# Tam - Digital Banking

> Digital banking app for account opening, virtual cards, transfers, and rewards. (iPhone/iPad app by Kuwait Finance House.)

- Source: https://appshunter.io/ios/app/tam-digital-banking/id1630756913 (this page in markdown: same URL + `.md`)
- Developer: [Kuwait Finance House](https://appshunter.io/developer/397751405)
- Category: Finance, Business
- Price: Free
- Rating: 4.49/5 from 1,596 App Store ratings · 103 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.2 · 209 MB
- Languages: Arabic, English
- Released: 2023-10-29
- Data updated: 2026-08-27
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/tam-digital-banking/id1630756913/reviews.md

## What is Tam?

Tam Mobile Banking app makes your banking experience even more convenient than ever before with a fresh and intuitive design. TAM banking features allow you to live locally and think globally, It’s more than a bank, it’s a lifestyle.

-Open an account on the go.
Download the Tam app and open your online bank account —right from your phone.  Get a tam virtual card and start using it right away. You can add your Tam card to Apple Pay.

-Instant virtual debit and prepaid Tam Card.
Get your virtual card instantly and enjoy the unlimited features with the extra layer of security of the Tam virtual card. Tam prepaid card is the smarter way to pay. Not just that— our prepaid cards also offer ease of use, simplicity, and the convenience of highly-desired rewards. 

-Transfers made fun and easy.
Sending and receiving money has never been easier and more fun. With one tap , you can send and receive money from your friends and family.

- Fun rewards program 
The more you use Tam, the more you get. Join TAM and discover a world of rewards, unique benefits, and exceptional events, experience the extraordinary.

- Dozens of cool designs to choose from your virtual card.
Customize your Tam virtual card the way you prefer. Let your card represent the real you.

## Key features

- Open account on the go
- Instant virtual debit/prepaid card
- Easy money transfers
- Fun rewards program
- Customizable virtual card designs
- Add card to Apple Pay

## What do users think of Tam?

Overall sentiment: positive

**Pros**

- ❤️ Excellent
- 🤩 Incredible
- 👍 Wonderful
- 👍 Great
- 👍 Fantastic
- 👍 Awesome
- 👍 Excellent
- 👍 Best
- 👍 Impressive

**Cons**

- 🐛 Slow and buggy
- 🐛 Crashes frequently
- 🔒 Lack of privacy
- 🔋 High battery consumption

**Commonly reported bugs**

- Login issues for non-Kuwaitis
- Frequent crashes and freezes
- Slow performance

**Most requested features**

- Add plastic card option
- Allow name changes
- Add more banks for transfers
- Improve speed and stability

## Recent user reviews (10 of 103)

All indexed reviews: https://appshunter.io/ios/app/tam-digital-banking/id1630756913/reviews.md

### 5/5 — سعيد احمد المطيري

*2026-08-06, version 1.15.0*

البنك وايد خيالي في كل شي و حديث و معاملات اون لاين و سهله و سريعه

### 5/5 — الكويت

*2026-07-28, version 1.15.0*

افضل بنك تعاملت معاه ولا زلت أتعامل معاه لان كل شيء فيه سهل و بسيط و سريع وواضح و خدمة العملاء توب من جميع النواحي و اعتبره اهم بنك عندي و الرئيسي بالنسبة لي

### 5/5 — h

*2026-07-16, version 1.15.0*

g

### 5/5 — h

*2026-05-15*

g

### 5/5 — 👍

*2026-05-14, version 1.14.0*

افضل بنك

### 5/5 — ‏الصليبية أبغى 10 شهر 25 منزل 18

*2026-05-04, version 1.14.0*

لا

### 1/5 — ‏سيئ للغاية

*2026-04-26, version 1.14.0*

👎👎👎👎👎👎

### 5/5 — روعه

*2026-02-26, version 1.12.1*

حيل حلو

### 5/5 — اقوى بنك إسلامي

*2026-02-07, version 1.12.1*

بس لو تسوون منها بطاقه بدال التلفون وايد احسن

### 1/5 — حل مشكله

*2026-01-06, version 1.12.1*

كتبت الرمز مرتين غلط و تقفل حسابي و طلب مني معلومات لفتح القفل و كتبتها ولا فتح معاي ؟؟ ولا في مكان تواصل بتطبيق الا لما ادخل الحساب!!

## Frequently asked questions about Tam

### What can I do with the Tam Mobile Banking app?

The app allows you to open an online bank account directly from your phone, get an instant virtual debit or prepaid card, send and receive money easily, and participate in a rewards program. You can also customize the design of your virtual card.

### How do I get a virtual card with Tam?

You can get an instant virtual debit and prepaid Tam Card right after opening your online bank account through the app. These virtual cards offer security and can be added to Apple Pay for convenient payments.

### Is Tam Mobile Banking free to use?

Based on the provided information, the app is free to use. There are no mentions of subscription fees or in-app purchases for core banking functionalities or virtual cards.

### What are the benefits of using Tam for banking?

Tam offers a convenient banking experience with features like on-the-go account opening and instant virtual cards. It also includes a fun rewards program that offers benefits and rewards as you use the service, along with the ability to customize your virtual card.

### Can I use my Tam virtual card for payments?

Yes, your Tam virtual card can be used for payments. You can add your Tam card to Apple Pay for seamless transactions. The virtual card provides an extra layer of security and convenience for your purchases.

## Version history (last 5 releases)

### 1.15.0 — 2026-07-08

- Digital Wallet Control: you can now enable/disable adding your cards to digital wallets from the app.
- Tam prepaid card limits: control your spendings and withdrawal limits directly thought the card services section.
- General enhancements.

### 1.14.0 — 2026-04-26

You can now control your Tam card spendings and withdrawal limits
New prepaid card skins
General enhancements

### 1.13.1 — 2026-03-15

- General fixes

### 1.13.0 — 2026-03-15

- WAMD Favorite list
- WAMD Recent Transactions
- WAMD Statement Enhancements
- Prepaid Card Details Enhancements
- Debit Card Details Enhancements

### 1.12.1 — 2025-12-17

- General fixes and enhancements

## Apps similar to Tam

| App | Rating | Price | Category |
| --- | --- | --- | --- |
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| [Maqasa Online](https://appshunter.io/ios/app/maqasa-online/id6473044530) | 3.9 (22) | Free | Finance |
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## More apps by Kuwait Finance House

- [KFH Online](https://appshunter.io/ios/app/kfh-online/id409153764)
- [KFH Corporate](https://appshunter.io/ios/app/kfh-corporate/id1545832670)
- [KFH Rewards KW](https://appshunter.io/ios/app/kfh-rewards-kw/id1574450006)

All apps by Kuwait Finance House: https://appshunter.io/developer/397751405

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*