# Talin: Money Tracker — Safe to spend, made clear

> Safe to spend, made clear (iPhone/iPad app by Marco Anthony Talin Araujo.)

- Source: https://appshunter.io/ios/app/talin-money-tracker/id6778952705 (this page in markdown: same URL + `.md`)
- Developer: [Marco Anthony Talin Araujo](https://appshunter.io/developer/6778952917)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 18.0 · 5 MB
- Languages: American English, Brazilian Portuguese
- Released: 2026-08-06
- Data updated: 2026-10-02
- User reviews in markdown: https://appshunter.io/ios/app/talin-money-tracker/id6778952705/reviews.md

## What is Talin?

Talin is a private, on-device money tracker for iPhone and Mac. See exactly where your money goes, what's safe to spend, and what's coming up — without ads, accounts, or anything leaving your device.

ONE HONEST NUMBER
Safe to spend: your cash, minus bills still due, minus the budget you set aside. The number that actually tells you if you can spend.

TRACK IN SECONDS
A fast keypad-first entry screen, one-tap logging of frequent transactions, and category shortcuts. Import a bank CSV when you'd rather bring history in.

SEE WHERE IT WENT
A donut breakdown by category, a daily spending chart, and month / quarter / year views. Tap any slice, bar, or calendar day to see the exact transactions behind it.

BILLS THAT BEHAVE
Schedule any recurrence — every month, every N days, every N weeks, quarterly, yearly. Mark them paid, pay early, skip a month, or end a series. Reminders before each one is due.

BUDGETS BY CATEGORY
Set a monthly limit per category and watch what's left, with an over-budget warning before it's too late.

ACCOUNTS, SAVINGS & INVESTMENTS
Track multiple accounts and transfers, set savings goals, and follow crypto and stocks with live prices — read-only, tracking only.

PRIVATE BY DESIGN
Everything stays on your device and syncs through your own iCloud. No server, no account, no tracking, no ads. Optional Face ID lock and hide-balances. Full English and Portuguese.

Free. All of it.


## Version history (last 3 releases)

### 1.2.0 — 2026-09-15

Credit cards, done properly.
Add a card with its limit, closing day and payment due day. Talin tracks what you owe, what each statement comes to, and when it has to be paid. A charge is held back from your safe-to-spend the moment it happens — so spending on a card can never make you look richer than you are.

Buying in installments.
Add a purchase as monthly installments and it behaves like a bill that expires: each month costs you its own share, and never a penny before.

Income you tick off.
Mark income as received with the amount that actually arrived, not the amount you expected. And file it under a real source — wages, rent received, a side hustle, someone paying you back — so you can finally see where your money comes from.

Plus a long list of fixes to how money is entered and shown, including amounts typed the Brazilian way.

### 1.1.0 — 2026-08-14

Thanks for the notes since launch — most of this update came straight from them.

NEW
• Expected monthly income. If you're paid weekly, freelance, or invoice customers, set what you
  expect the month to bring in and Talin tracks it against what has actually landed. It's a target,
  so it never inflates your safe-to-spend.
• Pick your currency on the very first screen, not just in Settings.

FIXED
• "Explore with demo data" now always does something — it either loads the sample setup or tells you
  why it can't, instead of quietly doing nothing.
• Deleting an account now moves its bills across with its transactions, so payments can't go missing.
• Imported CSV dates land on the right day outside Europe. Statements no longer shift a day earlier,
  and month-end rows stay in the right month.
• "Hide balances" now hides every amount, not just the big ones.
• Widgets speak Portuguese.
• Price alerts actually arrive.
• Faster, steadier scrolling, and a Privacy Policy link inside the app.

### 1.0.0 — 2026-08-06

No release notes.

## Apps similar to Talin

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Safe to Spend Budget: Yovari](https://appshunter.io/ios/app/safe-to-spend-budget-yovari/id6785918134) | — | Free | Finance |
| [Summa: Safe to Spend](https://appshunter.io/ios/app/summa-safe-to-spend/id6775705603) | — | Free | Finance |
| [BudgetPulse – Easy Budgeting](https://appshunter.io/ios/app/budgetpulse-easy-budgeting/id6774836025) | 5.0 (2) | Free | Finance |
| [Savern: Budget & Track Money](https://appshunter.io/ios/app/savern-budget-and-track-money/id6795190478) | — | Free | Finance |
| [Trudget: Budget Tracker](https://appshunter.io/ios/app/trudget-budget-tracker/id6760552476) | — | Free | Finance |
| [Saldox](https://appshunter.io/ios/app/saldox/id6759874840) | — | Free | Finance |

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-02.*