# Techcombank Mobile — For personal banking

> Personal banking app for money transfers, payments, and financial management. (iPhone/iPad app by VIETNAM TECHNOLOGICAL AND COMMERCIAL JOINT STOCK BANK.)

- Source: https://appshunter.io/ios/app/techcombank-mobile/id1548623362 (this page in markdown: same URL + `.md`)
- Developer: [VIETNAM TECHNOLOGICAL AND COMMERCIAL JOINT STOCK BANK](https://appshunter.io/developer/931883424)
- Category: Finance, Business
- Price: Free
- Rating: 4.79/5 from 10,333 App Store ratings · 196 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 398 MB
- Languages: English, Vietnamese
- Released: 2021-09-28
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/techcombank-mobile/id1548623362/reviews.md

## What is Techcombank Mobile?

Techcombank Mobile is new app for retail banking customer by Techcombank. Enjoy money transfer, payments, transactions and financial management, all available within one device.
 
PERSONALIZED BANKING EXPERIENCE
·       Own a lucky account number and lifestyle card design
·       Freely choose feng shui account background colors and zodiac symbols
·       Flexibly change the app wallpaper as preferred
·       Visual graph and chart for financial monitoring and budgeting
·       Help you understand your spending habits and plan your savings for each daily transaction.
 
MAKE PAYMENT IN JUST A BLINK
·       Pay and transfer money using a personalized QR code
·       Convenient money transferring via phone number
·       Pay all your utility bills in just one place
·       Set up auto-bill in just 1 second
 
KEEP YOUR MONEY SAFE AND SECURE
·       State-of-the-art technology biometric authentication is built in to ensure absolute security
 
Also, enjoy zero transfers fee and unlimited cashback up to 2% on transactions via debit cards. Download Techcombank Mobile today!
 
Head office:
-          Hanoi: No 6 Quang Trung, Tran Hung Dao, Hoan Kiem
-          Ho Chi Minh city: 23 Le Duan, District 1
Techcombank’s credit rating: https://techcombank.com/en/about-us#credit-ratings

## Key features

- Personalized account numbers and card designs
- Customizable app wallpaper and themes
- Visual financial monitoring and budgeting
- QR code and phone number money transfers
- Utility bill payments
- Biometric authentication for security
- Zero transfer fees and cashback rewards

## What do users think of Techcombank Mobile?

Overall sentiment: negative

**Pros**

- 👍 Excellent UI and design
- 🚀 Fast and smooth performance
- 💳 Convenient payment features

**Cons**

- 🐛 Frequent crashes and bugs
- 📨 Too many spam notifications
- 🔍 Lack of customization options
- ⏱️ Slow response times

**Commonly reported bugs**

- Login issues after password change
- Transfer function not working
- Incorrect account balance display

**Most requested features**

- Ability to save transfer templates
- More wallpaper options for priority users
- Export transaction history to Excel

## Recent user reviews (10 of 196)

All indexed reviews: https://appshunter.io/ios/app/techcombank-mobile/id1548623362/reviews.md

### 3/5 — Future payment

*2026-04-03, version 4.0.3*

Tôi cài đặt hẹn ngày trả tiền. Sau đó thì muốn xem lại các ngày trả tiền trong tương lai thì không tìm thấy.  Nên có mục  liệt kê những thanh toán  được cài đặt trong tương lai.

### 5/5 — Tuyệt

*2026-03-25, version 4.0.1*

Rễ hiểu cho người mới sử dụng

### 5/5 — Thike

*2026-03-17, version 4.0.0*

Ngân xài ok

### 5/5 — Techcombank

*2026-03-09, version 3.1.38*

Good

### 1/5 — trả 132k cho t

*2026-02-10, version 3.1.36*

mắc gì -132k của t đang hết tiền đợi nào giàu giàu đi r trừ không có miếng ý tứ nữa má mai tiền đâu nối mi

### 1/5 — Chất lượng dịch vụ kém

*2026-02-03, version 3.1.35*

Giao dịch 500k mà phí gd hết 12k. Đúng chán

### 1/5 — LỪA ĐẢO

*2026-02-02, version 3.1.35*

TECHCOMBANK lừa đảo cho nhân viên dựng mấy quầy hàng kêu là làm lập tài khoản tại chỗ xong sẽ được tặng quà. Làm xong xuôi hết rồi thì kêu chờ đến chiều, chiều ghé ra làm thì lại được thông báo là lên trụ sở làm tiếp, xong còn bị nhân viên thái độ lườm liếc, rồi không có tặng hay cảm ơn cái gì người ta luôn. Nếu làm chương trình không được thì có thể đừng làm được không. Làm không ra gì, lập cái tài khoản mãi không xong, quản lý, training nhân viên còn không làm được thì đòi lớn mạnh kiểu gì.

### 5/5 — Mr

*2026-01-30, version 3.1.35*

I was so happy to be come your  customers

### 1/5 — App lỗi

*2026-01-10, version 3.1.33*

App lỗi có cài được đâu

### 1/5 — Trừ tiền rất xàm

*2026-01-08, version 3.1.33*

Tự nhiên tự trừ 132k phí thường niên 2023 ??? Năm 2023 sao không trừ mà để tới giờ 2026 mới trừ vậy ? Suốt ngày trừ tùm lum phí, xài chán cực. Mở thẻ bank này là một sai lầm

## Frequently asked questions about Techcombank Mobile

### What does Techcombank Mobile do?

Techcombank Mobile is a retail banking application that allows users to perform various financial transactions such as money transfers, bill payments, and manage their accounts. It also offers tools for financial monitoring and budgeting, helping users understand their spending habits and plan savings.

### What are the key features of Techcombank Mobile?

Key features include personalized banking experiences like custom account numbers and card designs, the ability to pay and transfer money using QR codes or phone numbers, utility bill payments with auto-bill setup, visual financial monitoring with graphs and charts, and state-of-the-art biometric authentication for security. Users can also enjoy zero transfer fees and unlimited cashback.

### Is Techcombank Mobile free to use?

Yes, the application is free to download and use for Techcombank's retail banking customers. There are no transfer fees for transactions made through the app, and users can receive unlimited cashback up to 2% on debit card transactions.

### What is the primary use case for Techcombank Mobile?

The primary use case is to provide Techcombank's retail customers with a convenient and secure platform to manage their personal banking needs on a mobile device. This includes everyday transactions like transferring money and paying bills, as well as financial planning and personalization of their banking interface.

## Version history (last 5 releases)

### 4.0.4 — 2026-04-09

Techcombank continues to elevate your experience!
We’re always listening and continuously improving to bring you a better experience every day. In this latest version, the app comes with several key enhancements:
• Faster & more stable — Smooth, seamless performance
• More secure — Enhanced multi-layer security system
• More user-friendly — Optimized experience with refreshed feature interfaces
• And more improvements to ensure the app runs even better
 
Update the app now to enjoy these latest enhancements!

### 4.0.3 — 2026-04-02

Techcombank continues to elevate your experience!
We’re always listening and continuously improving to bring you a better experience every day. In this latest version, the app comes with several key enhancements:
• Faster & more stable — Smooth, seamless performance
• More secure — Enhanced multi-layer security system
• More user-friendly — Optimized experience with refreshed feature interfaces
• And more improvements to ensure the app runs even better
 
Update the app now to enjoy these latest enhancements!

### 4.0.2 — 2026-03-25

• Easily gain a monthly spending overview through the card spending chart.

Update or download the app now to start exploring. If you're happy, leave us a 5-star review!

### 4.0.1 — 2026-03-19

• Easily gain a monthly spending overview through the card spending chart.

Update or download the app now to start exploring. If you're happy, leave us a 5-star review!

### 4.0.0 — 2026-03-12

• Easily gain a monthly spending overview through the card spending chart.

Update or download the app now to start exploring. If you're happy, leave us a 5-star review!

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## More apps by VIETNAM TECHNOLOGICAL AND COMMERCIAL JOINT STOCK BANK

- [F@st Mobile](https://appshunter.io/ios/app/fst-mobile/id931883425)
- [TCB OTP](https://appshunter.io/ios/app/tcb-otp/id1455823782)
- [Techcombank Business](https://appshunter.io/ios/app/techcombank-business/id1587324285)
- [Store Noti](https://appshunter.io/ios/app/store-noti/id6448620035)

All apps by VIETNAM TECHNOLOGICAL AND COMMERCIAL JOINT STOCK BANK: https://appshunter.io/developer/931883424

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*