# tbi bank — The super app for money

> All-in-one banking and shopping super app with savings and payment features. (iPhone/iPad app by TBI Bank EAD.)

- Source: https://appshunter.io/ios/app/tbi-bank/id1503656555 (this page in markdown: same URL + `.md`)
- Developer: [TBI Bank EAD](https://appshunter.io/developer/1476562761)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 180 App Store ratings · 122 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 337 MB
- Languages: American English, Bulgarian, Greek, Romanian
- Released: 2020-03-24
- Data updated: 2026-08-25
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/tbi-bank/id1503656555/reviews.md

## What is tbi bank?

tbi bank is the super app that combines daily banking and smarter shopping in one place.

DAILY BANKING
  • Open and manage FREE bank account from your phone
  • Get real-time balances and activity
  • Make simple transfers with clear confirmations

SHOP SMARTER
  • Split purchases in 3 installments with no fee
  • Clear breakdown split before you confirm
  • Secure shopping with extra benefits and offers

SAVE YOUR WAY
  • Earn a guaranteed 1% with flexible savings
  • Earn up to 2% with a 36-month fixed deposit
  • Simple control, right in the app

YOUR neon CARD
  • A hybrid card with debit + credit functionality 
  • Pay fast and securely
  • Track everything in one app 

Good to know
  • Fees and eligibility may apply for some services.
  • 6/12 installments include a fee.
  • Interest rates may change. 
  • Terms apply.

Availability
  • Note: The Greek version of the app does not yet offer all the services listed above. More services will be added soon.
  • Note: Interest rates may vary by market and product and may change. Eligibility and terms apply.

## Key features

- Free bank account management
- Real-time balance and activity tracking
- Interest-free purchase splitting
- Flexible savings options
- Hybrid debit/credit card
- Secure shopping with offers

## Recent user reviews (10 of 122)

All indexed reviews: https://appshunter.io/ios/app/tbi-bank/id1503656555/reviews.md

### 5/5 — Abbas

*2026-07-22*

I need to change my number. I am not receiving messages on my previous number, so I am logged out of the TBI app. I need help.

**Developer response:** Hello! You can change your phone number at any of our bank offices. You can find the addresses and working hours of our offices here: https://tbibank.bg/kontakti/

TBI Team

### 4/5 — Really happy, but

*2026-06-09, version 2.6.190*

I’ve been using TBI app for almost two years now and I’m generally really happy with the UI, it’s user friendly, fast and easy and easy to use, BUT I am confident that seeing this many adds in an app leads to distraction and if there is one app you don’t want to be distracted from while using this is the online banking.

### 1/5 — Crooked up

*2026-06-02, version 2.6.188*

The shopping limit is pure fraud. These guys steal brazenly your money

### 2/5 — Слаба ракия

*2026-05-20*

Чата с поддръжката забива в 100% от случаите. При налични няколко уреда на изплащане няма опция да ги наименовате и остава загадка кой-кой е.

**Developer response:** Здравей! Благодарим за споделената обратна връзка, тя ще бъде взета предвид. Ще се радваме да ни споделиш повече за идеята с наименуването на стоковите кредити в приложението. С радост ще те изслушаме - можеш да се свържеш с нас на 0700 17 571 / *8242. 

- Екипът на ,,tbi''.

### 1/5 — Avoid that bank

*2026-05-18, version 2.6.188*

Avoid that bank — they don’t listen to their customers and can’t resolve even simple issues. Easily the worst bank experience I’ve ever had. 
Regarding your response I have tried to contact costumer services multiple times and the reply was the same. We understand your frustration but we cannot do nothing. So your reply is at least ironic

### 1/5 — Κακό

*2026-04-22, version 2.6.183*

Άχρηστη τράπεζα από τις χειρότερες 
Μακριά

### 1/5 — Too much spam

*2026-04-15, version 2.6.182*

Despite switching off marketing bs, pop-ups keep coming up with ads not relevant in any way to me. Just let me pay my installments and let it be.

### 3/5 — ScamBank

*2026-04-15, version 2.6.182*

They try to become a leading bank on the Bulgarian market, but their online service takes between 30 min to an hour for an agent to get in touch.
Their app crashes all the time.
Their stock loans don’t reflect the contracts. They charge you extra for any sort of service you might think of, including printing a document, and they charge you a lot.
Their % interest is the same as if you get a loan from a loanshark - around 30% monthly. 

I gave it a chance, twice, in a span of two years and both times i’ve been scammed.

I bought a TV for X amount, paid a first instalment at the cashier, the app didn’t reflect that instalment as if I never paid it.

### 5/5 — Excellent and simple service

*2026-04-04, version 2.6.181*

You have no idea how thankful I am for this service. It gives you fantastic opportunities to do what you want and most importantly I can do everything online, every process simple and easy. Traditional banks in Greece should learn from them.

### 3/5 — Very slow too much bureaucracy in Greek app

*2026-03-18, version 2.6.174*

With others competitors you just click a button and the approval is instant .even with the upgrade (previsoously you had to upload id every single time !)there is much more to improve

## Frequently asked questions about tbi bank

### What does the tbi bank app do?

The tbi bank app is a financial super app that combines daily banking services with smarter shopping features. You can open and manage a free bank account, track your finances in real-time, make transfers, and split purchases into interest-free installments. It also offers savings options and a hybrid card for payments.

### What are the key features of the tbi bank app?

Key features include opening and managing a free bank account, real-time balance and activity monitoring, simple transfers, splitting purchases in 3 interest-free installments, earning interest on savings, and using a hybrid card with debit and credit functionality for secure payments.

### Is the tbi bank app free to use?

The app itself is free to download and use for its core banking and shopping features. While some services like 6/12 installments may include a fee, opening a bank account is free. Interest rates for savings and terms for specific services may apply.

### What are the common use cases for the tbi bank app?

Common use cases include managing your everyday finances, making secure payments, splitting larger purchases into manageable installments without extra fees, and growing your savings with guaranteed interest rates. It's designed for users who want a consolidated financial management tool.

### Is the tbi bank app available in all regions?

The app's availability and features may vary by region. For example, the Greek version of the app may not yet offer all the services listed, with more being added soon. Interest rates and eligibility for services can also vary by market and product.

## Version history (last 5 releases)

### 2.6.204 — 2026-08-13

Welcome to tbi bank. We’ve improved a few things to make your experience even smoother and better.

### 2.6.202 — 2026-08-04

Welcome to tbi bank. We’ve improved a few things to make your experience even smoother and better.

### 2.6.201 — 2026-08-03

Welcome to tbi bank. We’ve improved a few things to make your experience even smoother and better.

### 2.6.200 — 2026-07-28

Welcome to tbi bank. We’ve improved a few things to make your experience even smoother and better.

### 2.6.199 — 2026-07-22

Welcome to tbi bank. We’ve improved a few things to make your experience even smoother and better.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*