# TapSpend: Money Made Simple — AI, Budgets & Multi-Currency

> Simple, secure, offline personal finance tracker with AI bookkeeping. (iPhone/iPad app by Wuhan East Lake New Technology Development Zone Fugee Digital Studio (Individual ly Owned Busines).)

- Source: https://appshunter.io/ios/app/tapspend-money-made-simple/id6756864647 (this page in markdown: same URL + `.md`)
- Developer: [Wuhan East Lake New Technology Development Zone Fugee Digital Studio (Individual ly Owned Busines)](https://appshunter.io/developer/1801216681)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 16.0 · 17 MB
- Languages: Russian, Hindi, Indonesian, Turkish, German (Germany), Italian, Japanese, French (France), Polish, Thai and 10 more
- Released: 2026-01-02
- Data updated: 2026-08-20
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/tapspend-money-made-simple/id6756864647/reviews.md

## What is TapSpend?

TapSpend — A simple, secure, and delightful personal finance tracker.

Easy Expense Tracking Anytime
A minimal and intuitive workflow makes tracking expenses effortless. Record income and expenses with customizable categories and tags to keep every transaction organized.
AI smart bookkeeping lets you record expenses quickly using voice or images.

AI Smart Bookkeeping
- AI Voice Recording: record expenses with just a sentence
- AI Image Recognition: automatically generate bills from receipt or screenshot images
- Support for custom AI models
- Custom AI prompts to tailor the AI to your personal bookkeeping habits

Comprehensive Statistics
- Monthly Overview: clearly view your income, expenses, and balance
- Category Analysis: pie charts reveal spending distribution and highlight where your money goes
- Trend Tracking: monitor financial trends over time
- Category Filters: view statistics and detailed bills by category

Multi-Currency Support
- Record transactions in multiple currencies
- Automatically fetch real-time exchange rates (manually adjustable)
- All statistics are converted into your base currency

Budget Management
Set monthly budgets and track your progress in real time. Smart reminders help you build better spending habits.

Calendar View
Browse daily income and expenses by date and quickly locate past records.
Supports custom monthly cycles to match different salary schedules.
Daily budget tracking is also supported.

Bill Templates
Create reusable bill templates for common expenses and record transactions instantly with one tap.

Multiple Account Books
- Daily Book: record everyday expenses
- Project Books: travel, renovation, wedding, etc.
- Annual Books: yearly financial overview

Asset Management
Manage multiple accounts including bank cards, cash, Alipay, and WeChat. Clearly track balances and your overall financial status.

Secure and Private
- Data stored locally and available offline
- Face ID, gesture lock, and passcode protection
- iCloud backup and synchronization

Data Export
Export bills as CSV or Excel files for backup and deeper analysis.

VIP Features
- Multiple account books
- Custom monthly cycle
- Bill export
- App lock
- Multi-currency accounts

AI Pro Features
- AI voice bookkeeping
- AI image recognition bookkeeping
- Custom AI models
- Custom AI prompts

TapSpend makes personal finance simple. Start tracking every expense today and take control of your financial future.


[Subscription Information]
- VIP subscription unlocks all premium features
- VIP Yearly Subscription: billed yearly with automatic renewal
- VIP Lifetime: one-time purchase for permanent access

- AI Pro provides AI-powered bookkeeping services
- AI Pro Monthly Subscription: billed monthly
- AI Pro Yearly Subscription: billed yearly
- AI Pro Lifetime: one-time purchase for permanent access

- Payment will be charged to your Apple ID account upon confirmation of purchase
- Subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current period
- You can manage and cancel subscriptions in your App Store account settings
- Privacy Policy: https://jajapp.com/apps/tapspend/privacy
- Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- AI-powered expense tracking (voice & image)
- Customizable categories and tags
- Comprehensive financial statistics
- Multi-currency support
- Budget management with reminders
- Offline data storage
- Data export (CSV/Excel)

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| 敲敲记账AI Pro-月订阅 | $0.39 | per month |
| 敲敲记账AI Pro-年订阅 | $1.59 | per year |
| 年度VIP会员 | $2.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| 永久 VIP | $4.99 | one-time |
| 敲敲记账AI Pro-终身 | $3.49 | one-time |


## Recent user reviews (7 of 7)

All indexed reviews: https://appshunter.io/ios/app/tapspend-money-made-simple/id6756864647/reviews.md

### 5/5 — 很不错

*2026-04-02*

结合豆包快捷指令很好用

### 5/5 — 希望增加多人记账功能

*2026-03-24*

多人可以通过icloud同步账本，希望可以增加这个功能

### 5/5 — 简洁、无广、可自定义，超级棒👍🏻

*2026-03-01*

试过很多热门的记账软件，页面都太复杂，甚至还有广告的。这款记账软件页面简洁让人耳目一新，账目内容完成可以按照自己的想法自定义。另外可以通过快捷指令完成自动记账，随用随记，懒人福音。

### 5/5 — 安全好用

*2026-01-27*

以前一直用 numbers 在记账，主要是担心记账 app 会有隐私外泄的风险。这个 app 没有账号，没有服务器，数据都在本地和 iCloud，放心多了。

### 5/5 — 记账软件不错

*2026-01-16*

这个记账软件是我用过的最好用的，识别快，界面简洁，不错，不错

### 5/5 — 太好用了太方便了

*2026-01-15*

在小红书上安装了这个记账软件的快捷指令，真的太好用了，记账完全不用打开 app。
拯救了我这样的懒人！同时也希望开发者继续加油，多更新好的功能。造福我们会员用户！

### 5/5 — 一款“普通”的记账APP

*2026-01-11*

之前尝试过好几款记账APP，其实整体都差不多，但花里胡哨的东西太多了，用久了感觉“累”。这款APP简洁、普通，没有什么干扰注意力的元素，对于我这种只想记账的人来说，很合适。

## Frequently asked questions about TapSpend

### Does TapSpend have ads?

No, TapSpend does not contain advertisements. The app is free to use with optional VIP and AI Pro features available through subscriptions.

### What are the subscription options for TapSpend?

TapSpend offers VIP subscriptions for features like multiple account books and bill export, and AI Pro subscriptions for AI-powered bookkeeping. There are monthly, yearly, and lifetime options for both.

### How secure is my data with TapSpend?

TapSpend prioritizes security with data stored locally and available offline. It also offers Face ID, gesture lock, passcode protection, and iCloud backup and synchronization.

### Can I use TapSpend offline?

Yes, TapSpend is designed to work offline. Your financial data is stored locally on your device, ensuring privacy and accessibility without an internet connection.

### How does TapSpend's AI bookkeeping work?

TapSpend's AI can record expenses using voice commands or by recognizing information from receipt images. You can also customize AI prompts to tailor the bookkeeping to your habits.

### What devices does TapSpend support?

TapSpend is available for iPhone and iPad, making it accessible for users within the Apple ecosystem.

### How often is TapSpend updated?

The latest version of TapSpend, 1.2.7, was released on June 4, 2026, indicating regular updates to improve functionality and add features.

### Can I export my financial data from TapSpend?

Yes, TapSpend allows you to export your bills as CSV or Excel files. This feature is available with a VIP subscription and is useful for backup and deeper analysis.

## Version history (last 5 releases)

### 1.2.12 — 2026-08-07

Improved performance and reduced lag.

### 1.2.11 — 2026-08-03

Urgent fix for an issue that could cause the base currency setting to be missing for new users.

### 1.2.10 — 2026-08-02

Fixed an issue that could cause data migration to fail.

### 1.2.9 — 2026-07-29

TapSpend 1.2.9
Added support for more languages and currencies.
Added multi-currency bookkeeping.
Fixed several bugs and improved the overall experience.

### 1.2.7 — 2026-06-04

Version 1.2.7 Update
1.	Fixed some bugs.

## More apps by Wuhan East Lake New Technology Development Zone Fugee Digital Studio (Individual ly Owned Busines)

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All apps by Wuhan East Lake New Technology Development Zone Fugee Digital Studio (Individual ly Owned Busines): https://appshunter.io/developer/1801216681

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-20.*