# Tap2 - 1.6% Card Payments — Save Money on Card Payments

> Mobile payment terminal for accepting contactless card payments with low fees. (iPhone/iPad app by Payment.Ninja Inc..)

- Source: https://appshunter.io/ios/app/tap2-16-card-payments/id6449006740 (this page in markdown: same URL + `.md`)
- Developer: [Payment.Ninja Inc.](https://appshunter.io/developer/1459957195)
- Category: Business, Finance
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings · 4 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.1 · 72 MB
- Languages: English
- Released: 2023-11-15
- Data updated: 2026-08-11
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/tap2-16-card-payments/id6449006740/reviews.md

## What is Tap2?

The most affordable Tap to Phone app saves up to 50% compared to others!

- Just 1.6% compared to 2.6%+10¢ at other apps.
- Get paid fast with money available in seconds (depending on the sale amount).
- Stay protected from fraud, with no fraudulent chargebacks guaranteed!
- Friendly support 24/7, with in-app instant chat.

Transform your phone into a secure and convenient payment terminal.

Enjoy the freedom of accepting contactless payments without any additional hardware or monthly fees.
Process contactless cards issued by major brands like Visa, Mastercard, American Express, Discover, and Apple Pay.

- No hidden fees, no contract, and no minimums.
- Instant account approval, no credit check required.
- Fast payout to any checking account.
- Responsive US-based customer support

A great payment processing option for any small business that needs to accept credit payments in-store or on the go, such as:
- contractors
- professionals
- small restaurants
- independent retail stores
- food trucks
and much more!

Try Tap2 today and please give us a review!

## Key features

- Accept contactless payments
- Low transaction fee (1.6%)
- Fast payouts
- Fraud protection
- No hardware required
- 24/7 in-app chat support

## Recent user reviews (4 of 4)

All indexed reviews: https://appshunter.io/ios/app/tap2-16-card-payments/id6449006740/reviews.md

### 3/5 — It is legit but confusing compared to Square

*2024-06-27*

I reported this app as a scam at first but it turned out to be a legitimate app after all. I did get my payout eventually automatically. It was confusing compared to square. There was nothing on the app explaining it is only automatic with no way to manually cash out. 

Other than that it works ok; a little buggy where you have to close and re open the app at times to get it to work properly. It does pretty fast and actually when it does though. It reopens pretty fast as well and works good without need for a scanner on newer IPhones. 

It works with stripe which makes it confusing to see your fees before deposit; however stripe will email you before your deposit showing the fees.

**Developer response:** Hey Anthony, thanks a lot for your feedback! We are working on the app's completely new version, which will be much easier to use. Stay tuned!

### 5/5 — Helped my business

*2024-01-21*

I recently started a local small business and didn’t want to spend money on a card reader before I knew there was a point to invest in it. When I found this app i was nervous if payments didn’t go through, but this app is really simple to use but it works. I’ve been starting to get more customers and all their payments go through every time and now i’m considering not getting a actual card reader for a while.

**Developer response:** Thank you for your review! Please don't hesitate to contact us if you have any questions.

### 1/5 — Terrible didn’t get my payout

*2024-01-18*

Didn’t get my payout can’t get anybody to help me. App and developer page no longer work.

**Developer response:** Hi Avapdk,

I am sorry to hear that you didn't receive your payout. There were likely some questions about your account, but it's easy to resolve!

Please send us an email at help@safetap.app and we'll be happy to fix this for you!

### 5/5 — You payment is only tap away

*2023-11-16*

You CAN accept payments from customers right on YOUR PHONE by only tapping their card (contactless) or a phone with Apple Pay. No more card readers, and it works fast! If you are a small business, offering services, selling your crafts on a Market stand etc. - this is your tool to use 👍

**Developer response:** Thank you so much for the great review! Our team works hard to make the latest financial tech available for small businesses and to help them grow!

## Frequently asked questions about Tap2

### What is Tap2?

Tap2 transforms your iPhone into a secure payment terminal, allowing you to accept contactless card payments like Visa, Mastercard, and Apple Pay directly on your device without any additional hardware.

### How much does Tap2 cost to use?

Tap2 is free to download and use. It charges a transaction fee of 1.6% per payment, which is significantly lower than many competitors. There are no hidden fees, contracts, or minimums.

### Does Tap2 have ads?

Yes, Tap2 contains advertisements. As a free service, advertisements are displayed to support its operation.

### How quickly will I receive my payments with Tap2?

Money from your sales is available in seconds, depending on the sale amount. Fast payouts are processed to any checking account.

### What types of cards can I accept with Tap2?

You can accept contactless cards issued by major brands including Visa, Mastercard, American Express, and Discover, as well as Apple Pay.

### Is Tap2 secure for my business?

Yes, Tap2 offers fraud protection and guarantees no fraudulent chargebacks. Your phone acts as a secure payment terminal.

### What devices does Tap2 support?

Currently, Tap2 is supported on iPhones. The app was last updated on December 12, 2024, with version 2.0.0.

### How can I get help if I have a problem with Tap2?

Tap2 provides friendly support 24/7 through in-app instant chat. They also offer responsive US-based customer support.

## Version history (last 5 releases)

### 2.0.0 — 2024-12-12

SafeTap is now Tap2!

- Just 1.6% compared to 2.6%+10¢ at other apps.
- Get paid fast with money available in seconds (depending on the sale amount).
- Stay protected from fraud, with no fraudulent chargebacks guaranteed!
- Friendly support via in-app instant chat or a phone call

### 1.0.9 — 2024-01-21

We improved the user experience and fixed a few bugs!

### 1.0.8 — 2023-11-24

Minor improvements and bug fixes.

### 1.0.7 — 2023-11-22

Minor improvements and bug fixes.

### 1.0 — 2023-11-16

No release notes.

## Apps similar to Tap2

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Credit Card Terminal & Reader](https://appshunter.io/ios/app/credit-card-terminal-and-reader/id290137919) | 2.9 (14) | Free | Business |
| [Zulio](https://appshunter.io/ios/app/zulio/id6446093895) | 4.1 (10) | Free | Business |
| [Saldo: POS & Tap to Pay](https://appshunter.io/ios/app/saldo-pos-and-tap-to-pay/id6472041423) | — | Free | Business |
| [SmartSwipe Credit Card Reader](https://appshunter.io/ios/app/smartswipe-credit-card-reader/id615529232) | 4.3 (45) | Free | Business |
| [CPOS: Tap to Pay Card Reader](https://appshunter.io/ios/app/cpos-tap-to-pay-card-reader/id6747078851) | 3.9 (88) | Free | Business |

## More apps by Payment.Ninja Inc.

- [Open - Instant Online Store](https://appshunter.io/ios/app/open-instant-online-store/id6449442287)

All apps by Payment.Ninja Inc.: https://appshunter.io/developer/1459957195

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-11.*