# SyncOwe

> App to track shared expenses and settle debts among friends. (iPhone/iPad app by Jeremy Dean.)

- Source: https://appshunter.io/ios/app/syncowe/id6720711682 (this page in markdown: same URL + `.md`)
- Developer: [Jeremy Dean](https://appshunter.io/developer/1770669012)
- Category: Finance, Utilities
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.6 · 38 MB
- Languages: English
- Released: 2024-10-02
- Data updated: 2026-06-11
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/syncowe/id6720711682/reviews.md

## What is SyncOwe?

SyncOwe allows you to Sync who Owes who when going on trips, or living together.

Simply create a Trip with all of your friends, add Transactions as you pay for items for each other and SyncOwe will simplify them down to who owes who in the end.
Then submit Reimbursements to let each other know you've paid them. Once the recipient confirms they've received the money, you're done!

## Key features

- Create group trips
- Add and track transactions
- Simplify IOUs
- Submit and confirm reimbursements
- Track who owes whom

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/syncowe/id6720711682/reviews.md

### 5/5 — Everyone should download this app!!

*2025-07-18*

So much better than Venmo or Octobot.

## Frequently asked questions about SyncOwe

### How does SyncOwe handle multiple people owing each other?

SyncOwe simplifies complex transactions into a clear overview of who owes whom. This ensures that even with many participants and varied expenses, the final settlement is straightforward.

### What is the process for settling debts with SyncOwe?

Users can submit reimbursements directly within the app. The recipient then confirms receipt of the payment, finalizing the debt settlement process.

### Is SyncOwe suitable for long-term shared living expenses?

Yes, SyncOwe is designed for both short-term events like trips and ongoing situations like shared living. It helps maintain clarity on financial obligations between housemates.

### What devices does SyncOwe support?

SyncOwe is available on iPhone, iPad, and iPod devices, allowing users to manage their shared finances across Apple's ecosystem.

### How secure is SyncOwe for financial tracking?

While specific security protocols are not detailed, the app focuses on simplifying financial tracking between trusted individuals. Users should ensure they are sharing with people they know and trust.

### Does SyncOwe have ads?

SyncOwe is ad-free, providing an uninterrupted experience for users managing their shared expenses.

### What is the age rating for SyncOwe?

SyncOwe has an age rating of 4+, making it accessible for a wide range of users who need to manage group finances.

### How often is SyncOwe updated?

The latest version is 1.0.6, with the last update on May 3, 2026. This indicates a commitment to ongoing development and improvements.

## Version history (last 5 releases)

### 1.0.7 — 2026-05-29

Fixed Google sign in for iOS

### 1.0.6 — 2026-05-03

One-off Transactions!
Went out to dinner with friends and they don't have SyncOwe? Not an issue! Create a one-off transaction and get the summary of how much people owe without having to have everyone download the app and make an entire trip!

Minor bug fixes:
- Fixed login and account pages
- Fixed calculator keyboard backend value when losing focus
- Fixed issue submitting 'payer pays' transactions

### 1.0.5 — 2025-12-24

Fixed minor bug when editing a transaction didn't refresh it
Fixed notifications not working on iOS

### 1.0.4 — 2025-11-20

Complete UI overhaul

Various bug fixes:
 - Fixed issue submitting some transactions
 - Fixed issue displaying transactions page if you submitted a transaction without buying anything for yourself
 - Fixed issue allowing users to submit multiple reimbursements at once

### 1.0.3 — 2025-11-14

Rearranged calculator keyboard
Fixed issue with splitting debts requiring unselecting a user first
Improved receipt scanning experience

## Apps similar to SyncOwe

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Webster SNB Business Mobile](https://appshunter.io/ios/app/webster-snb-business-mobile/id929799022) | 2.9 (7) | Free | Finance |
| [Sono: Debt tracker and manager](https://appshunter.io/ios/app/sono-debt-tracker-and-manager/id1595389624) | 4.8 (20) | Free | Finance |
| [InDebt](https://appshunter.io/ios/app/indebt/id1385708953) | 4.5 (2) | Free | Finance |
| [Debt Buddy - Money Tracker](https://appshunter.io/ios/app/debt-buddy-money-tracker/id6743215073) | 4.5 (2) | Free | Finance |
| [Debts Monitor](https://appshunter.io/ios/app/debts-monitor/id639926542) | 3.6 (50) | Free | Finance |
| [FIRE Financial Independence](https://appshunter.io/ios/app/fire-financial-independence/id1558350356) | — | Free | Finance |

## More apps by Jeremy Dean

- [Route Force](https://appshunter.io/ios/app/route-force/id6746517695)

All apps by Jeremy Dean: https://appshunter.io/developer/1770669012

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-11.*