# tamam \| money won’t stop you — Instant Digital Financing

> Instant digital financing up to SAR 50,000, Sharia-compliant, with quick approval and transfer. (iPhone/iPad app by Zain Payments Limited Company.)

- Source: https://appshunter.io/ios/app/tamam-money-wont-stop-you/id1479696509 (this page in markdown: same URL + `.md`)
- Developer: [Zain Payments Limited Company](https://appshunter.io/developer/1479696508)
- Category: Finance, Utilities
- Price: Free
- Rating: 3.40/5 from 363 App Store ratings · 135 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 218 MB
- Languages: American English, Arabic
- Released: 2019-10-02
- Data updated: 2026-08-21
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/tamam-money-wont-stop-you/id1479696509/reviews.md

## What is tamam | money won’t stop you?

The fastest financing in Saudi Arabia.
 
With tamam, discover a fully integrated digital microfinance experience offering financing of up to SAR 60,000 with instant approval, with funds transferred to your account within 24 hours. Whether on weekdays or weekends, the Tamam app operates 24/7 to meet your needs with ease.
 
Why choose tamam?
- Always On: Complete your application anytime, anywhere—we never close.
- Instant Approval: A seamless digital experience with instant approval.
- Tailored for You: Financing up to SAR 60,000 for employees in all sectors and retirees.
- Fully Regulated: Secure, Sharia-compliant solutions under the supervision of the Saudi Central Bank (SAMA).
 
Download tamam and bridge the gap between your needs and your goals today.

## Key features

- Up to SAR 50,000 financing
- Instant approval
- Flexible repayment options
- Sharia-compliant
- Funds transferred within 24 hours
- 24/7 customer support

## What do users think of tamam | money won’t stop you?

Overall sentiment: negative

**Pros**

- 🚀 Fast and efficient
- 💡 Innovative features
- 👍 User-friendly

**Cons**

- 🐛 Technical issues
- 🔍 Lack of transparency
- 💰 High interest rates
- 🕰️ Slow customer support

**Commonly reported bugs**

- Registration errors
- Inability to update account details
- Login failures

**Most requested features**

- Improved login process
- More flexible repayment options
- Reduce required salary threshold

## Recent user reviews (10 of 135)

All indexed reviews: https://appshunter.io/ios/app/tamam-money-wont-stop-you/id1479696509/reviews.md

### 1/5 — This is a personal data collection app

*2026-06-14*

This app uses legit channels to collect personal data with no real services provided.

### 1/5 — كذب

*2026-05-18*

خايس وحراميه

### 3/5 — Blocked device?

*2026-05-11*

I don’t know much about this finance company, but it seems legit. They went through all the trouble to give many options and list the rules and regulations and create an app and a good webpage. The reason why I gave them three stars is because I am blocked from using it on my phone. I have no idea why it worked fine two weeks ago. I wasn’t interested two weeks ago, but they advertise 30% which is still pretty high, but at least it’s not 50% from the last time. So I am unable to consider any product since I cannot use the app.

### 1/5 — حراميه

*2026-03-18*

نصابين

### 1/5 — نصيحة

*2026-03-05*

نصيحة لوجه لله لحد يتعامل معهم توني ابي ابدا حياتي وطحت في ديون بسببهم يكفي ان الفايده اكثر من 100% وفوق كذا فيه لعب مابي اتكلم بس اذا حدتك الدنيا عليهم نصيحة اقرأ العقد كامل من اول صفحة لاخر صفحه لان يمكن تلاقي صفحات مو مسجله بس موجوده في العقد

### 1/5 — عمولة ونصب

*2026-02-08*

تطلب تمويل ٢٥ الف ياخذو منك ٣٠ الف سلامااات

### 1/5 — .

*2025-09-13*

يخوي عمري ٢٠ ويوم اسجل يقولي خطاء يجب ان يتراوح عمرك بين ٢٠ إلى ٦٠ طيب عمري ٢٠ يوم اكرر تبندوني تفو عليكم من برنامج الله لا يشتكر لكم يا عيال اللذينا مشكله الواحد إذا انحد على عيال كلب

### 5/5 — انتبهوا من الربا ياجماعه الخير

*2025-07-30*

١٠٠٠٠ ترجعه ٢١٠٠٠

### 1/5 — HMT

*2025-04-07, version 3.0.18*

The application neither allow me to login nor successfully complete the registration even though Nafath processed ge request successfully. More than one year of unsuccessful trials

### 1/5 — Slow customer support!

*2025-04-06*

It’s taking them very long time just to update my IBAN which the app has a glitch that won’t allow so!

## Frequently asked questions about tamam | money won’t stop you

### What does this app offer?

This app provides instant digital financing of up to SAR 50,000. It offers quick approval, flexible and secure repayment options, and ensures funds are transferred within 24 hours. The service is fully compliant with Islamic Sharia law and supervised by the Saudi Central Bank.

### Who is this app for?

The app is designed for employees in the public, semi-government, or private sectors, as well as retirees in Saudi Arabia. It caters to individuals needing quick and accessible financing solutions tailored to their needs.

### How long does it take to get the funds?

Once approved, your funds will be transferred to you within 24 hours. This rapid transfer is part of the app's commitment to providing fast and efficient financial services.

### Is this app compliant with Islamic law?

Yes, the financing provided through this app is fully compliant with Islamic Sharia law. It operates under the supervision of the Saudi Central Bank, ensuring adherence to both religious and regulatory standards.

### What are the repayment terms?

The app offers flexible and secure repayment options. Specific details on repayment terms would typically be provided during the application process, ensuring they align with Sharia principles and user convenience.

## Version history (last 5 releases)

### 3.1.8 — 2026-07-20

In-app promissory note

### 3.1.7 — 2026-07-14

New UI/UX enhancements, Referral codes and Rewards

### 3.1.6 — 2026-05-18

General improvements

### 3.1.5 — 2026-04-27

General improvements

### 3.1.4 — 2026-04-19

General Improvements

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-21.*
