一下，我记下来了，感谢你的反馈！

### 5/5 — 问题反馈，可以更换一下记账页面吗？

*2026-03-11*

因为只有一行来回滑动的话比较麻烦，有时候也不够直观。可以出一下多行模式和多账本记账吗？

**Developer response:** 你好呀，感谢使用简钱！多行模式和多账本之前有反馈过，我会考虑的～

### 5/5 — 优秀的记账软件

*2026-03-08*

非常符合我的需求，尤其是ai截屏记账。如果定期记账能自选类别而不是全归于定期类别就好了。

### 5/5 — 好

*2026-03-07*

挺好用的，希望可以出一个月账单，能显示出这个月每天的消费

### 2/5 — 更新好几回了依然空有其表，功能匮乏，卸载啦！

*2026-03-05*

视觉维度是很好看的记账软件，功能维度就只能呵呵了。待完善的部分有很多，就即便按现在的逻辑，请问我要怎么查看当月完整的项目记录及统计？目前只能按天看，而且还要按周的顺序划来划去，可以点开月视图，但月视图没有任何记账标注，也就是说你打开月视图你也不知道哪天记过……服了。另外，预算没法按项目计划，比如我计划一年游戏方面预算2000，这没法弄，只能默认……很不方便。不适合当下的环境使用。其他还有一些问题有待完善，确实这个app弄的很漂亮，但，有点本末倒置了。简钱，应该是用起来方便简单，现在的感觉反而更复杂了！

### 5/5 — 太喜欢它的UI设计了！

*2026-01-25*

它的界面设计非常简约大气，没有多余复杂的元素，整体风格显得特别高级，所以用起来很舒服，不像我之前用得一些类似app设计的那么幼稚。功能方面也很齐全，覆盖了日常所需的各类场景，操作逻辑清晰，能让人上手很快，使用过程非常顺畅。完全是一款兼顾美感和实用性的优质应用特别特别推荐！

### 5/5 — 非常好的记账app

*2025-12-24*

简单优雅还有ocr识别、攒一个、谢谢🙏。看到这么好的软件也满足需求就点赞了，虽然没有开源但是满足使用了、没有内置广告和付费方式。希望一直保持下去

### 5/5 — Very useful and good looking app

*2025-12-14*

Like it a lot! Makes money management much more convenient

## Frequently asked questions about 簡錢 Symoney®

### What does Symoney do?

Symoney is a personal finance app designed for efficient expense tracking and clear financial insights. It helps users log income and expenses quickly, monitor spending habits through charts and category breakdowns, and manage multiple currencies with real-time exchange rates. The app aims to provide a beautiful and practical money-tracking experience.

### What are the key features of Symoney?

Key features include fast logging of income and expenses, real-time conversion of foreign currencies, clear charts and insights for trend analysis, wallet management for organizing payment methods, customizable budget cycles, and a global search function to quickly find past transactions. Advanced features like tags, natural language bookkeeping, and bill photo attachments are available with a subscription.

### How much does Symoney cost?

The app offers a freemium model. Basic expense tracking and financial overview features are available for free. Advanced features, such as more flexible categorization with tags, natural language bookkeeping, bill photo attachments, and recurring payment automation, require a Symoney+ subscription.

### What platforms is Symoney available on?

Based on the provided data, Symoney is a mobile application. It supports Face ID protection for data privacy and iCloud auto-sync for seamless multi-device syncing and automatic backup, suggesting compatibility with Apple devices.

### Who would benefit from using Symoney?

Individuals who prefer a minimalist approach to finance management, those who travel frequently and deal with multiple currencies, or anyone looking for a clean, efficient, and visually appealing way to track their spending and stay on budget would benefit from Symoney. It's designed to make budgeting feel like an easy daily habit.

## Version history (last 5 releases)

### 1.12.1 — 2026-08-19

Improvements
1. Improved the theme color system for more reliable theme switching and widget colors

Fixes
1. Fixed an issue where refreshing expanded search results could unexpectedly collapse some content

### 1.12.0 — 2026-08-15

New Features
1. Clear Filters: Added buttons at both ends of Global Search filters to clear active conditions instantly.
2. Multi-Currency and Multi-Card Filters: Global Search can now filter by multiple currencies and cards simultaneously.
3. Edit Search Results Directly: Global Search result cards now match the Home screen and support inline editing or swipe-to-delete.
4. Partial Refunds: Enter a specific refund amount or mark a bill as fully refunded. Card balances, budgets, statistics, and search use the post-refund amount, while Symoney CSV imports and exports preserve refund information.

Improvements
1. Improved Smart Quick Record loading and reduced duplicate queries when displaying multiple recognition results.
2. Bill import now summarizes skipped transactions and their reasons, allowing valid records in the same file to continue importing.
3. Polished the Settings gear animation, iOS 18+ Wallet icon, Settings card borders, category card shadows, and other interface details.
4. Added haptic feedback and transitions for refunds, search filters, result editing and deletion, skipped transactions, and backup frequency changes.
5. Reorganized amount filters by placing currency, income and expense amounts, and refund status in one menu, with faster consecutive filter adjustments.
6. iCloud Drive automatic backup options are now hourly, every 6 hours, every 12 hours, daily, or weekly. Previous 10-minute and 30-minute settings migrate to hourly, and retained backups are reduced from five to three.

Fixes
1. Fixed duplicate calendar refreshes when saving a bill.
2. Fixed tags sometimes remaining attached to bills after deletion.
3. Fixed bill imports sometimes failing to start after selecting a file.
4. Fixed import preview searches not using the correct post-refund amount.
5. Fixed the iCloud sync status icon sometimes flickering or disappearing during transitions.
6. Fixed some older Alipay exports failing to import because of explanatory content at the end of the file.
7. Fixed unsaved bill edits or merged values potentially being lost when entering selection mode and merging bills directly.
8. Fixed inaccurate invalid-response messages and missing details or category icons when Smart Quick Record results first appear.
9. Improved the reliability of bill deletion, batch deletion, merging, and recurring bill saves during save failures, sync changes, or repeated actions.

### 1.11.4 — 2026-08-04

Improvements
1. Improved the membership purchase page’s interface, status messaging, and interaction feedback

Fixes
1. Fixed an issue where membership status might not fully sync after restoring purchases in some cases
2. Fixed an issue where membership access might not take effect promptly after a successful purchase in rare cases
3. Fixed inaccurate subscription status information before expiration after auto-renewal was turned off
4. Fixed an issue where membership status might not update promptly when a subscription expired while the app was in use
5. Fixed an issue where the sync option might temporarily not appear while the iCloud sync settings page was loading

### 1.11.3 — 2026-08-01

Improvements
1. Improved error messages for Smart Transaction Entry, Natural Input, and Natural Language Search.

### 1.11.2 — 2026-07-27

New Features
1. Custom Card Icons: Cards can now use custom icons from your photo library. Added icons can be reused or removed from the icon library.

Improvements
1. Weekly, monthly, and yearly category rankings now load 10 categories at a time, making longer lists smoother to browse.

Fixes
1. Fixed an issue on iOS 27 that could cause the page to jump when expanding a category ranking.
2. Fixed an issue that could expand the wrong category after the ranking order changed.
3. Fixed an issue on iOS 27 where some button icons could flicker or display incorrectly when changing state.

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## More apps by FuzzyEra Softworks LLC

- [Wooden Fish - 简约木鱼](https://appshunter.io/ios/app/wooden-fish/id6445845846)

All apps by FuzzyEra Softworks LLC: https://appshunter.io/developer/1674161536

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*
