# Takhmeena: Income Tax & Solar — Bills, Zakat & Card Calculator > Bills, Zakat & Card Calculator (iPhone/iPad app by Muhammad Ubaid.) - Source: https://appshunter.io/ios/app/takhmeena-income-tax-and-solar/id6781991528 (this page in markdown: same URL + `.md`) - Developer: [Muhammad Ubaid](https://appshunter.io/developer/1883303591) - Category: Finance, Utilities - Price: Free - Age rating: 4+ - Requires: iOS 16.5 · 30 MB - Languages: American English - Released: 2026-07-10 - Data updated: 2026-09-09 - User reviews in markdown: https://appshunter.io/ios/app/takhmeena-income-tax-and-solar/id6781991528/reviews.md ## What is Takhmeena? Takhmeena (تخمینہ, "estimate") is Pakistan's all-in-one calculator app — estimate your income tax, credit card tax, construction cost, solar system, electricity & gas bills, zakat and more. Simple, fast, and works offline. INCOME TAX CALCULATOR Estimate your salary income tax using the latest publicly published salary slabs (2025-26 & 2026-27). See monthly and yearly tax, the slab applied, surcharge, and compare your tax across 13 years. Source (FBR): https://fbr.gov.pk/withholding-tax-rates/51147/81155 CREDIT & DEBIT CARD TAX (SECTION 236Y) Paying for a subscription, domain, hosting or online shopping in dollars? See what it really costs on a Pakistani credit, debit or prepaid card. Enter the price in dollars or the rupee amount from your statement, and Takhmeena breaks down all three charges: your bank's foreign-exchange markup, provincial sales tax on that markup, and federal advance tax under Section 236Y — 0.5% for filers and 1% for non-filers since 1 July 2026. Uses a live USD rate, and shows how much of it you can claim back when you file. Source (FBR): https://fbr.gov.pk/withholding-taxes-rate-card/174298/174301 CONSTRUCTION COST CALCULATOR Plan a build before you spend. Estimate a full house (grey or turnkey), a single room, an RCC roof slab, bricks, plaster, flooring, false ceiling and paint — with a bottom-up material list (cement bags, steel, bricks, sand, crush) and labour, adjusted for Village, City or Bahria/DHA rates. Note: construction rates are market averages, not official government rates. SOLAR CALCULATOR Size a solar system and estimate its cost — by appliance load, known kW size, your electricity bill, low-cost DC, or UPS retrofit. Get inverter, panel and battery sizing with itemised price estimates and payback (ROI). ELECTRICITY BILL CALCULATOR Estimate your electricity bill using published NEPRA tariffs — protected/unprotected slabs, fuel adjustment, duties and GST, for every DISCO. Source (NEPRA): https://www.nepra.org.pk GAS BILL CALCULATOR Estimate your gas bill (SNGPL / SSGC) using published OGRA slabs, with meter-reading input. Source (OGRA): https://www.ogra.org.pk/consumer-gas-prices ZAKAT & USHER Estimate zakat (2.5%, nisab) on gold, silver, cash and assets — and usher on crops. PTA MOBILE TAX Estimate mobile-device (PTA) tax by brand and model. For the exact figure, open the official websites below in your browser — Takhmeena only shows an estimate. Sources: PTA DIRBS https://www.pta.gov.pk/en/dirbs and FBR WeBOC https://www.weboc.gov.pk/Shared/MobileDeviceDutyInformation.aspx PROPERTY & VEHICLE TAX Estimate property transfer tax and vehicle token tax by province. Sources: FBR https://www.fbr.gov.pk/categ/valuation-rulings/151251 and Punjab Board of Revenue https://bor.punjab.gov.pk/node/182 and provincial Excise & Taxation (e.g. Punjab https://excise.punjab.gov.pk/motorvehicle_tax) FREELANCER TAX Estimate tax for freelancers and IT / export of services (Section 154A), for PSEB and non-PSEB filers. Source (FBR): https://fbr.gov.pk/withholding-taxes-rate-card/174298/174301 LIVE RATES Gold, silver and solar panel, inverter and battery prices at your fingertips — updated regularly. WHY TAKHMEENA • Simple, fast estimates • Works offline — no sign-up, no account • Made for Pakistan • English & Urdu (اردو) • Share your results DISCLAIMER Takhmeena is an independent, unofficial app for informational and educational purposes only. It is not affiliated with, endorsed by, or connected to FBR, NEPRA, OGRA, PTA, or any government body, and it does not file taxes, make payments, or register deviimates based on the publicly available rates from the official sources linked above. Construction rates are market averages, not official rates. Estimates are not financial, tax, or legal advice. Rates change; always verify with the official sources before making any decision. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Version history (last 5 releases) ### 1.3.1 — 2026-09-08 NEW: CREDIT & DEBIT CARD TAX (SECTION 236Y) Find out what a dollar payment abroad really costs on a Pakistani card — subscriptions, domains, hosting, ads and online shopping. • Enter the price in dollars, or the rupee amount from your statement • See all three charges separately: your bank's foreign-exchange markup, provincial sales tax on that markup, and federal advance tax under Section 236Y • Section 236Y is 0.5% for filers and 1% for non-filers since 1 July 2026 — down from 5% • Live USD rate, with an offline fallback • Set your own bank's markup, province and tax year • Shows how much you can claim back when you file your return IMPROVEMENTS • Faster access to your result — the total now appears as soon as you type • Full Urdu translation across the new calculator As always: works offline, no sign-up, and every rate comes from publicly published official sources. ### 1.2.1 — 2026-09-02 NEW — Construction cost calculator Eight calculators for anyone building in Pakistan: • Full house cost — by marla, storeys, location and finish. A line-by-line breakdown (foundation, materials, labour, roof slab, site work, finishing, fees), not one blanket rate... • Paint / whitewash — distemper, emulsion or weather shield, by area or room size. Shows the litres you need and which tin sizes to buy. ALSO NEW • Freelancer tax now covers social media and platform earnings... ### 1.2.0 — 2026-08-30 NEW — Construction cost calculator Seven calculators for anyone building in Pakistan: • Full house cost — by marla, storeys, location and finish. A line-by-line breakdown (foundation, materials, labour, roof slab, site work, finishing, fees), not one blanket rate. Village / city / Bahria-DHA pricing, grey structure or turnkey. • Room cost — brickwork, DPC & lintel band, roof, plaster and floor, with a "what to buy" material list. • Roof slab (lenter) — cost plus cement, steel, sand and crush. • Bricks — by covered area, one wall, or a whole room. • Plaster, flooring and false ceiling — enter a square-foot figure or just the room size. Choose your roof: RCC slab, precast or T-iron. Choose your floor: cement, tiles, marble or chips — each split into material, laying and polishing. NOW FULLY IN URDU ### 1.1.0 — 2026-07-11 NEW CALCULATORS • Vehicle Token Tax — annual token, income tax & fees for all provinces and ICT • Land Registry Costs — stamp duty, CVT, registration & withholding by province ELECTRICITY UPGRADE • Commercial & industrial tariffs (A-2, B-1, B-2) • Time-of-Use (peak/off-peak) meter support • Filer toggle — advance income tax applies to non-filers only • Enter FPA/QTA from your bill for a to-the-rupee estimate MORE • Freelancer calculator now covers non-IT services (doctors, consultants & more) • Pick your language (English/اردو) right from onboarding — with proper Urdu Nastaliq typography ### 1.0.0 — 2026-07-10 No release notes. ## More apps by Muhammad Ubaid - [Stepora: Step Counter](https://appshunter.io/ios/app/stepora-step-counter/id6760217365) - [ScanSeek AI: Photo Search](https://appshunter.io/ios/app/scanseek-ai-photo-search/id6762801361) - [SleepTonic: Deep Sleep Sounds](https://appshunter.io/ios/app/sleeptonic-deep-sleep-sounds/id6781653064) All apps by Muhammad Ubaid: https://appshunter.io/developer/1883303591 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-09.*