# Tablu: Split Bills & Expenses — Tells you which card to use

> Expense tracker for credit card users, optimizing rewards and splitting bills. (iPhone/iPad app by Ravcon Ventures LLC.)

- Source: https://appshunter.io/ios/app/tablu-split-bills-and-expenses/id6791755763 (this page in markdown: same URL + `.md`)
- Developer: [Ravcon Ventures LLC](https://appshunter.io/developer/6791755765)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 2 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.4 · 58 MB
- Languages: American English
- Released: 2026-09-08
- Data updated: 2026-10-29
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/tablu-split-bills-and-expenses/id6791755763/reviews.md

## What is Tablu?

Tablu is one app for the money you share and the money you spend: split bills with anyone, use the right card every time, and see where it all goes.

SPLIT ANY BILL
Add an expense, tap Split, pick the group. Tablu works out each person's share, keeps a running balance, and writes a friendly reminder you can send to whoever still owes you. Roommates, trips, dinners: as many groups and people as you want. Splitting is always free.

USE THE BEST CARD
Tell Tablu which cards you carry. When you add an expense, it shows which one earns the most for that purchase, and the points or dollars back you'll get.

SEE WHERE IT GOES
Spending by category, month by month. Only your share of a split counts, so your numbers stay honest.

NEVER MISS A CARD BILL
A due date and countdown for every card, the bill worked out from what you've logged, and an optional reminder 3 days before it's due.

KNOW WHAT'S SAFE TO SPEND
Your accounts, cards and what friends owe you in one net worth line, and a safe-to-spend number that already sets aside card bills and recurring payments due in the next 30 days.

A WEEKLY LOOK BACK
An optional Sunday-evening summary: what you spent, how it compares to last week, and the one purchase where another card would have earned more.

YOUR DATA, YOUR CALL
No bank login, no ads, no tracking. You enter what you want Tablu to know. Export to PDF or CSV, and delete your account from Settings whenever you like.

TABLU PRO
Standard is free. Pro adds:
- Unlimited cards and accounts (Standard includes 3 of each)
- Receipt photos: snap and keep a receipt with every expense
- Every month, forever: your full history, with reports and exports for the whole year (Standard shows and exports the last 3 months)
- Who spent on what: each person in a group, by category
- 6 months of net worth trend (Standard shows 3)

Pro is available as:
- Yearly: $29.99 per year, with a 3-day free trial for new subscribers
- Lifetime: $69.99, one payment
Prices are in US dollars and may vary by country.

Yearly is an auto-renewing subscription. Payment is charged to your Apple ID when you confirm the purchase, or when the free trial ends. It renews automatically unless you turn it off at least 24 hours before the current period ends, and your account is charged for the renewal within the 24 hours before the period ends. Manage or cancel it anytime in Settings > your name > Subscriptions.

Terms of Service: https://tablu.app/terms
Privacy Policy: https://tablu.app/privacy

## Key features

- Track credit cards, accounts, and cash
- Optimize card rewards by category
- Split expenses with others
- Monthly spending reports
- Private data, no bank login
- PDF & CSV export (Pro)

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Tablu Pro Annual | $29.99 | per year |
| Tablu Pro | $4.99 | per month |
| Tablu Pro Annual | $29.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Tablu Pro Lifetime | $69.99 | one-time |


## Is Tablu safe?

Not enough ratings yet to assess Tablu.

## Is Tablu legit?

Tablu: Split Bills & Expenses has limited verification signals. The AppsHunter Legitimacy Score for Tablu is 58 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/tablu-split-bills-and-expenses/id6791755763/reviews.md

### 5/5 — Very helpful

*2026-09-25*

I like it, it’s really easy to use and actually useful to manage all my income and expenses and the detailed reports is amazing

### 5/5 — Underrated tracker app

*2026-09-16*

I’ve been using this for a couple of weeks now and it’s super convenient. I switch around different credit cards to maximize my cashback and points and keeping track of them all are normally a hassle.

I love this app because it sorts transaction automatically from different cards and i can see the clean breakdown. Once you get the hang of the few features, it’s low key amazing, really quick loading, simple and clean looking.

## Frequently asked questions about Tablu

### What is Tablu?

Tablu is a personal finance app designed to help users track their expenses, manage credit cards, and optimize rewards. It allows you to see which card earns the most for specific categories and split bills with others.

### How does Tablu help with credit card rewards?

Tablu analyzes your spending across different categories like dining, travel, and groceries. It then recommends which of your credit cards will earn you the most rewards for each specific transaction, helping you maximize your benefits.

### Can I split bills with friends using Tablu?

Yes, Tablu allows you to easily split expenses with anyone. You can divide transactions equally or by custom amounts, and the app keeps a running total of who owes what, with a one-tap payment option.

### Is my financial data safe with Tablu?

Tablu is designed with privacy in mind. It does not require bank logins, does not display ads, and does not sell user data. All transactions are entered manually by the user, ensuring your financial information remains private.

### What are the free features of Tablu?

The free version of Tablu allows you to track up to 3 cards and accounts, provides best card recommendations, and offers monthly spending reports. It's a great way to start managing your finances.

### What does Tablu Pro offer and how much does it cost?

Tablu Pro costs $29.99 per year and offers unlimited cards and accounts, full category breakdowns, net savings tracking, unlimited household members, full spending history, and PDF/CSV export. This tier provides comprehensive financial management tools.

### Does Tablu have ads?

No, Tablu is ad-free. The app is designed to provide a clean and private user experience without any advertisements interrupting your financial tracking.

### What devices does Tablu support?

Currently, Tablu is available on iPhone. It also has a web version accessible at web.tablu.app for users who prefer to manage their finances on a desktop or laptop.

## Version history (last 5 releases)

### 2.1 — 2026-10-27

See who's on each card: open any card to see everyone's share and who still owes you.
Split the full amount to a friend in one tap when you pay for them.
Tablu now opens in a clean light look by default.
Smoother typing in every form, plus small fixes.

### 2.0 — 2026-10-13

Tablu 2.0 is a new app, rebuilt from the ground up.

- Split any bill in a few taps, with balances, reminders and settle-ups for every group
- Who spent on what in each group, by person and by category (Pro)
- A clearer best-card pick on every expense, with the points or dollars back you'll earn
- Safe to spend, net worth, and an optional summary every Sunday
- Card bills with due-date countdowns and optional reminders
- Receipt photos on any expense (Pro)
- Sign in with Apple, Google or an email code
- A new look, a new icon, and a faster, calmer app everywhere

Your expenses, cards and accounts come with you. Balances with people start fresh at $0, and your past splits stay in Activity.

Thanks for using Tablu.

### 1.1.5 — 2026-09-18

Bug fixes and Improvements

### 1.1.4 — 2026-09-14

Bug fixes and improvements.

### 1.1.3 — 2026-09-12

Bug fixes and improvements.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-29.*