# TakeHomePay — Know Your Real Take-Home Pay

> Reverse and forward salary calculator with integrated budget planner. (iPhone/iPad app by Gavin Hart.)

- Source: https://appshunter.io/ios/app/takehomepay/id6774140425 (this page in markdown: same URL + `.md`)
- Developer: [Gavin Hart](https://appshunter.io/developer/494947844)
- Category: Finance, Utilities
- Price: $0.49 (on sale, was $0.99)
- Age rating: 4+
- Requires: iOS 17.0 · 1 MB
- Languages: American English
- Released: 2026-06-02
- Data updated: 2026-08-22
- Monetization: paid
- User reviews in markdown: https://appshunter.io/ios/app/takehomepay/id6774140425/reviews.md

## What is TakeHomePay?

Ever been offered a salary and wondered if it's actually enough to live on?
TakeHomePay works backwards — enter the take-home pay you want and we'll 
tell you the gross salary you need to ask for.

REVERSE SALARY CALCULATOR
Stop guessing. Type your desired weekly, fortnightly, monthly or annual 
take-home and TakeHomePay instantly calculates the exact gross salary you 
need — accounting for every deduction your employer and the ATO will take.

FORWARD CALCULATOR INCLUDED
Already have an offer? Flip it around. Enter any gross salary and see your 
real take-home across all four pay periods at once.

BUILT-IN BUDGET PLANNER
Add your rent, groceries, transport, utilities and other expenses. 
TakeHomePay totals them up and passes the number straight to the calculator 
— so you know exactly what salary you need to sustain your lifestyle.

MATCHES THE ATO CALCULATOR EXACTLY
TakeHomePay uses the official ATO PAYG withholding coefficient tables 
(Schedule 1, 2025–26) — the same method your employer uses. No surprises 
come payday.

PERSONALISE YOUR CALCULATION
- HECS / HELP debt repayments
- Medicare Levy & Surcharge
- Private hospital cover
- Australian resident or non-resident
- Tax-free threshold (main job or second job)
- Superannuation (SGC 12%)
- Low Income Tax Offset (LITO)

ALWAYS UP TO DATE
Rates are current for the 2025–26 financial year, reflecting the Stage 3 
tax cuts. Updated each financial year.

Perfect for job seekers negotiating an offer, employees asking for a raise, 
contractors setting their rate, or anyone who just wants to know where their 
money actually goes.

## Key features

- Reverse salary calculation
- Forward salary calculation
- Integrated budget planner
- ATO compliant calculations
- Personalized deduction options
- Updated for current tax year

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/takehomepay/id6774140425/reviews.md

### 5/5 — Love it

*2026-06-03*

Works well and easy to use

## Frequently asked questions about TakeHomePay

### What is TakeHomePay?

TakeHomePay is a finance app that acts as a reverse salary calculator. It helps you determine the gross salary you need to earn to achieve your desired take-home pay after all deductions.

### How does TakeHomePay calculate salary?

TakeHomePay uses official ATO PAYG withholding coefficient tables, matching the method employers use. It accounts for deductions like HECS/HELP debt, Medicare Levy, Superannuation, and tax offsets.

### Can TakeHomePay calculate my take-home pay from a gross salary?

Yes, TakeHomePay includes a forward calculator. You can enter any gross salary, and it will show your real take-home pay across weekly, fortnightly, monthly, and annual pay periods.

### Does TakeHomePay have a budget planner?

Yes, TakeHomePay features a built-in budget planner. You can add expenses like rent, groceries, and utilities, which are then used by the salary calculator to determine your required income.

### Is TakeHomePay up to date with current tax laws?

Yes, TakeHomePay is updated each financial year. The rates are current for the 2025–26 financial year, reflecting the Stage 3 tax cuts.

### What devices does TakeHomePay support?

TakeHomePay is currently supported on iPhone devices.

### How much does TakeHomePay cost?

TakeHomePay is a paid app, available for a one-time purchase price of $0.49.

### Does TakeHomePay have ads?

No, TakeHomePay does not contain advertisements. It is an ad-free application.

## Version history (last 1 release)

### 1.0 — 2026-06-02

No release notes.

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All apps by Gavin Hart: https://appshunter.io/developer/494947844

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-22.*