# Tata Neu: UPI, Cards, Bills — Your daily spends, rewarded

> Integrated platform for shopping, travel, finance, and rewards with NeuCoins. (iPhone/iPad app by TATA Digital Private Limited.)

- Source: https://appshunter.io/ios/app/tata-neu-upi-cards-bills/id1584669293 (this page in markdown: same URL + `.md`)
- Developer: [TATA Digital Private Limited](https://appshunter.io/developer/1511122044)
- Category: Finance, Lifestyle
- Price: Free
- Rating: 4.30/5 from 416 App Store ratings · 100 written reviews indexed
- Age rating: 17+
- Requires: iOS 17.0 · 228 MB
- Languages: American English
- Released: 2021-11-10
- Data updated: 2026-09-12
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/tata-neu-upi-cards-bills/id1584669293/reviews.md

## What is Tata Neu?

Send and receive money effortlessly with a faster, safer and more rewarding UPI experience. Pay bills or shop with Tata Neu UPI and get up to 5% Tata NeuCoins. T&C apply 

Simply set up your UPI ID, secure it with your UPI PIN and you're ready to go. 

There's more! Get up to 1.5% Tata NeuCoins on every UPI payment using NeuCard. 

With NeuCard, your spends can help you save more. Earn up to 10% Tata NeuCoins across participating Tata brands when you book travel or shop electronics, groceries, fashion and more, and up to 5% Tata NeuCoins on bill payments and spends with partner brands – online, in stores or at hotels. 

Remember, 1 Tata NeuCoin = ₹1 savings*. T&C apply 

Use your Tata NeuCoins across participating Tata brands or use them online and in-store at partner brands like Croma, Taj, Westside & Tanishq. 

Streamline and pay utility bills – electricity, mobile, DTH, broadband, recharges and more, all in one go. 

Access Personal Loans of up to ₹10 lakh from trusted lenders such as Tata Capital, Bajaj Finance, Axis Bank and more. 

Tata Neu offers a loan market place, provides a platform to facilitate money lending by Regulated Entities viz. registered Non-Banking Financial Companies (NBFCs) or Banks to users where Loan tenures offered by the lenders vary from 6 months up to 72 months. The rates start from 9.99% and may go up to 33%. Loan amount ranges from Rs 5000 up to Rs 10L. Interest rates and loan amounts are determined by the lenders basis customer profile and not Tata Neu 
 
Sample working is shown below 
 
Representative Example: 
Loan Amount 
Rs 102008 
Processing Fee (Including 18% GST) 
Rs 2407 
Stamp Duty 
Rs 20 
Net Disbursal Amount 
Rs 99581 
Interest Rate 
20.50% 
Monthly EMI 
Rs 6631 
Loan Period 
18 months 
First Emi date 
10/12/2023* 
Last Emi date 
10/05/2025* 
*Subject to change based on disbursal date 
 
Maximum Annual Percentage Rate (APR) : 33% 
Interest rates available on the platform are provided by the lending partner (NBFC or Bank) that is approving the loan. The rates vary depending on the customer profile based on credit score and other factors, as per lenders 

Protect what matters the most with Term Life options on Tata Neu along with Market-Linked Insurance plans from Tata AIA & Axis Max Life Insurance. 

Grow your savings with the security of fixed deposits or explore the potential of our bonds marketplace. Earn 8% - 11% returns and unlock more ways to achieve your financial goals. 

Find the perfect gift for any occasion with our extensive range of Gift Cards from your favourite brands. 

Upgrade to the latest gadgets and appliances from Croma at great prices, with great offers. 

Book your next getaway on Tata Neu. Stay at Taj Hotels, Vivanta, ama Stays & Trails, SeleQtions and Ginger. Get there with Air India and Air India Express. 

Access your favourite Tata brands such as bigbasket, Tata 1mg, Westside, Tata CLiQ and Tata CLiQ Luxury, Titan, Tanishq and more. 

Our tiered rewards programme has exclusive offerings and Tata experiences, all waiting for you! 

 
T&Cs Apply  
Our Privacy Policy: https://www.tataneu.com/privacy-policy

## Key features

- Shop favorite brands like Croma, Westside, Tanishq
- Book travel with Air India and Taj Hotels
- Earn and redeem NeuCoins for savings
- Access financial services and loans
- Order groceries from bigbasket
- Pay utility bills and recharges
- Explore insurance and investment options

## Recent user reviews (10 of 100)

All indexed reviews: https://appshunter.io/ios/app/tata-neu-upi-cards-bills/id1584669293/reviews.md

### 1/5 — Convenience Fee Charging on making payments by Card

*2026-06-07*

Every payment, irrespective of insurance premium, electricity or anything else, one cannot use neucoins and if try to make payments via NeuCard, charging hefty convenience fee and GST over it.

**Developer response:** Hi, we're sorry for any inconvenience caused. We understand your concern regarding the convenience fee. This fee helps us cover the cost of processing digital payments securely and providing a smooth payment experience. The exact fee may vary based on the transaction and is always shown before you complete the payment. Thank you for your understanding. - Rumi

### 1/5 — The worst

*2026-04-27*

I have had medicine orders canceled with the reason being it was logistically not possible to deliver. If that is the case, why show delivery in 45 minutes or 60 minutes. You call customer service, it reminds me of the days of AOL. Dumb script readers, with no motivation to resolve. They just raise a ticket and ask to wait for 24 hours. 

New experience- I ordered a cooler day before that was supposed to be delivered yesterday. Delivery window 9 AM to 9 PM. No information to contact delivery person. Chat with customer care, they escalated issue at 4 PM. Call customer care at 8:45 PM they say wait for 24 hours. Does Tata think, they are so precious that we will sit waiting at home for 48 hours for a delivery?

Oh and don’t get me started on how bug ridden the app is. It deserves -5⭐️.

**Developer response:** Hi, we apologize for the disappointing experience with your medicine and cooler orders. We understand how difficult it is to face delivery delays despite committed timelines and are sorry for the experience. Please share your registered contact number and order details at app.support@tataneu.com with 852201 in the subject line so we can assist you better. - Viki

### 1/5 — Worst application

*2026-02-12, version 6.2.2*

Guys please focus on your application, it was in very very poor statge, we indians trust the tata group platforms and business but this application “ Tata Neu” was very bad, all the prices and services are good but the application performance was really bad, i just added 10000 rupees worth items in my cart and when i go to make a payment it says “This page was not available “ not only this we are having very poor performance on each and every click in the application. It’s time to invest some funds on application guys.

### 5/5 — Very functional app

*2026-01-28*

Very reliable, useful and helps with great offers and cost management

**Developer response:** Hi, your positive review of Tata Neu is a testament to our commitment to delivering excellence. We are delighted that you are enjoying our app's features and content. Thank you for being a supporter of Tata Neu!

### 1/5 — Can’t register to the App

*2026-01-12, version 6.1.2*

In the countries their is no STATE OF KUWAIT

### 5/5 — Great App

*2026-01-06, version 6.1.2*

Easy to use

### 1/5 — App design sucks

*2025-12-10, version 6.1.2*

App sucks, design and advertising is bad. Full of advertisements on shopping page. Plus no proper option to make bill payments. I tried paying bills 5 times, no proper channel to pay credit card bill

### 2/5 — Too slow interface

*2025-10-31*

Please improve your interface

**Developer response:** Hi, we're sorry to hear about your app experience. We assure you that we are working to make our interface better for our users. We request you to please share your registered contact number and issue in detail at app.support@tataneu.com so that we can look into this and assist you further._Ben

### 1/5 — Too much disturbance

*2025-09-29, version 6.1.0*

Pop up untimely

### 3/5 — Shopping

*2025-09-23*

You people try not to understand maths

**Developer response:** Hi Max, sorry for the confusion! We’d love to help make things smoother for you. Please share your concern along with registered details at app.support@tataneu.com so we can assist quickly. _Abhi

## Frequently asked questions about Tata Neu

### What does the Tata Neu app do?

The Tata Neu app is a comprehensive platform that integrates various services from Tata brands. It allows users to shop for products, book travel, manage finances, order groceries, pay bills, and more, all within a single application.

### How do I earn and use NeuCoins?

You can earn NeuCoins on purchases made through the Tata Neu app, including shopping, travel, and financial transactions. One NeuCoin is equivalent to ₹1 in savings. These coins can be redeemed across Tata Neu and partner brands like Croma, Westside, and Tanishq for discounts.

### What financial services are available on Tata Neu?

The app offers a range of financial services under NeuMoney, including personal loans up to ₹15 lakhs, insurance (term life, health, motor), and investment opportunities like Fixed Deposits and Bonds. You can also apply for Tata Neu HDFC Bank Credit Cards to earn more NeuCoins.

### Can I book flights and hotels through this app?

Yes, you can book your next getaway on Tata Neu. This includes stays at Taj Hotels and other Tata properties, as well as flights with Air India and Air India Express. You can also explore food delivery options from various restaurants and Taj hotels.

### Is the Tata Neu app free to use?

The Tata Neu app is free to download and use. While the app itself is free, it facilitates in-app purchases for various products, services, and financial products offered by Tata brands and their partners.

## Version history (last 5 releases)

### 7.0.1 — 2026-09-12

• Refreshed Bill Payments experience for your credit card payments, mobile recharges and more 
• Secure UPI payment enhancements for a smoother and safer payment experience 
• Gamification-led reward experiences across eligible journeys 
• App performance, stability and experience improvements

### 7.0.0 — 2026-09-09

• Refreshed Bill Payments experience for your credit card payments, mobile recharges and more 
• Secure UPI payment enhancements for a smoother and safer payment experience 
• Gamification-led reward experiences across eligible journeys 
• App performance, stability and experience improvements

### 6.6.0 — 2026-08-29

What’s new?
Booking hotels now feels more convenient than ever, thanks to personalisation that makes browsing easier and bookings faster.
 
Shopping on Croma gets simpler too, as you can now buy on Tata Neu and return at a Croma store with ease.
 
Tata Neu UPI is adding more users every day by making payments faster, safer and more rewarding across the app.
 
Plus, we’ve made minor fixes for a faster, smoother and better experience across the app.

### 6.5.1 — 2026-08-21

What’s new?
Booking hotels now feels more convenient than ever, thanks to personalisation that makes browsing easier and bookings faster.
 
Shopping on Croma gets simpler too, as you can now buy on Tata Neu and return at a Croma store with ease.
 
Tata Neu UPI is adding more users every day by making payments faster, safer and more rewarding across the app.
 
Plus, we’ve made minor fixes for a faster, smoother and better experience across the app.

### 6.5.0 — 2026-08-17

What’s new?
Booking hotels now feels more convenient than ever, thanks to personalisation that makes browsing easier and bookings faster.
 
Shopping on Croma gets simpler too, as you can now buy on Tata Neu and return at a Croma store with ease.
 
Tata Neu UPI is adding more users every day by making payments faster, safer and more rewarding across the app.
 
Plus, we’ve made minor fixes for a faster, smoother and better experience across the app.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-12.*
