# Tacktus — Lend money. Stay friends.

> Lend money. Stay friends. (iPhone/iPad app by Elhadji Ibrahima Ndiaye.)

- Source: https://appshunter.io/ios/app/tacktus/id6779343398 (this page in markdown: same URL + `.md`)
- Developer: [Elhadji Ibrahima Ndiaye](https://appshunter.io/developer/1586466931)
- Category: Finance, Utilities
- Price: Free
- Age rating: 17+
- Requires: iOS 17.0 · 67 MB
- Languages: American English, French (France)
- Released: 2026-10-23
- Data updated: 2026-11-13

## What is Tacktus?

You paid for dinner. You covered the concert tickets. You lent your brother a little until payday. And now you're the one who has to bring it up.

Tacktus takes the awkwardness out of lending money to the people you love. Write the debt down once, they agree with one tap, and from then on the app does the remembering, not you.

NEVER ASK "DID YOU PAY ME BACK?" AGAIN
Every loan and every repayment is written down and agreed by both of you. No more mental math, no more "I thought we were even", no more doubt sitting in the middle of a friendship.

AGREED BY BOTH, SO NOBODY ARGUES
The other person confirms each debt and each repayment. When the balance says €40, it's a number you both signed off on. Money stops being a touchy subject because there's nothing left to debate.

THEY DON'T NEED THE APP
Send a link. They open it in their browser, sign in with their email, Apple or Google, and confirm. No installing, no convincing, no "I'll do it later".

SEE WHERE YOU STAND, INSTANTLY
Open the app and your net balance is right there, with one line per person: owed, owing, or square. Pay back in parts whenever you can and watch the balance shrink to zero. Settled means settled.

GENTLE NUDGES, NOT NAGGING
When a debt or a repayment is waiting on someone, Tacktus sends a discreet reminder. The amount never appears in the notification, and you never have to be the one who asks.

PRIVATE, BETWEEN THE TWO OF YOU
Only you and the other person see the amounts. Your contacts stay on your phone. No ads, no tracking, no selling your data. Tacktus keeps the record; the money moves between you, outside the app.

MADE FOR REAL LIFE
• Friends: the dinner you covered, the tickets you advanced, the loan until payday.
• Family: help between relatives, written down so nobody has to remember it.
• Roommates and colleagues: rent, groceries and lunches, one balance per person.
• Small shops and regulars: the tab your regulars run, agreed by them and settled as they repay.

Start with one debt today. The next time someone says "I'll pay you back", you'll both know exactly when they did.

## Is Tacktus safe?

Not enough ratings yet to assess Tacktus.

## Is Tacktus legit?

Tacktus appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Tacktus is 75 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 4 releases)

### 1.0.3 — 2026-11-10

• Easier debt editing
• Clearer balances
• Tidier debt lists
• Simpler categories
• More reliable invitations
• Bug fixes and improvements

### 1.0.2 — 2026-11-03

• Recording a repayment is now simpler and clearer.
• New reminders help you keep track of your debts.
• A more polished experience on iPhone.
• Bug fixes and reliability improvements.

### 1.0.1 — 2026-10-25

- Amounts now format as you type, and currencies with decimals are fully supported.
- A refreshed design that feels at home on iOS, with native tabs and buttons.
- Repayments waiting for your confirmation now appear first on Home.
- Debt declined? Send a new invitation or remove it from Home.
- You can close an invitation without answering it, and signing in from one takes you straight back to it.
- We only ask for notifications when they’re useful, no longer at first launch.
- Clearer debt details, plus various fixes and improvements.

### 1.0 — 2026-10-23

No release notes.

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## More apps by Elhadji Ibrahima Ndiaye

- [Spathola](https://appshunter.io/ios/app/spathola/id1586466929)
- [Nattbi](https://appshunter.io/ios/app/nattbi/id6738212536)

All apps by Elhadji Ibrahima Ndiaye: https://appshunter.io/developer/1586466931

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-13.*