# Tap - Mobile Finance — Money, social and more. > Global finance management app with multi-currency spending and transfers. (iPhone/iPad app by Tap Global Limited.) - Source: https://appshunter.io/ios/app/tap-mobile-finance/id1492263993 (this page in markdown: same URL + `.md`) - Developer: [Tap Global Limited](https://appshunter.io/developer/1492263992) - Category: Finance, Business - Price: Free - Rating: 4.50/5 from 25 App Store ratings · 75 written reviews indexed - Age rating: 17+ - Requires: iOS 15.6 · 247 MB - Languages: American English, French (France), Greek, Italian, European Spanish, Swedish - Released: 2019-12-20 - Data updated: 2026-08-07 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/tap-mobile-finance/id1492263993/reviews.md ## What is Tap? Welcome to Tap, where managing your finances becomes an experience filled with ease and innovation. Whether you're a frequent traveler, an expat, or someone who loves exploring the world, Tap is your ultimate financial companion. Join our growing community of users who enjoy seamless financial management without the hassle. All-in-One Financial Control Borderless Spending: Enjoy the freedom of spending in multiple currencies without the worry of high fees. Our multi-currency support means you can shop, dine, and spend like a local in a host of different countries. Effortless Money Management: Track your spending with our user-friendly interface. Get a clear view of your finances and stay on top of your budget with ease. Global Transfers Made Simple: Send money across the in Europe & the UK with just a few taps. Our streamlined process ensures your money reaches its destination quickly and securely.
 Convenience at Your Fingertips Instant Notifications: Stay informed with real-time alerts for all transactions. Keep track of your spending and transfers effortlessly. Customizable Security: Your security is our priority. Freeze and unfreeze your card instantly, set spending limits, and enable additional safety features to keep your account secure.
 Travel with Confidence Worldwide Acceptance: Our card is accepted in over 170 countries, making it the perfect travel companion. Withdraw cash or pay directly in local currencies without the stress of carrying multiple cards. Competitive Exchange Rates: Get access to exchange rates that are consistently competitive, ensuring you get more for your money when you travel or send funds abroad.
 Customer Support, Always There for You! 24/7 Customer Service: Our dedicated team is available around the clock to assist you with any queries or concerns. Experience hassle-free support whenever you need it. Join Tap Today
Discover the convenience of Tap and transform the way you manage your finances. Embrace a world where financial freedom and control go hand in hand. Download Tap now and step into a world where your finances are as global as you are. ## Key features - Borderless spending in multiple currencies - Effortless money management and spending tracking - Simple and secure global money transfers - Instant transaction notifications - Customizable security features - Worldwide card acceptance - Competitive exchange rates ## What do users think of Tap? Overall sentiment: negative **Pros** - 👍 Easy to use interface - 🚀 Fast transactions - 💰 Low fees - 💳 Useful Mastercard - 🔒 Regulated and secure - 💡 Innovative features - 🌐 Global usability - 💬 Excellent support (sometimes) - 📈 Good for crypto investment - 🏦 Combines banking and crypto **Cons** - ❌ Account blocked/closed - 🐛 App glitches and errors - 💸 High or unclear fees - 🚫 Difficulty accessing funds - 🤔 Poor customer service - ⚠️ KYC verification issues - 🤷‍♂️ Lack of support - 🔒 Account access problems - 📉 Investment losses - 🚫 No Apple Pay - 🚫 No limit orders - 🚫 No stop losses - 🚫 Inability to purchase XTP - 🚫 Inability to top up with card - 🚫 Non-Visa debit card issues - 🚫 App not working on iPhone - 🚫 Too much KYC - 🚫 Glitches at KYC verification - 🚫 Didn't let me sign up - 🚫 Error trying to make account - 🚫 Cannot sign in - 🐛 Broken app - 🐛 Frozen crypto values - 🐛 Devaluing coins - 🐛 App stuck in update loop - 🐛 Face ID not working - 🐛 Send button issues - 🐛 Exit scam allegations - 🐛 Company dissolved allegations - 🐛 Identity theft concerns - 🐛 Locked out with no one to talk to - 🐛 No telephone number - 🐛 App a scam - 🐛 Password reset errors - 🐛 Unresponsive customer service - 🐛 Money disappearing daily **Commonly reported bugs** - App told user approved then rejected - Account closed after 4 years - £50k investment now worth £77 - Lost phone number, no access - Deposit not shown in app - £4900 stuck with error message - Fees on every transaction - Fee to top up, transfer, withdraw - 10 weeks without account access - Address change not reflected in app - Error not allowing use of funds - Funds never arrived after withdrawal - Money stuck, e-banking not enabled - Unable to purchase XTP - £4900 stuck with error message - Can't access funds, reset button issue - Deceived by third party, no support - ID verification not accepted 10 times - Cannot top up using card from app - Unable to transfer money from bank - App not working on iPhone, no support - Too much KYC, proof of address impossible - KYC verification glitches - Error when putting number in - Cannot sign in, screen locks - App broken for days, crypto values frozen - App stuck in update loop - Money disappearing daily - Sending Bitcoin error, sent whole wallet - Money blocked, e-banking not enabled - Cannot log in - Face ID does not work - Locked out of account, password reset errors - Company dissolved / non trading allegations - Requesting duplicate identification - Exit scam allegations - Locked out with no one to talk to - No telephone number to call - Stringent and peculiar identification requirements **Most requested features** - XTP coin availability in USA - Chart for each token - Auto buying feature - Favourites section - Dark mode option ## Recent user reviews (10 of 75) All indexed reviews: https://appshunter.io/ios/app/tap-mobile-finance/id1492263993/reviews.md ### 5/5 — Great user friendly platform *2026-05-24, version 3.8.5* Was told about this site from a friend. Wish it was advertised better for others to use as this platform has great rewards for using the card and is so easy to use, like any other bank card but all online. That and all other facilities this app offers, it’s now my main store of money. ### 1/5 — Beware they will take your assets *2026-05-13, version 3.8.3* I downloaded this app in 2023 and haven’t used it much. I was just holding some crypto waiting for it to make some money. I just checked and found they had helped themselves to my crypto as payment for an inactivity fee. Spoke to support and apparently they can just take what they want. Users beware. ### 1/5 — scam *2026-03-25, version 3.7.7* app crashes everytime you try and transfer money out, it has no problem accepting a deposit ### 1/5 — Costs *2026-03-02, version 3.7.4* Costs are too high for routine usage of withdrawals and transfers. Just crazy and unsustainable ### 1/5 — Absolute waste of time *2026-01-29, version 3.7.2* Absolute waste of time. The app literally told me I was approved, only to show a 'rejected' screen a second later. Don't bother downloading this if you don't want to be lied to. ### 5/5 — Just waiting for XTP *2026-01-10* Just waiting for tap’s XTP coin to be available in the USA along with their card. Then this will be my go to app for crypto. ### 1/5 — Avoid *2025-08-01, version 3.5.5* They closed my account after 4 years 50000 euro incoming so avoid i think they are scammers from Cyprus. ### 1/5 — Please don’t *2025-05-15, version 3.4.9* This is an utterly pointless token. I invested £50k just as it was being launched, with all sorts of promises. That £50k is now worth £77, not £77k, just £77.00. DO NOT INVEST IN TAP! ### 1/5 — Big issue *2025-03-29, version 3.4.5* Lost phone number.....there is no way to gain access to this app... ### 1/5 — Uniquely terrible *2025-03-15, version 3.4.4* Made a deposit- which has not been shown as received in the app. Nightmare ## Frequently asked questions about Tap ### What does the Tap app do? The Tap app is a financial companion designed for global money management. It allows users to spend in multiple currencies without high fees, track their expenses effortlessly, and send money across Europe and the UK securely and quickly. It aims to provide a seamless financial experience for frequent travelers and expats. ### What are the key features of Tap? Key features include borderless spending in various currencies, easy money management with clear spending overviews, and simplified global money transfers. Users also benefit from instant transaction notifications, customizable security options like freezing cards, worldwide card acceptance in over 170 countries, and competitive exchange rates. ### Is Tap free to use? The app is free to download and use, offering a free tier with core financial management features. While the description doesn't explicitly detail in-app purchases, it is categorized as 'free with in-app purchases', suggesting some advanced features or services may require payment. ### How does Tap ensure security? Security is a priority with customizable features. Users can instantly freeze and unfreeze their cards, set spending limits, and enable additional safety measures to protect their accounts. The app also provides real-time transaction alerts to keep users informed about their spending and transfers. ### Who is the target audience for Tap? This app is ideal for frequent travelers, expats, and individuals who regularly deal with multiple currencies or send money internationally. It's designed for anyone seeking a convenient and innovative way to manage their finances globally without the typical hassle of international banking. ## Version history (last 5 releases) ### 3.8.7 — 2026-08-06 Just a few tweaks, no glitches our wish! Coding streamlined and a few bugs squished! Offline mode? Oh yes, it's here! Use the app without network fear! ### 3.8.6 — 2026-06-25 Just a few tweaks, no glitches our wish! Coding streamlined and a few bugs squished! Offline mode? Oh yes, it's here! Use the app without network fear! ### 3.8.5 — 2026-05-15 Just a few tweaks, no glitches our wish! Coding streamlined and a few bugs squished! Offline mode? Oh yes, it's here! Use the app without network fear! ### 3.8.4 — 2026-05-14 Just a few tweaks, no glitches our wish! Coding streamlined and a few bugs squished! Offline mode? Oh yes, it's here! Use the app without network fear! ### 3.8.3 — 2026-05-12 Just a few tweaks, no glitches our wish! Coding streamlined and a few bugs squished! Offline mode? Oh yes, it's here! Use the app without network fear! ## Apps similar to Tap | App | Rating | Price | Category | | --- | --- | --- | --- | | [Skrill - Pay & Transfer Money](https://appshunter.io/ios/app/skrill-pay-and-transfer-money/id718248239) | 4.6 (23,962) | Free | Finance | | [Fluid card](https://appshunter.io/ios/app/fluid-card/id1364730352) | 4.6 (21) | Free | Finance | | [Starling - Mobile Banking](https://appshunter.io/ios/app/starling-mobile-banking/id956806430) | 4.9 (2,721) | Free | Finance | | [Revolut — Teen Finance](https://appshunter.io/ios/app/revolut-teen-finance/id1499857038) | 4.8 (2,115) | Free | Finance | | [Revolut Business](https://appshunter.io/ios/app/revolut-business/id1436969262) | 4.9 (2,798) | Free | Finance | | [Revolut: Send, spend and save](https://appshunter.io/ios/app/revolut-send-spend-and-save/id932493382) | 4.7 (70,648) | Free | Finance | ## Related topics [global finance](https://appshunter.io/ios/topics/global-finance) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-07.*