# TAPT Money > One-tap app for borrowing, budgeting, and mobile banking with a debit card. (iPhone/iPad app by FCTI, Inc..) - Source: https://appshunter.io/ios/app/tapt-money/id1672157322 (this page in markdown: same URL + `.md`) - Developer: [FCTI, Inc.](https://appshunter.io/developer/1672157324) - Category: Finance - Price: Free - Rating: 3.41/5 from 75 App Store ratings · 47 written reviews indexed - Age rating: 4+ - Requires: iOS 13.0 · 91 MB - Languages: English - Released: 2023-03-01 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/tapt-money/id1672157322/reviews.md ## What is TAPT Money? TAPT is your one-tap money app for borrowing & budgeting with access to mobile banking. Get a TAPT Debit card and up to a $500 line of credit in minutes*, and manage all your financial accounts in one app. FINALLY, A DEBIT CARD THAT’S DESIGNED TO HELP YOU MANAGE YOUR FINANCES Managing your cash flow isn't easy. So, what is? Using the TAPT Debit card with TAPT Money*! Get that extra cash needed to make ends meet and pay bills on time. And, it may help improve your credit and peace of mind. *UP TO* A $500 PERSONAL LINE OF CREDIT – IN MINUTES When you sign up for TAPT, we provide you with a new TAPT Debit Account and a personal line of credit* linked to that account to help with expenses (expected or not!) that happen between paychecks. BOGUS FEES? NAH. Your money should NOT be wasted on unnecessary bank fees – that’s why TAPT has no overdraft fees, no minimum balance fees. TAPT MONEY: Up to $500* for you to use – for bills, for fun, for anything. TAPT DEBIT: Debit and credit line options that may help improve your credit standing. When you sign up for TAPT, we provide you with a new TAPT Debit Account and a personal line of credit* linked to that account to help with expenses (expected or not!) that happen between paychecks. TAPT TOOLS: See how much you can spend – and still save, too. Use TAPT Tools as your personal financial management platform. With TAPT Budget and TAPT Spend, we make it easy to gain visibility into your WHOLE financial life. TAPT LINK: Connect and link your debit, credit, savings, and other financial accounts into one app. FITS IN YOUR APPLE WALLET You might already have a digital wallet for all your online purchases. That’s cool. We fit perfectly in there. Easily add your TAPT Debit card with no extra effort. We think that financial management is key to peace of mind. TAPT has your back and is here to help you take control of your finances. Bring your financial future into clear view, today. *TAPT Money personal line of credit subject to credit approval. Banking services provided by Sutton Bank, member FDIC. The TAPT App is provided by FCTI, Inc., which is a financial technology company, not a bank. ## Key features - One-tap money management - Access to mobile banking - TAPT Debit card - Up to $500 line of credit - No overdraft or minimum balance fees - Financial account linking - Budgeting and spending tools ## Recent user reviews (10 of 47) All indexed reviews: https://appshunter.io/ios/app/tapt-money/id1672157322/reviews.md ### 4/5 — Quick loan *2024-01-03* User-friendly features, got cash quickly, but the payment plan was bothersome. **Developer response:** We're delighted to see that you're enjoying the TAPTmoney app! ### 5/5 — Pass go kinda money *2024-01-03* This app checks out how I spend and gives me personalized budgets to up my savings game. It’s like I’m the monocle dude in the monopoly game! **Developer response:** We're so glad to hear about your experience! Thanks for the awesome review. ### 5/5 — Helpful Tracking *2024-01-03* Taptmoney provides prompt reminders for impending bills and notifies me when we approach our budget thresholds. It keeps us on track and it’s nice to know we can borrow money when we need it. **Developer response:** We're delighted to see that you're enjoying the TAPTmoney app! ### 5/5 — Save time and money *2023-12-13* The auto-expense tracking is a godsend. I link up all our family accounts, and boom, the app takes care of business. No more sifting through receipts or racking my brain to recall where the money went. it's all laid out in one spot. This feature alone has saved me a ton of hours. **Developer response:** We're so glad to hear about your experience! Thanks for the awesome review. ### 5/5 — Highly recommend! Great app *2023-12-13* This app helps me on the daily. I am able to manage my finances better. **Developer response:** We're delighted to see that you're enjoying the TAPTmoney app! ### 5/5 — Great budgeting app *2023-12-08* This tool has helped me budget and manage my finances better than ever before. **Developer response:** We're delighted to see that you're enjoying the TAPTmoney app! ### 5/5 — Very helpful to track my budget *2023-12-07* This app is actually work! Helpful to review budget, correct financial decisions, get quick loan when time is harsh financially. Bruce. **Developer response:** We're so glad to hear about your experience! Thanks for the awesome review. ### 3/5 — Confusing at first *2023-12-07* I had difficulty navigating tapt at first. As I began to understand its features the app became a helpful tool for monitoring my finances. I now find it more user friendly as I have learned its functions. Nevertheless, there are some areas that could use improvement. **Developer response:** We're so glad to hear about your experience! Thanks for the awesome review. ### 5/5 — Excellent budgeting tools and quick money *2023-12-07* Quick approval process and excellent budgeting tools that allows me to manage my money more efficiently **Developer response:** We're delighted to see that you're enjoying the TAPTmoney app! ### 5/5 — Simple *2023-12-07* App is pretty simple and self explanatory. Easy to use line of credit and budgting tools. Figured it out in like a second. **Developer response:** We're so glad to hear about your experience! Thanks for the awesome review. ## Frequently asked questions about TAPT Money ### What does the TAPT Money app do? TAPT Money is a financial app that allows you to borrow money, manage your budget, and access mobile banking services. It provides a TAPT Debit card and a line of credit to help you manage expenses and bills. ### What are the key features of TAPT Money? Key features include a TAPT Debit card, a personal line of credit up to $500, no overdraft or minimum balance fees, budgeting and spending tools, and the ability to link all your financial accounts into one app. ### Is TAPT Money free to use? The app itself is free to download and use. While there is a line of credit available, it is subject to credit approval. The app aims to avoid common bank fees like overdraft and minimum balance fees. ### What are the common use cases for TAPT Money? Common use cases include covering expenses between paychecks, paying bills on time, managing cash flow, and gaining visibility into your overall financial life through budgeting and spending tools. ### Can I add my TAPT Debit card to my digital wallet? Yes, the TAPT Debit card can be easily added to your digital wallet, such as Apple Wallet, for convenient online purchases and transactions. ## Version history (last 2 releases) ### 6.2.1 — 2023-03-30 TAPT Money 6.2.1: * Bug fixes and performance improvements to enhance your experience. * UI improvements to make the app easier to use. ### 1.0 — 2023-03-01 No release notes. ## Apps similar to TAPT Money | App | Rating | Price | Category | | --- | --- | --- | --- | | [GalaxyOne: Wealth & Investing](https://appshunter.io/ios/app/galaxyone-wealth-and-investing/id1645801201) | 4.5 (350) | Free | Finance | | [Waya - Mobile Banking](https://appshunter.io/ios/app/waya-mobile-banking/id6445921373) | 3.5 (11) | Free | Finance | | [Zurp: Build Credit Get Rewards](https://appshunter.io/ios/app/zurp-build-credit-get-rewards/id1616024425) | 4.7 (781) | Free | Finance | | [FutureCard: Cashback Debit](https://appshunter.io/ios/app/futurecard-cashback-debit/id1639711310) | 4.6 (2,018) | Free | Finance | | [Fastsusu](https://appshunter.io/ios/app/fastsusu/id1626088856) | 5.0 (1) | Free | Finance | | [Swadesh Money](https://appshunter.io/ios/app/swadesh-money/id1603825767) | 5.0 (5) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*