# TATA Capital Loan & Wealth App — Personal, Business & Home loan

> Instant loans and wealth management app for personal, business, home, and vehicle financing. (iPhone/iPad app by TATA CAPITAL FINANCIAL SERVICES LIMITED.)

- Source: https://appshunter.io/ios/app/tata-capital-loan-and-wealth-app/id1451688163 (this page in markdown: same URL + `.md`)
- Developer: [TATA CAPITAL FINANCIAL SERVICES LIMITED](https://appshunter.io/developer/992081019)
- Category: Finance
- Price: Free
- Rating: 4.59/5 from 10,750 App Store ratings · 48 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 63 MB
- Languages: American English
- Released: 2019-02-07
- Data updated: 2026-09-02
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/tata-capital-loan-and-wealth-app/id1451688163/reviews.md

## What is TATA Capital Loan & Wealth App?

The Tata Capital Personal Loan & Wealth App is a one-stop solution for all your wealth management and instant loan needs. Instantly apply for a personal loan, track your investments, & manage your finances all in one place.

Access your online loan account from your device with our personal loan app. Track your repayments, & plan your instalments with our personal loan EMI calculator.

Instant Personal Loan Made Simple
· Apply for personal loans from ₹5,000 to ₹10,00,000 with just a few taps.
· Enjoy attractive interest rates on personal loans starting at 10.99% (Maximum APR of 26%).
· Flexible repayment tenures from 12 to 84 months.
· Transparent processing fees start at ₹1,499 + GST for your personal loan application.

Example:
- Personal Loan Amount- Rs. 5 Lakhs
- Loan Tenure – 2 Years
- Interest Rate - 14%
- Processing Fee - 2%
- Monthly EMI = Rs. 24,006
- Total repayment (Principal + Interest) = Rs. 5,75,88

Business Loan
Let Tata Capital’s online business loan app help you to achieve proper cash flow to run your company smoothly.

With our affordable small business loans, you can expand your business, introduce new machinery, boost production, or take your operations online.

- Apply directly through the Tata Capital app for an instant business loan
- Estimate your EMI in advance with our business loan EMI calculator
- Enjoy swift processing & approval
- Receive the loan amount directly in your bank account

Home Loan
Tata Capital’s wide range of instant home loans at competitive interest rates helps you to get your dream home with ease. You can use these flexible online home loans for purchasing a home, home extension or renovation.

- You just have to apply for a home loan through our Tata Capital Loan app & enjoy flexible loan tenure of up to 30 years and attractive interest rates starting from 6.85%.
- Remain stress-free! Navigate your housing loan journey confidently by planning your home loan repayment with our handy loan EMI calculator.

Vehicle Loan
Wish to get your dream vehicle? Tata Capital is the prominent solution for this too. Bring home your car or bike with an instant 4 or 2 wheeler loan from Tata Capital app!

Using the Tata Capital vehicle loan app, you can:
· Finance up to 100% of your brand-new car or two-wheeler
· Enjoy attractive car & bike loan interest rates starting at 12.99%
· Repay your online vehicle loan with flexible EMIs

Want to buy a second-hand vehicle for personal or business use? This is the only used car loan app/bike loan app you need. We offer used bike loans & used car loans at affordable interest rates.

Other loans by Tata Capital

Our commitment doesn't stop at just the essentials; Tata Capital aims to cater to your every financial need, big or small. That's why we go beyond the conventional loan options to provide you with a wide range of financial solutions that suit your requirements. Check out some of our other offerings & loan features:

· Loan against property (LAP) with attractive terms.
· Loan against securities (LAS) for quick loans.
· Travel loans for your dream vacation.
· Wedding loans for your fairy tale celebration.

The Tata Capital online loan app isn't just another loan provider; we are your overall wealth management partner. Our app truly shines when it comes to investment portfolio tracking, allowing you to keep a watchful eye on your investments without any hassle.

What makes us stand out? Seamless transactions lie at our core, ensuring your financial operations are smooth. With up-to-the-minute information about your investments, you'll be able to make informed decisions and optimise your wealth effectively.

Don't settle for less; take control of your financial future with this online personal loan app today.

Download the Tata Capital Loan & Wealth App now and register within minutes using your mobile number or email ID. 

Apply for a personal loan with Tata Capital to fuel your dreams today!

## Key features

- Instant personal loans
- Business loan applications
- Home loan financing
- Vehicle loan options
- Wealth management tools
- EMI calculators
- Bill payments

## Recent user reviews (10 of 48)

All indexed reviews: https://appshunter.io/ios/app/tata-capital-loan-and-wealth-app/id1451688163/reviews.md

### 1/5 — Customer Care Service is pathetic.

*2024-11-25*

Customer care does not respond on emails. After the payment is done they take their own time to adjust EMI. The manager who granted loan would not respond. I made the payment and requested to adjust EMI and it’s been two weeks , nothing has been done yet.

**Developer response:** Hi Sam S KP, you can share the details of your concern along with your registered contact number and Loan account number with us via a direct message on our Facebook/ Instagram page.

### 1/5 — Worst service & Fraudulent working

*2024-07-19*

Tata Capital Call me for a personal loan & they said that You have Pre approved loan of 1.50 lakhs and they convinced me for loan but never clarified the terms of personal loan that My current Employer who is a High level CA firm has to register on Tata Capital Site as employer. Even then never clarify you other criteria and then after they reject your loan which makes You CBIL worse even if You have Good amount of salary and Good Payment history in any other loan and not have any default in any loan.
This Kind of Fraud work done by the Tata Capital, 
When I’m trying to contact the Tata capital Nobody answers me and Also even when i was mail about my problem they Blocked my mail id for this.
This How Tata Capital Fraud with Customer, I was planning took Home and that’s why I’m trying to improve my CBIl score for Past 1 Year and here Tata capital’S fraudulent working I have to wait for Improving my CBIL score.
This one is the worse service I ever had faced and I will took strict actions by Consumer Cort case .

**Developer response:** Hi Viral, we regret the unfavourable experience you had. Please share the details of your concern along with your registered mobile number and Loan Account / Application Number at customercare@tatacapital.com. Our team will get back to you with an appropriate solution.

### 1/5 — Bad service

*2024-06-13*

Very bad service they had my brother apply for a urgent loan nd he has a good salary nd cibil score over 778 nd they call us that we have a approved loan nd then they login our file nd we summitted all the documents on there and they told us that our documents is very good nd we get our loan money within 3-4 days but now after 7 days we didn’t even the girl employee who login our file is telling that I can’t do anything just go nd track nd when we track it’s showing under processing for last 4-5 days nd when we call customer care we are in queue for more then 1 hours nd even after no one pick the call it’s really bad experience i had with them so i just tell everyone don’t go with then if u need urgent money the don’t have any proper customer service for us

**Developer response:** Hi Ritik, we regret the unfavourable experience you had. Please share the details of your concern along with your registered mobile number and Loan Account / Application Number at customercare@tatacapital.com. Our team will get back to you with an appropriate solution.

### 1/5 — Worst customer service

*2024-06-05*

I am writing this review to express my profound disappointment with Tata Capital's customer service and loan processing experience. My recent interaction with the company has been nothing short of frustrating and disheartening, especially during a time of emergency.

I applied for a loan with Tata Capital, trusting in their reputation for efficiency and reliability. Unfortunately, the verification process was significantly delayed, despite the urgency of my situation. Numerous follow-up attempts were made, but the response from Tata Capital was either non-existent or severely delayed.

After weeks of waiting and following up diligently, I finally received a response, only to be informed that I was not eligible for the loan. This outcome could have been communicated much earlier, saving me considerable time and stress during an already challenging period.

The lack of promptness and transparency in Tata Capital's customer service is appalling. The inefficiency and disregard for urgent customer needs reflect poorly on their commitment to customer satisfaction. I had expected a more professional and empathetic approach, especially given the critical nature of my situation.

I hope Tata Capital takes this feedback seriously and works towards improving their customer service and loan processing protocols. No one should have to go through such a distressing experience, particularly when seeking financial assistance in an emergency.

**Developer response:** Hi, we regret the unfavourable experience you had. Please share the details of your concern along with your registered mobile number at customercare@tatacapital.com. Our team will get back to you with an appropriate solution.

### 1/5 — Tata home loan - worst

*2024-04-29*

One of the worst and unprofessional behaviour of employees. They think customer is fool and make us work on behalf of employees job. After one emi ROI increased and which impacted my financial as I end up paying extra 3 years and 2 months which is close to 16L. I don’t understand one thing what government is doing we end up paying taxes with out missing every year and on top of it if we dream to own house we have to pay extra emi. Government has to take responsibility for not to increase the ROI during the tenure of home loan. I have suggestion for Tata Ratan you should think about you customer other wise you lose customer because of you so called employees behaviour. Stop increasing ROI just like as and when you like to increase.

**Developer response:** Hi Bharat, we regret the unfavourable experience you had. Please share the details of your concern along with your registered mobile number and Loan Account Number at customercare@tatacapital.com. Our team will get back to you with an appropriate solution.

### 5/5 — Amazing 💫

*2024-03-18, version 1.5.1*

I had an amazing experience with this TATA CAPITAL app !! The service was exactly what i was looking for ( easy documentation is there and also easy to access They went above and beyond to help me find the perfect deal User friendly !! Must use.

### 3/5 — NICE SERVICE

*2024-03-16, version 1.5.1*

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### 5/5 — Easy disbursal

*2024-03-16*

Tata Capital's app delivers on its promise of easy disbursal, making it a valuable tool for financial management. With a user-friendly interface, navigating through loan options and accessing funds is seamless. The app's intuitive design ensures a hassle-free experience, making it a go-to for those seeking quick and convenient financial solutions. Overall, Tata Capital's app is a useful addition to anyone's financial toolkit, providing easy access to funds when needed.

**Developer response:** Hi Harsh, we're so thrilled to read about your positive experience! As we try to develop and grow, feel free to spread the word & get your friends and family to join the Tata Capital family. #Countonus

### 5/5 — Review

*2024-03-15, version 1.5.1*

• Easy documentation
• Easy approval
• User friendly
• Better customer care services
• Excellent customer support

### 5/5 — Good app

*2024-03-15*

Useful app

## Frequently asked questions about TATA Capital Loan & Wealth App

### What types of loans can I apply for through this app?

You can apply for instant personal loans, business loans, home loans, and vehicle loans (for new and used cars/bikes). The app also offers consumer durable loans and loans against property.

### What are the features of the instant personal loans?

Instant personal loans range from ₹5,000 to ₹10,00,000 with attractive interest rates starting at 10.99%. Repayment tenures are flexible from 12 to 84 months, and transparent processing fees start at ₹1,499 + GST.

### How does the app help with wealth management?

The app serves as a one-stop solution for wealth management needs. Users can track their investments and manage their finances all within the application, providing a consolidated view of their financial portfolio.

### Is this app free to use?

Yes, the app is free to download and use. The description does not mention any subscription fees or in-app purchases for core functionalities.

### What is the primary purpose of the TATA Capital Loan & Wealth App?

The primary purpose of the app is to provide users with instant access to various loan products and to offer tools for managing their wealth and finances effectively. It simplifies the process of applying for loans and tracking financial activities.

## Version history (last 5 releases)

### 1.6.9 — 2026-07-22

App Enhancements

### 1.6.8 — 2026-06-05

Launching Pay Now Feature and Passenger vehicle loan servicing

### 1.6.7 — 2026-06-03

Launching Pay Now Feature and Passenger vehicle loan servicing

### 1.6.6 — 2026-04-23

App Optimization

### 1.6.5 — 2026-03-11

App enhancements and  optimization

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All apps by TATA CAPITAL FINANCIAL SERVICES LIMITED: https://appshunter.io/developer/992081019

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*
