# T+ Wallet-Essential Crypto Hub — Easy, Talk, Pay Crypto

> Secure messaging and cryptocurrency wallet with instant transfers and real-time price tracking. (iPhone/iPad app by BULL.B TECHNOLOGY LIMITED.)

- Source: https://appshunter.io/ios/app/t-plus-wallet-essential-crypto-hub/id1547227377 (this page in markdown: same URL + `.md`)
- Developer: [BULL.B TECHNOLOGY LIMITED](https://appshunter.io/developer/996574459)
- Category: Finance, Social Networking
- Price: Free
- Rating: 2.00/5 from 1 App Store ratings · 21 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 76 MB
- Languages: American English
- Released: 2021-02-10
- Data updated: 2026-06-11
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/t-plus-wallet-essential-crypto-hub/id1547227377/reviews.md

## What is T+ Wallet?

"T+ Wallet" is more than just an instant messaging app. Not only it provides extremely high privacy as all messages are end-to-end encrypted, what sets "T+ Wallet" apart is the multi-cryptocurrency wallet functionality that it includes. As cryptocurrency continues to boom in the FinTech market, it has unlimited growth potential. With "T+ Wallet", users can easily transfer crypto online instantly or transfer them to friends by using its blockchain wallet feature.

"T+ Wallet" supports multiple cryptocurrencies and includes several wallet security designs and protocols. For instance, the Hot and Cold Wallet feature allows users to save transfer fees and also speed up the transaction confirmation and ensure that user assets remain secure as well.

——————

Features of "T+ Wallet":

• End-to-end encrypted instant messaging app：
End-to-end encrypted like WhatsApp, Signal, and other instant messaging apps, messages in “T+ Wallet” are private, secure, and cannot be decrypted by the server nor the operator. The servers are set up in different countries around the world to ensure users’ privacy.

• Encrypted cryptocurrency wallet：
Supports ten frequently used cryptocurrencies. The electronic wallet breaks down traditional geographical barriers, as it can be accessed all around the world.
Instant transfer of cryptocurrency --- Quick and convenient crypto transfer to friends in user’s contact list. Unlike other platforms which may delay payment transfer for up to 2 hours, “T+ Wallet” supports instant and convenient payment transfer via QR code and chat rooms without delay. 
Real-time cryptocurrency prices --- “T+ Wallet” provides users with the latest updates on cryptocurrency markets from different trading platforms.

• Economical transaction fee：
“T+ Wallet” boasts low transaction fees for each crypto transfer. The app has also waived its transaction fees during the promotional period.

——————

Four Features to Ensure Safety of the Cryptocurrency Wallet:

• Safe and easy to remember “private key”：
When a “T+ Wallet” user opens a wallet through the app, the system uses a BIP39 mnemonic code algorithm to generate 12 easy English vocabularies. The correct sequence of vocabularies is the key to opening the wallet every time. Should the user decide to switch to a new phone in the future, the wallet can be accessed once he or she is able to enter the correct sequence of the vocabularies. 
Strong commitment to data security --- users’ account details will be saved in multiple offline USBs stored in a safe place securely protected from hackers.  

• Offline storage of cryptocurrency：
“T+ Wallet” will store 95% of users’ cryptocurrency in offline cold wallets, and only 5% will remain in an online hot wallet to prevent hackers from hacking into the system and stealing the cryptocurrency.

• Electronic Wallet Indemnity Fund ：
“T+ Wallet” will establish an Electronic Wallet Indemnity Fund from the transaction fees to provide indemnity against loss arising from reasons such as hackers.

## Key features

- End-to-end encrypted messaging
- Multi-cryptocurrency wallet
- Instant crypto transfers
- Real-time cryptocurrency prices
- Hot and cold wallet security
- Mnemonic code private key generation

## Recent user reviews (10 of 21)

All indexed reviews: https://appshunter.io/ios/app/t-plus-wallet-essential-crypto-hub/id1547227377/reviews.md

### 1/5 — No protection

*2026-01-04, version 3.0.2*

don’t hv hk crypto license in HK. no protection

### 5/5 — Good app for crypto users

*2024-10-24, version 2.22.22*

First kind of it’s kind in Hong Kong! It’s an excellent choice for those interested in secure messaging and crypto transactions, all in one app!

### 5/5 — Very convenient

*2024-10-24, version 2.22.22*

Love it!

### 3/5 — Cannot load the wallet

*2024-10-24, version 2.22.22*

I cannot load my wallet after ID vertified, please help

### 5/5 — Super easy to use!

*2024-10-24, version 2.22.22*

I love this app. Using it everyday :)

### 3/5 — 無法登記電郵

*2024-09-20, version 2.22.19*

Domain Name原來唔可以有數字嘅！咁AM730呀、1823呀，啲員工冇資格登記啦！

### 5/5 — Good design and nice function

*2023-05-03, version 2.22.5*

🫰good local support

### 5/5 — 邀請碼

*2022-02-13, version 2.13.9*

er5whk

### 1/5 — 廢app

*2022-01-14, version 2.12.7*

用Bnb 轉唔到去自己其他虛擬錢包 又轉唔到其他幣 一直扣番住我d虛擬幣提又提唔走
又換唔到其他幣。搞左成個星期都未搞到

### 1/5 — 浪費時間研究呢隻app

*2022-01-09, version 2.12.7*

信用卡買幣手續費1x%，一係FPS用7.85去買USDT，或者親身去佢部機度買，阿叻仔，玩得虛擬貨幣仲同你一張張銀紙入落部機度咩？仲要無辦法直接以虛擬貨幣做交易，玩到呢度想轉走？得！手續費近乎搶，按次固定費用，USDT、BUSD單次收65，BNB0.1，果度幾十蚊美金呀！但係XRP居然收0.35，ADA0.24，唔理個transaction總值幾多都係呢個價！
唔怪之得大力宣傳但係就完全唔提手續費啦，呃人入金唔駛旨意拎返出嚟呀！

## Frequently asked questions about T+ Wallet

### What cryptocurrencies does T+ Wallet support?

T+ Wallet supports ten frequently used cryptocurrencies. The app breaks down traditional geographical barriers, allowing access to your wallet from all around the world.

### How secure is the cryptocurrency wallet in T+ Wallet?

T+ Wallet employs multiple security features, including end-to-end encryption for messages, hot and cold wallet storage (95% offline), and a secure mnemonic code for private key generation. User account details are also saved on multiple offline USBs.

### Does T+ Wallet have ads?

No, T+ Wallet does not contain advertisements. The app is free to use and focuses on providing a secure and uninterrupted user experience.

### What is the transaction fee for crypto transfers on T+ Wallet?

T+ Wallet boasts low transaction fees for each crypto transfer. The app has also waived its transaction fees during a promotional period.

### How does T+ Wallet ensure privacy for its messaging feature?

Messages in T+ Wallet are end-to-end encrypted, similar to WhatsApp and Signal. This ensures that messages are private and cannot be decrypted by the server or operator. Servers are distributed globally to enhance user privacy.

### What is the Electronic Wallet Indemnity Fund?

T+ Wallet establishes an Electronic Wallet Indemnity Fund from transaction fees. This fund is intended to provide indemnity against losses arising from specific reasons, enhancing user protection.

### What devices is T+ Wallet available on?

T+ Wallet is supported on iPhone, iPad, and iPod devices. The app is designed to be accessible across various Apple mobile devices.

### How often is T+ Wallet updated?

The latest version of T+ Wallet is 3.2.0, which was last updated on February 27, 2026. This indicates a recent update, suggesting ongoing development and maintenance.

## Version history (last 5 releases)

### 3.2.0 — 2026-02-27

bug fix

### 3.0.2 — 2025-12-27

bug fix

### 3.0.1 — 2025-12-26

Bug fixes and performance improvements.

### 2.60.0 — 2025-08-13

Bug fixes and performance improvements.

### 2.53.03 — 2025-06-27

Bug fixes and performance improvements.

## Apps similar to T+ Wallet

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Fubon+ HK](https://appshunter.io/ios/app/fubon-plus-hk/id6444844009) | 2.0 (4) | Free | Finance |
| [Hang Seng Personal Banking](https://appshunter.io/ios/app/hang-seng-personal-banking/id1039256353) | 1.8 (86) | Free | Finance |
| [OCBC Hong Kong](https://appshunter.io/ios/app/ocbc-hong-kong/id473909232) | 4.0 (1) | Free | Finance |
| [inMotion by CNCBI](https://appshunter.io/ios/app/inmotion-by-cncbi/id1294956074) | 1.8 (26) | Free | Finance |
| [HashKey Exchange](https://appshunter.io/ios/app/hashkey-exchange/id6448627365) | 3.3 (9) | Free | Finance |
| [e-Cheque Drop Box](https://appshunter.io/ios/app/e-cheque-drop-box/id1028947224) | 1.0 (1) | Free | Finance |

## More apps by BULL.B TECHNOLOGY LIMITED

- [TRUE COLORS.](https://appshunter.io/ios/app/true-colors/id797358719)
- [Guinness Perfect Pint Challenge](https://appshunter.io/ios/app/guinness-perfect-pint-challenge/id996574460)
- [Cyberport Tenant Bus](https://appshunter.io/ios/app/cyberport-tenant-bus/id1064406961)
- [Fireplace Bluetooth Source Pro](https://appshunter.io/ios/app/fireplace-bluetooth-source-pro/id1118814935)
- [gMath](https://appshunter.io/ios/app/gmath/id1203198710)
- [Kowloon True Light 九龍真光中學](https://appshunter.io/ios/app/kowloon-true-light/id1273699312)

All apps by BULL.B TECHNOLOGY LIMITED: https://appshunter.io/developer/996574459

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-11.*