# Synchrony Bank — Banking in sync with you

> Secure mobile banking for managing savings, checking, and CDs. (iPhone/iPad app by Synchrony Financial.)

- Source: https://appshunter.io/ios/app/synchrony-bank/id1357695194 (this page in markdown: same URL + `.md`)
- Developer: [Synchrony Financial](https://appshunter.io/developer/989262152)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 35,785 App Store ratings · 293 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 115 MB
- Languages: American English, French (France), European Spanish
- Released: 2019-03-29
- Data updated: 2026-08-29
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/synchrony-bank/id1357695194/reviews.md

## What is Synchrony Bank?

What can Synchrony Bank help you achieve? Our app gives you the quick, secure access to your money you expect from an award-winning online bank. 

My Synchrony Bank High Yield Savings account helped me save for a dream vacation where I proposed to my fiancé! I direct deposit exactly what I want to save into my account and the interest I receive makes accomplishing my goals so easy. I can’t explain how helpful Synchrony has been--with easy online access, saving money has never been as enjoyable. I tell all my friends and family just how easy it can be!

- Paul, saving smart with Synchrony Bank


Open a new account in minutes and manage your existing ones with account management tools and more wherever, whenever in the app. 

With the Synchrony Bank app, you can:
•	Open a new account seamlessly in just a few minutes
•	Track all your account activity anytime, anywhere
•	Deposit checks easily with mobile check deposit
•	Confirm balances at a glance with convenient widgets to highlight key data
•	Connect with our award-winning customer service team, and chat live during business hours for immediate answers and help
•	Link your Synchrony Bank account to external bank accounts for secured transfers
•	Renew your CD accounts to keep your savings growing in just a few taps
•	Manage beneficiaries, view statements, and even go paperless in a snap

We’ve built every feature of the Synchrony Bank app with accessibility for all in mind: the app is screen reader-friendly, supports variable font sizes, and uses optimal colors for readability so whatever your needs are, you’ll be able to review critical information wherever you are and whenever you need it.

With the app, you’ll have the power of easy-to-use Synchrony service wherever your next adventure takes you.


CONNECT WITH US
Facebook: facebook.com/SynchronyBank/
Instagram: @SynchronyBank
Pinterest: pinterest.com/Synchrony
Have a question, comment, or concern? Let us know at appsupport@synchronybank.com.


It’s not just our customers that love what we offer. We’ve received awards from Forbes Advisor, Nerdwallet, GOBankingRates and many others, recently including:
GOBankingRates' Best Online Bank in 2024*
Forbes Advisor 2024 Review of Synchrony Bank** 
MoneyRates names Synchrony Best Savings Accounts***
MyBank Tracker's Best CDs for 2024****
GOBankingRates' Best CD Accounts in 2024*****
MoneyRates names Synchrony Best CD Accounts in 2024******


ABOUT SYNCHRONY BANK
We’re not your average bank—you can expect more from Synchrony Bank, where we’re proud to have helped customers for more than 80 years. Today, we combine the stability of FDIC insurance with smart digital tools and consistently great rates. Learn more about banking smart with us at synchronybank.com or reach out to our highly-rated customer service team at 1-866-226-5638 for banking in sync with you.


*GOBANKINGRATES.COM: © 2024 GOBankingRates. All Right Reserved.
**FORBES: © 2024 Forbes Media LLC. All Rights Reserved.
***MONEYRATES: © 2024 MoneyRates
****MYBANKTRACKER.COM:© 2024 MoneyRates
*****GOBANKINGRATES.COM: © 2023 GOBankingRates. All Right Reserved.
******MONEYRATES: © 2024 MoneyRates
*******GOBANKINGRATES.COM: © 2023 GOBankingRates. All Right Reserved.
********NERDWALLET: ©2024 NerdWallet, Inc. All Rights Reserved.

## Key features

- Open new accounts
- Track account activity
- Mobile check deposit
- Account balance widgets
- Live customer service chat
- Link external accounts
- Renew CD accounts

## What do users think of Synchrony Bank?

Overall sentiment: neutral

**Pros**

- 👍 Easy to use
- 🚀 Intuitive navigation
- 💰 Competitive interest rates
- 🔒 Secure banking experience
- 📱 Convenient mobile access

**Cons**

- 🐛 Frequent app crashes
- ⏱️ Slow load times
- 🔒 Authentication issues
- 💳 Restricted account features
- 📤 Delayed transaction updates

**Commonly reported bugs**

- Widget functionality broken
- Inconsistent login experience
- Delayed fund availability
- Unreliable check deposit feature

**Most requested features**

- Recurring transfer options
- Improved transaction history
- Biometric login support
- Seamless multi-account management
- Customizable account nicknames

## Recent user reviews (10 of 293)

All indexed reviews: https://appshunter.io/ios/app/synchrony-bank/id1357695194/reviews.md

### 5/5 — Transfer of funds

*2026-08-24, version 2.45.0*

Very simple to do

### 2/5 — Takes too much time

*2026-08-22, version 2.45.0*

Applied for credit card; no email follow-up or record of it in my account.

### 5/5 — Always Good

*2026-08-21, version 2.45.0*

Synchrony’s website and app have always been consistently reliable and easy to navigate!

### 3/5 — Doesn’t connect to mercury or plaid

*2026-08-20, version 2.45.0*

really wish synchrony connected to mercury/plaid

### 1/5 — Internacional bank connection

*2026-08-20, version 2.45.0*

Synchrony does not have connection with my bank in Puerto Rico. I won’t transfer any amount unless have electronic transfer!

### 5/5 — Synchrony Bank app

*2026-08-15, version 2.45.0*

Very intuitive and easy to use
they display the interest rate of each account on the first page

That is a great feature some other banks don’t have

### 5/5 — Transfer info.

*2026-08-13, version 2.45.0*

Chris was very competent and kind to listen and help me arrange unusual transfer situation.

### 4/5 — Ok

*2026-08-10, version 2.45.0*

Need to add Zelle

### 1/5 — RUN!!!

*2026-08-10, version 2.45.0*

This bank is a joke, bankers can not talk no to no one, I have had synchrony since 2024, I have 2 HYS, 3 MMA accounts and a CD, my account have been locked for 2 times the most previous one on July 27th, bankers are not helpful, no one is trying to resolve the issue of me getting back into my accounts through the app or taking the restrictions off my account even after verification with my main bank account where all my money gets transferred from to synchrony, no fraud activity has been on my account the only fraudulent activity seems to be this bank it’s self, it has came to the point I have filed a complaint with Comptroller of the Currency office to try and get this matter resolved

### 5/5 — Good rates!

*2026-08-08, version 2.45.0*

Synchrony has good rates and is very easy to manage. I recommend Synchrony to family and friends all the time!

## Frequently asked questions about Synchrony Bank

### What can I do with the Synchrony Bank app?

The Synchrony Bank app allows you to open new accounts, manage existing ones, track your account activity, deposit checks remotely, and view your balances with convenient widgets. You can also connect with customer service, link external bank accounts, and renew CD accounts.

### Is the Synchrony Bank app free to use?

Yes, the Synchrony Bank app is free to download and use. While the app itself is free, it facilitates access to banking services offered by Synchrony Bank, which may have associated account fees or interest rates.

### What are the key features of the Synchrony Bank app?

Key features include the ability to open new accounts in minutes, track all account activity anytime, deposit checks using your mobile device, view balances with widgets, and chat live with customer service. You can also link external accounts, renew CDs, manage beneficiaries, and view statements.

### Is the Synchrony Bank app accessible?

Yes, the app is built with accessibility in mind. It is screen reader-friendly, supports variable font sizes, and uses optimal colors for readability, ensuring users can review critical information regardless of their needs.

### How can I get help if I have a question about the app?

You can connect with Synchrony Bank's award-winning customer service team through the app. Live chat is available during business hours for immediate answers and assistance. You can also reach out via email at appsupport@synchronybank.com.

## Version history (last 5 releases)

### 2.45.0 — 2026-08-03

Our latest update to the Synchrony Bank app gives you:
 - An improved transfer experience with a convenient link to navigate back to the app
 - Enhanced in-app chat support for more reliable connections when you need help
 - Security updates that strengthen protection in the app
 - Additional performance improvements and bug fixes for a smoother experience

### 2.44.0 — 2026-06-22

Our latest update to the Synchrony Bank app gives you:
- An improved transfer experience with clearer estimated delivery dates
- Updated notifications for more seamless and timely messaging
- Enhanced in-app live chat support and additional performance improvements
- Security updates that activate sophisticated protection for your accounts and data with us

### 2.43.1 — 2026-05-06

Our latest update to the Synchrony Bank app gives you:
- Updates to backend tools and systems

### 2.43.0 — 2026-03-26

Our latest update to the Synchrony Bank app gives you:
- Enhanced in-app messaging experience for more reliable support.
- Performance improvements and bug fixes to keep everything running smoothly.
- Security updates that ensure protections for your accounts and data.

### 2.42.0 — 2026-03-12

Our latest update to the Synchrony Bank app gives you:
- Enhanced account opening flows for a smoother, more reliable experience directly in the app.
- Improved in‑app support for faster help when you need it.
- Security updates that ensure protections for your accounts and data.

## Apps similar to Synchrony Bank

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Ally: Bank, Auto & Invest](https://appshunter.io/ios/app/ally-bank-auto-and-invest/id514374715) | 4.7 (112,030) | Free | Finance |
| [Varo Bank: Online Banking](https://appshunter.io/ios/app/varo-bank-online-banking/id1517676784) | 4.9 (233,473) | Free | Finance |
| [PayPal - Pay, Send, Save](https://appshunter.io/ios/app/paypal-pay-send-save/id283646709) | 4.8 (6,298,440) | Free | Finance |
| [Monzo Bank - Mobile Banking](https://appshunter.io/ios/app/monzo-bank-mobile-banking/id1052238659) | 4.7 (5,643) | Free | Finance |
| [OnePay – Mobile Banking](https://appshunter.io/ios/app/onepay-mobile-banking/id1494523953) | 4.9 (410,809) | Free | Finance |
| [U.S. Bank Mobile Banking](https://appshunter.io/ios/app/us-bank-mobile-banking/id458734623) | 4.8 (2,106,744) | Free | Finance |

## More apps by Synchrony Financial

- [CareCredit Mobile](https://appshunter.io/ios/app/carecredit-mobile/id1031312446)
- [SYF Envision](https://appshunter.io/ios/app/syf-envision/id1124628487)
- [SYF Events](https://appshunter.io/ios/app/syf-events/id1235754692)
- [MySynchrony](https://appshunter.io/ios/app/mysynchrony/id1280992496)
- [Amazon Store Card](https://appshunter.io/ios/app/amazon-store-card/id1435385560)

All apps by Synchrony Financial: https://appshunter.io/developer/989262152

## Related topics

[synchrony bank savings](https://appshunter.io/ios/topics/synchrony-bank-savings) · [synchrony high yield savings](https://appshunter.io/ios/topics/synchrony-high-yield-savings) · [synchrony bank](https://appshunter.io/ios/topics/synchrony-bank) · [synchrony credit card](https://appshunter.io/ios/topics/synchrony-credit-card) · [synchrony home](https://appshunter.io/ios/topics/synchrony-home) · [synchrony bank credit card](https://appshunter.io/ios/topics/synchrony-bank-credit-card) · [mysynchrony mobile app](https://appshunter.io/ios/topics/mysynchrony-mobile-app) · [tcm bank](https://appshunter.io/ios/topics/tcm-bank) · [ambler savings bank](https://appshunter.io/ios/topics/ambler-savings-bank) · [bristol county savings bank](https://appshunter.io/ios/topics/bristol-county-savings-bank) · [lisle savings bank](https://appshunter.io/ios/topics/lisle-savings-bank) · [altoona first savings bank](https://appshunter.io/ios/topics/altoona-first-savings-bank) · [eureka savings bank](https://appshunter.io/ios/topics/eureka-savings-bank) · [mattress firm synchrony](https://appshunter.io/ios/topics/mattress-firm-synchrony) · [my synchrony](https://appshunter.io/ios/topics/my-synchrony) · [synchrony home credit card](https://appshunter.io/ios/topics/synchrony-home-credit-card) · [synchrony bank rooms to go](https://appshunter.io/ios/topics/synchrony-bank-rooms-to-go) · [synchrony account manager](https://appshunter.io/ios/topics/synchrony-account-manager) · [my syncrony](https://appshunter.io/ios/topics/my-syncrony) · [my synchrony app](https://appshunter.io/ios/topics/my-synchrony-app)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*