# Tatra banka VIAMO

> Mobile payment service for sending money via phone number in Slovakia. (iPhone/iPad app by Tatra banka, a.s..)

- Source: https://appshunter.io/ios/app/tatra-banka-viamo/id644270145 (this page in markdown: same URL + `.md`)
- Developer: [Tatra banka, a.s.](https://appshunter.io/developer/397756799)
- Category: Finance, Business
- Price: Free
- Rating: 3.00/5 from 2 App Store ratings · 46 written reviews indexed
- Age rating: 12+
- Requires: iOS 15.6 · 28 MB
- Languages: American English
- Released: 2013-05-14
- Data updated: 2026-06-11
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/tatra-banka-viamo/id644270145/reviews.md

## What is Tatra banka VIAMO?

Application Tatra banka VIAMO allows you to send money via cell phone directly on Slovak phone number. In the application you enter receiver’s phone number, amount of money and confirm the payment by four-digit PIN code. Receiver gets instant message about your payment. If a receiver is registered in VIAMO service, money is automatically transferred to his/her account, in other case, he/she can collect money on www.viamo.sk portal. Receiver can have a bank account in any Slovak bank.
You can also pay for goods or services at selected merchants. You can select VIAMO merchant directly in the application or you can scan special VIAMO QR code.
Function payment request allows you to remind another person payment you expect. If the receiver has Viamo application he/her can react and pay directly in VIAMO app. If receiver does not have the application, you can send payment request as an SMS message with Payme link. 

Tatra banka VIAMO application is intended for mobile devices with iOS 14.0 version or higher. You just need to create a profile in application Tatra banka or on www.viamo.sk. portal and activate your application. To activate the application you need an activation code which you can find in Tatra banka app or in your profile.  Or you can choose login by phone number and password from VIAMO profile. For payment approval only a four-digit PIN code is required.

Benefits of VIAMO service:
- It is not needed to know bank or account number of receiver
- Sending money is as easy as sending a text message
- Transactions via VIAMO are as safe as any other bank transfers
- Amount of transactions is liable to the limits which you can find on www.tatrabanka.sk
- free of charge

Available functionality:
- Sending and receiving money to telephone number
- Overview of transactions
- Payments for goods and services 
- Payment request
- Split the bill
- Calculator
- Widget with most frequent recipients

You can find all settings and answers to your questions on www.viamo.sk

## Key features

- Send money via phone number
- Receive money instantly
- Pay for goods and services
- Request payments
- Split bills
- Transaction overview

## Recent user reviews (10 of 46)

All indexed reviews: https://appshunter.io/ios/app/tatra-banka-viamo/id644270145/reviews.md

### 1/5 — Zbytočná aplikacia

*2026-01-18, version 4.1.1.*

Táto aplikácia je po zavedení okamžitých platieb zbytočná a jej funkcionalitu by bolo jednoduché integrovať do hlavnej aplikácie Tatra banky

### 3/5 — Nefungujúce gestá

*2024-09-24, version 4.0.0*

Nedá sa mi na obrazovkách prstom posunúť na prechádzajúcu obrazovku ako to býva na iphone bežne. Musím presunúť telefôn v ruke a palcom kliknúť v pravom hornom rohu 😨predtým to fungovalo ako to malo.

### 5/5 — Dobra apka

*2024-09-05, version 4.0.0*

Sluzi ucelu, aj ked ma serie ze niektory davaju moznost viamo only ale nie prevod.

### 1/5 — Aplikacia pada pri pokuse skenovat QR kod

*2024-01-01, version 3.1.0*

Nepomaha reinstalacia, ani reset. Vcelku pruser, kedze to tu bolo hlasene v oktobri 2023 a nic sa nezmenilo (iPhone 15 Pro Max).

### 3/5 — QR kód

*2023-10-25, version 3.1.0*

Načítanie QR kódu na novom iphone 15 Pro Max nefunguje...app spadne

### 4/5 — Účty

*2023-09-24, version 3.1.0*

Dobrý deň, ak mám viac účtov v Tatra banka, Viamo môžem používať iba z jediného? Ďakujem.

### 3/5 — Odstranili ste widget?!?

*2022-12-01, version 3.0.3*

V popise ho stále uvádzate. Prosím Vás ak tam už nie je, tak ho nespomínajte ani v popise nech ho klienti zbytočne nehľadajú.

### 5/5 — Aktivácia aplikácie

*2020-06-27, version 2.5.1*

Veľký krok aktivácia viama cez aplikáciu Tatra banky. Skvela funkcia. Dakujem

### 4/5 — Viamo

*2019-08-03, version 2.4.0*

Napad vyborny, doteraz som s tym bol velmi spokojny, a teraz nedavno sa mi stalo ze mi nazreli do viama, a videli komu a ake ciastky posielam a spravilo mi to problem, bol by som rad keby ten zoznam nebol verejne pristupny a aj pridat moznost si vybrat ktore zaznamy chcem pomazat v aplikacii aby sa mi nezobrazovali

### 5/5 — Aplikácia super

*2019-03-18, version 2.3.1*

Len jedna vec.. nedalo by sa v zozname platieb aj dať platbu vymazať, nie len duplikovať. Jedná sa o to, že sa mi vo widgete zobrazuje osoba, ktorú nechcem, aby sa zobrazovala. Nedalo by sa dať vybrať, koho vo widgete zobrazovať? Ďakujem.

## Frequently asked questions about Tatra banka VIAMO

### How do I send money with VIAMO?

To send money with VIAMO, enter the receiver's Slovak phone number, the amount, and confirm the payment with your four-digit PIN code. The receiver gets an instant message about the payment.

### What if the receiver isn't registered in the VIAMO service?

If the receiver is not registered in VIAMO, they will receive a message and can collect the money on the www.viamo.sk portal. They can have a bank account in any Slovak bank.

### Can I use VIAMO to pay for goods and services?

Yes, you can pay for goods or services at selected merchants by selecting VIAMO directly in the application or by scanning a special VIAMO QR code.

### How does the payment request feature work?

The payment request feature allows you to remind someone of an expected payment. If they have the Viamo app, they can pay directly. Otherwise, you can send a payment request via SMS with a Payme link.

### Is VIAMO secure?

Transactions via VIAMO are as safe as any other bank transfers. For payment approval, only a four-digit PIN code is required, ensuring a secure transaction process.

### What are the transaction limits for VIAMO?

The amount of transactions is liable to limits, which you can find on www.tatrabanka.sk. These limits ensure the security and responsible use of the service.

### What devices and iOS version does VIAMO support?

VIAMO is intended for mobile devices with iOS 14.0 version or higher, including iPhone, iPad, and iPod. You need to create a profile and activate the application to use it.

### How often is VIAMO updated?

The latest version of VIAMO is 4.1.1, and it was last updated on December 4, 2025. Updates typically include new features and performance improvements.

## Version history (last 5 releases)

### 4.1.1. — 2025-12-04

- Bug fixes and minor improvements to increase user satisfaction

### 4.1.0 — 2025-10-01

- Bug fixes and minor improvements to increase user satisfaction

### 4.0.0 — 2024-09-02

- BLIK payment - a simple and safe method of payment on the Internet
- Bug fixes and minor improvements to increase user satisfaction

### 3.1.3 — 2024-01-02

- Bug fixes and minor improvements to improve user experience

### 3.1.0 — 2023-07-31

- Short comments on an already entered payment or payment request
- GIF support for a new or existing payment or payment request
- Bug fixes and minor improvements to increase user satisfaction

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## More apps by Tatra banka, a.s.

- [Tatra banka](https://appshunter.io/ios/app/tatra-banka/id397756796)
- [Čítačka](https://appshunter.io/ios/app/citacka/id527137143)
- [AllExclusive](https://appshunter.io/ios/app/allexclusive/id990167719)
- [Raiffeisen Bank SK](https://appshunter.io/ios/app/raiffeisen-bank-sk/id1239314086)
- [Business banking TB](https://appshunter.io/ios/app/business-banking-tb/id1512913301)

All apps by Tatra banka, a.s.: https://appshunter.io/developer/397756799

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-11.*
