# Telco Mobile

> Mobile banking app for managing accounts, transfers, payments, and card security. (iPhone/iPad app by Telco Community Credit Union.)

- Source: https://appshunter.io/ios/app/telco-mobile/id645968008 (this page in markdown: same URL + `.md`)
- Developer: [Telco Community Credit Union](https://appshunter.io/developer/645968451)
- Category: Finance
- Price: Free
- Rating: 4.70/5 from 4,328 App Store ratings · 66 written reviews indexed
- Age rating: 4+
- Requires: iOS 16 · 27 MB
- Languages: American English
- Released: 2013-05-14
- Data updated: 2026-08-29
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/telco-mobile/id645968008/reviews.md

## What is Telco Mobile?

Discover Telco’s Digital Branch and access our banking services anytime, anywhere. 

Features: 
- View account balances and activity 
- Transfer funds between shares, accounts, and external financial institutions 
- Expense graph shows quick overview of your incoming funds and outgoing expenses 
- Pay loans 
- Pay bills with Bill Pay, the integrated service to make payments or set up recurring payments 
- Set up account alerts for important account information 
- Deposit checks quickly and easily using your mobile device or tablet 
- Ability to turn on, off, or capture your card in the event that it becomes misplaced, lost, or stolen

Must be enrolled in Online Banking. Third-party standard data and messaging rates may apply.

## Key features

- View account balances and activity
- Transfer funds
- Expense graph
- Pay loans and bills
- Set up account alerts
- Mobile check deposit
- Card management

## What do users think of Telco Mobile?

Overall sentiment: negative

**Pros**

- 👍 Excellent customer service
- 🚀 Easy to use app
- 💡 Helpful features like balance checking and money transfers

**Cons**

- 🐛 Frequent app crashes and login issues
- 🔍 Lack of mobile check deposit feature
- 🕰️ Slow app performance and long load times
- 🔒 Security concerns with account access

**Commonly reported bugs**

- App crashes on login
- Account access issues
- Incompatibility with certain devices

**Most requested features**

- Mobile check deposit
- Improved app stability and performance
- Password reset option
- Apple Pay integration

## Recent user reviews (10 of 66)

All indexed reviews: https://appshunter.io/ios/app/telco-mobile/id645968008/reviews.md

### 4/5 — Better, still needs improvement!

*2026-08-17, version 5.16.114*

Online digital displays better and easier to get where you want to go and I like that i am informed via texting that my account was just accessed!

### 5/5 — Rbjunior12

*2026-08-12, version 5.16.114*

The change is good has a very modern look and feel

### 5/5 — New Look

*2026-08-05, version 5.16.114*

Wow, you really did a nice job with the enhancements you made to your website.  I was pleasantly surprised.  I haven’t looked to see if you’ve made any changes to on-line bill pay yet, but overall you have done a nice job and I love the new look.  

I was having a little trouble with bill pay in the past, but I can’t wait to see what you have done with it.

Thanks,
Lynda Trautwein
Account Holder

### 3/5 — App update

*2026-07-28, version 5.16.114*

This app update is horrible. It’s really confusing. They are automatically making small transfers from my savings to my checking when there is money in the checking account.  There’s no option to turn it off. And it’s also very confusing to see what I actually have in my account that I can use. It has one amount and then a different amount under it. Worst update. Go back to the way it was

### 1/5 — Password reset

*2026-07-22, version 5.16.114*

Social security number and date of birth is sufficient enough…the account number requirement is absolute bs and should be removed right this second!

### 1/5 — Bad update

*2026-07-21, version 5.16.114*

The app will not connect to Passwords, no FaceID available (the app says it is in settings when signing in, but then there is no settings option for login. I do not like the pending transactions being on a separate screen from history. Bad update.

### 4/5 — Updating my review

*2026-04-30, version 4.41.100*

I had a comma to me, horrifically embarrassing moment, early on when I opened my account. However, everything since then has been pleasant and wonderful, and everyone has been kind and patient. Right now the only thing I’m disappointed about is that there aren’t as much locations, specifically one closer to where I have moved to since opening my account. The nearest location is a couple hours or so 😅

### 5/5 — The Best               🌟🌟🌟🌟🌟

*2026-04-03, version 4.41.100*

Best damn bank on the planet.

### 5/5 — AMY Excellent Rep

*2025-10-20, version 4.41.100*

Amy helped me step-by-step setting up my online Telco account. I’m not very technically inclined & she took her time with a smile on her face. She deserves recognition. Thank you Amy

### 1/5 — Extremely inconvenient

*2025-06-09, version 4.41.100*

I switched to Telco from a major bank but some of their features are bizarre. For starters, even though I live five minutes from my local bank branch, I can't actually call them. They also don't have ATMs in their lobbies so the lines for the drive-through ATMs or for the bank tellers are that much longer. I can't even access my own account number unless I request it in a message which is not terribly helpful when I'm trying to set up direct deposit for something that is time sensitive and this is the one thing holding me up. It wasn't even in the paperwork I was given when I first opened the account. I understand wanting to protect client data but protecting it from your client is pretty silly. Do better Telco or you're going to lose me as a customer.

## Frequently asked questions about Telco Mobile

### What can I do with this banking app?

This app allows you to access your banking services remotely. You can view your account balances and transaction history, transfer funds between your accounts and external institutions, pay loans and bills, and deposit checks using your mobile device. It also offers features like expense tracking and card management.

### How do I use the bill pay feature?

The Bill Pay feature is integrated into the app, allowing you to make payments for your bills. You can also set up recurring payments for bills that are due regularly, ensuring you don't miss any deadlines. This simplifies managing your outgoing payments.

### Is there a cost to use this mobile banking app?

The app itself is free to download and use. However, third-party standard data and messaging rates may apply depending on your mobile carrier. You must also be enrolled in Online Banking to access these services.

### What if I lose my card?

The app provides a card management feature that allows you to turn your card on or off if it becomes misplaced, lost, or stolen. This provides an immediate way to secure your account and prevent unauthorized transactions until you can locate your card or report it permanently.

### Can I deposit checks using the app?

Yes, the app allows you to deposit checks quickly and easily. You can use your mobile device or tablet to capture images of the front and back of your endorsed check, streamlining the deposit process without needing to visit a branch.

## Version history (last 5 releases)

### 5.16.114 — 2026-07-21

Our updated mobile app brings a refreshed look and feel to your Digital Banking experience, along with:

- New security features
- New Business Banking features
- New account summary total for all accounts
- Combined history for easy searching
- Visual Indicators for Delinquent Loans

### 4.41.100 — 2022-09-27

What’s new in this release: 
* A more user-friendly interface 
* Enhanced security 
* Secure Message, Live Chat, or Video Chat with one of our call center agents 
* Access to E-statements 
* Order checks straight from the app 
* Ability to turn on, off, or capture your card in the event that your card becomes misplaced, lost, or stolen

### 4.25.177 — 2020-12-18

Upgraded version and enhanced security

### 4.6.213 — 2019-10-31

- Updated branding image

### 4.6.180 — 2017-12-13

Updated look and feel throughout the app 
Sliding menu for improved navigation 
Quick action buttons for popular functions

## Apps similar to Telco Mobile

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Telco Plus Credit Union Mobile](https://appshunter.io/ios/app/telco-plus-credit-union-mobile/id909447222) | 2.4 (10) | Free | Finance |
| [CTFCU Mobile Banking](https://appshunter.io/ios/app/ctfcu-mobile-banking/id565962183) | 4.9 (5,026) | Free | Finance |
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| [Telco Triad](https://appshunter.io/ios/app/telco-triad/id6755968578) | 4.3 (255) | Free | Finance |
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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*