# TaxWiseAU - Australian Tax — ATO Tax, Super & CGT Calc.

> ATO Tax, Super & CGT Calc. (iPhone/iPad app by 永强 李.)

- Source: https://appshunter.io/ios/app/taxwiseau-australian-tax/id6773267232 (this page in markdown: same URL + `.md`)
- Developer: [永强 李](https://appshunter.io/developer/6772741788)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 17.0 · 1 MB
- Languages: American English, Chinese (Simplified, China)
- Released: 2026-05-28
- Data updated: 2026-10-31

## What is TaxWiseAU?

TaxWiseAU is the all-in-one financial planning calculator built specifically for Australian residents. Whether you're working out your take-home pay, modelling a mortgage, projecting your superannuation balance, or comparing the capital gains tax on your investments — TaxWiseAU has you covered.

All four calculators are linked: update your salary on the Income tab and every other tab recalculates instantly.


INCOME & TAX CALCULATOR

- Supports FY2025-26, FY2026-27, and FY2027-28+
- Calculates income tax, Medicare levy, and the Working Australian Tax Offset (WATO)
- Salary sacrifice / pre-tax super contributions with concessional cap warning
- Investment property support: new builds, established pre-Budget, and established post-Budget properties
- Negative gearing refund (2026 Budget rules applied automatically)
- Shows taxable income, tax after offsets, net annual pay, and net monthly pay


LOAN REPAYMENT CALCULATOR

- Standard principal-and-interest repayments
- Customisable monthly payment to model extra repayments
- Full year-by-year amortisation table
- Total interest paid summary


SUPER PROJECTION CALCULATOR

- Projects your superannuation balance at retirement
- Includes employer SG contributions (user-editable rate, default 12%) plus salary sacrifice
- User-editable fund return rate
- Shows total contributions vs total growth over your chosen time horizon
- Concessional contribution cap warning ($30,000/yr)


CGT CALCULATOR (2026 BUDGET)

- Three calculation methods: Standard 50% discount, CGT Indexation (from 1 July 2027), and No Discount
- Ownership Percentage field — calculate CGT based on your share of the asset
- Editable marginal tax rate, pre-filled from your Income tab result
- Supports assets acquired before and after 21 September 1999
- Applies Federal Budget 12 May 2026 CGT indexation rules


PRIVACY & SECURITY

TaxWiseAU performs all calculations on-device. No personal data is collected, stored, or transmitted. No account or internet connection required.


LOCALISATION

Available in English and Simplified Chinese (简体中文). Switch languages in the Settings tab at any time.


DISCLAIMER

TaxWiseAU is an educational calculator tool. Results are estimates only and do not constitute financial, tax, or legal advice. Consult a registered tax agent or financial adviser before making financial decisions.

Tax rules are based on publicly available ATO information. Always verify current rates at ato.gov.au.

## Is TaxWiseAU safe?

Not enough ratings yet to assess TaxWiseAU.

## Is TaxWiseAU legit?

TaxWiseAU - Australian Tax has limited verification signals. The AppsHunter Legitimacy Score for TaxWiseAU is 48 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 4 releases)

### 1.3 — 2026-08-08

Version 1.3

• Your numbers are now saved — no more re-entering everything each time you open the app.
• Income tab: added the Medicare Levy Surcharge, Low Income Tax Offset, and HELP/HECS repayment calculations, plus a private hospital cover toggle.
• Corrected the FY2026-27 super contributions cap to $32,500 and updated the negative gearing rules to match the actual 1 July 2027 start date.
• CGT Calculator: for new-build property, see the 50% discount and indexation methods compared side by side, with the cheaper option highlighted.
• Super tab: added Division 293 tax and the maximum super contribution base, plus a balance growth chart.
• Loan tab: added fortnightly repayments and an offset account, with a chart showing how much sooner you'd be debt-free.

Thank you for using TaxWiseAU.

### 1.2 — 2026-05-31

- Fixed the Property Type picker on the Income tab — all options are now selectable.
- Fixed the Reform Case selector in the CGT tab — switch freely between Case A, B and C.
- Minor stability and input-handling improvements.

### 1.1 — 2026-05-29

Fixed keyboard dismissal on all input screens. 
Added Ownership Percentage field to CGT Calculator. 
Employer SG rate is now user-editable in Super Projection.

### 1.0 — 2026-05-28

No release notes.

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## More apps by 永强 李

- [SnapAU - AI Photo & Headshots](https://appshunter.io/ios/app/snapau-ai-photo-and-headshots/id6774975409)

All apps by 永强 李: https://appshunter.io/developer/6772741788

## Related topics

[australian tax](https://appshunter.io/ios/topics/australian-tax) · [australian taxation office](https://appshunter.io/ios/topics/australian-taxation-office)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-31.*