# Tabby: Send, spend and save — Take power over money

> Shop now, pay later in four interest-free installments with no hidden fees. (iPhone/iPad app by Tabby FZ LLC.)

- Source: https://appshunter.io/ios/app/tabby-send-spend-and-save/id1528022364 (this page in markdown: same URL + `.md`)
- Developer: [Tabby FZ LLC](https://appshunter.io/developer/1526643940)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 84,160 App Store ratings · 697 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 389 MB
- Languages: American English, Arabic
- Released: 2020-09-29
- Data updated: 2026-09-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/tabby-send-spend-and-save/id1528022364/reviews.md

## What is Tabby?

Tabby is the complete money app where you can send, spend, save and boss money around. 
Earn on your daily spending, get more time to pay on big purchases, and find top deals on your favourite brands — all in one place.

PAY ON YOUR OWN SCHEDULE
- Split purchases into 4 interest-free payments
- Pay in up to 12 months. Fees shown upfront.
- Available at 65,000+ stores

TAKE TABBY’S FLEXIBILITY ANYWHERE WITH TABBY CARD¹
- Get 5% cashback on chosen categories²
- No down payments when you spend
- Up to 40 days to pay
- Payment plans up to 8 months

Up to 3% CASHBACK WHEN YOU PAY IN FULL WITH TABBY CASH³
- Open a free account in minutes with no fees or minimums
- Get up to 3% cashback in 3 categories each month with Cash Card⁴
- Send and receive money in the UAE for free

TURN ON SAVINGS MODE WITH DEALS
- Access exclusive offers and coupon codes
- Compare prices of the same item across stores
- Get price drops on your favourites

FIND NEARBY STORES THAT ACCEPT TABBY
Use our new in-store map to discover physical stores that accept Tabby. Try before you buy and still pay later. Search by brand, category or location and shop confidently, knowing Tabby is accepted there.

KEEP TABS ON YOUR MONEY
Manage your payments, cards, track purchases, receive reminders, set up auto-payments or choose to pay when you want to from the app.

PROTECT YOUR PURCHASE WITH BUYER PROTECTION
Buyer Protection adds peace of mind to your shopping. It protects your purchases, covers you against issues, and puts returns on easy mode online and in-store. 

24/7 CUSTOMER SERVICE
Use our chat in the Tabby app for round-the-clock service.

—

¹ Tabby Card is available to UAE residents only. Tabby Card can only be used in the UAE, and cannot be used for international transactions.
² Cashback rates and categories are subject to change
³ Tabby Cash is available in the to UAE residents only
⁴ Cashback rates and categories are subject to change

—

In Saudi Arabia, Tabby Financing Company JSC is subject to the control and supervision of the Saudi Central Bank. Call us on 800 111 0999.

In the UAE, Tabby Card and Pay Later (Short Term Credit) is provided by Tabby LLC and Tabby Cash services are provided by Tabby Payments LLC, which is licensed by the Central Bank of the UAE. Terms and conditions apply. For more information or to contact us, visit tabby.ai.

## Key features

- Split purchases into 4 monthly payments
- Shop from top brands online and in-store
- Compare prices and track deals
- Find nearby stores accepting Tabby
- Manage payments and track purchases
- 24/7 customer support via chat

## What do users think of Tabby?

Overall sentiment: negative

**Pros**

- 💡 Convenient installment payments
- 👍 Easy to use app
- 🚀 Smooth and efficient service
- 🤑 Helps manage budget and afford purchases

**Cons**

- 🐛 Unclear purchasing power and lack of transparency
- 🤷‍♀️ Uninformed and unhelpful customer support
- 🚫 Risk of permanent ban for failed purchases
- 🤬 Inaccurate payment charges and unprofessional customer service
- 🙅‍♀️ Unauthorized notifications and spam
- 🤔 Inconsistent and unreliable service
- 🚫 Limited availability in certain regions

**Commonly reported bugs**

- Repeated purchase rejections without clear reason
- Incorrect payment schedules and charges
- Inability to cancel or refund orders

**Most requested features**

- More transparency on purchasing power and policies
- Improved customer support and communication
- Better purchase approval and rejection explanations
- Option to disable marketing notifications
- Expansion to more regions and countries

## Recent user reviews (10 of 697)

All indexed reviews: https://appshunter.io/ios/app/tabby-send-spend-and-save/id1528022364/reviews.md

### 5/5 — Amazing

*2026-08-30, version 4.89.0*

amazing

### 5/5 — Enjoyed it

*2026-08-29, version 4.89.0*

Very nice service

### 5/5 — ارفعو لي الحد

*2026-08-25, version 4.88.2*

بسدد بنتظام

### 5/5 — Excellent

*2026-08-19, version 4.88.0*

Excellent

### 5/5 — شكرا لكم

*2026-08-18, version 4.88.0*

شكرا

### 4/5 — Is good service.

*2026-08-18, version 4.88.0*

Is good service 🥰

### 5/5 — اتمنى الرد

*2026-08-16, version 4.88.0*

ابي يكون تمارا الدفع الشهر الجاي

### 5/5 — يهبل

*2026-08-16, version 4.88.0*

يهبل

### 5/5 — Great understanding

*2026-08-14, version 4.87.2*

Very helpful app and very great customer service

### 5/5 — Good

*2026-08-13, version 4.87.2*

Good service

## Frequently asked questions about Tabby

### Does Tabby have ads?

Tabby is ad-free, allowing for an uninterrupted shopping and payment management experience.

### What is the age rating for Tabby?

Tabby is rated 4+ and is suitable for users of all ages.

### How often is Tabby updated?

The latest version of Tabby is 4.84.0, and it was last updated on June 19, 2026. Updates ensure the app is reliable and offers the latest features.

### What devices does Tabby support?

Tabby is available on iPhone and iPod devices, offering a seamless experience across Apple's mobile ecosystem.

### What are the main pros of using Tabby?

Users frequently praise Tabby for its convenient installment payments, ease of use, and its ability to help manage budgets and afford purchases.

### What are common complaints about Tabby?

Some users have reported issues with unclear purchasing power, unhelpful customer support, and occasional inaccurate payment charges. There are also mentions of inconsistent service and unauthorized notifications.

### Is Tabby free to use?

Yes, Tabby is a free application. It allows users to shop and pay over time without upfront costs or hidden fees.

### How does Tabby compare to other payment options?

Tabby offers a unique 'pay in 4' installment plan with no interest or hidden fees, distinguishing it from traditional credit cards or other buy now pay later services that may have different structures.

## Version history (last 5 releases)

### 4.89.0 — 2026-08-27

Some bugs were fixed, a few things were polished, and now the app feels a little more like home. Thanks for being part of the journey with Tabby. Shop what you love, and pay in 4

### 4.88.2 — 2026-08-24

Some bugs were fixed, a few things were polished, and now the app feels a little more like home. Thanks for being part of the journey with Tabby. Shop what you love, and pay in 4

### 4.88.1 — 2026-08-19

Some bugs were fixed, a few things were polished, and now the app feels a little more like home. Thanks for being part of the journey with Tabby. Shop what you love, and pay in 4

### 4.88.0 — 2026-08-14

Some bugs were fixed, a few things were polished, and now the app feels a little more like home. Thanks for being part of the journey with Tabby. Shop what you love, and pay in 4

### 4.87.2 — 2026-08-11

Some bugs were fixed, a few things were polished, and now the app feels a little more like home. Thanks for being part of the journey with Tabby. Shop what you love, and pay in 4

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*