# Telcoin — Digital Cash and Crypto Wallet

> Self-custodial crypto wallet for storing, sending, swapping digital assets, and remittances. (iPhone/iPad app by Telcoin K.K..)

- Source: https://appshunter.io/ios/app/telcoin/id1455060641 (this page in markdown: same URL + `.md`)
- Developer: [Telcoin K.K.](https://appshunter.io/developer/1455060640)
- Category: Finance
- Price: Free
- Rating: 4.70/5 from 728 App Store ratings · 262 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.6 · 56 MB
- Languages: American English
- Released: 2019-06-21
- Data updated: 2026-08-26
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/telcoin/id1455060641/reviews.md

## What is Telcoin?

Telcoin Wallet is your gateway to on-chain finance.

Open a bank account directly tied to your eUSD balance. Deposit and withdraw from any US bank (available to US residents only).

Hold eUSD from Telcoin Digital Asset Bank and other Digital Cash stablecoins spanning the world's major currencies, with more to come.

Swap and send Digital Cash and popular crypto tokens, now displayed separately on the home screen.

Get help from Telcoin's support team, available 24/7 worldwide.

. . .

Telcoin Wallet is an assisted self-custody wallet service provided by Telcoin Holdings, Inc. (“THI”) and its subsidiaries. eUSD and eUSD bank accounts are provided by THI subsidiary Telcoin Digital Asset Bank (“TDAB”), a Digital Asset Depository Institution chartered by the Nebraska Department of Banking and Finance. TDAB may work with partner banks for USD bank accounts tied to eUSD. 
 
eUSD is issued in compliance with the Nebraska Financial Innovation Act, fully backed by USD deposits with FDIC-insured banks and short-term US treasuries. eUSD and eUSD bank accounts are not FDIC-insured. Also, on-chain digital asset transactions are irreversible; sending assets to a wrong address or unsupported network may result in permanent loss. eUSD bank accounts are available only to eligible US users, subject to identity verification, applicable law, and product terms, including the Telcoin Terms of Use, Privacy Policy, TDAB Customer Agreement, and other in-app terms.

## Key features

- Self-custodial crypto wallet
- Store 100+ digital assets
- Send assets via phone number
- Swap assets on DeFi protocols
- Fiat remittances to eWallets

## What do users think of Telcoin?

Overall sentiment: positive

**Pros**

- 🚀 Fast and easy money transfers
- 👍 User-friendly interface
- 💡 Innovative crypto-based remittance service
- 🔒 Secure transactions
- 🌎 Enables global money transfers

**Cons**

- 🐛 Verification issues and app glitches
- 🚫 Limited availability in certain regions
- 💳 Concerns about privacy and data collection

**Commonly reported bugs**

- Verification code not working
- Login issues and account access problems
- Funds disappearing or getting stuck in the app

**Most requested features**

- Expand availability to more countries
- Improve verification and onboarding process
- Add more payment options and crypto trading features

## Recent user reviews (10 of 262)

All indexed reviews: https://appshunter.io/ios/app/telcoin/id1455060641/reviews.md

### 1/5 — ACH Scam

*2026-08-15, version 5.1.1*

Thought they were legit but I initiated 2 separate ACH deposits over a week ago and he doesn’t put the funds into my account.  Also, I decided to send some POL and he doesn’t provide a hash.

### 5/5 — Perfect

*2026-07-02, version 5.0.1*

New design, easy to use.

### 5/5 — Love it

*2026-05-24, version 4.1.7*

Customer service support team is very responsive with helping with concerns and questions. Tested sending crypto to a friends app and went smoothly and quick

### 1/5 — GREAT COIN TERRIBLE APP

*2026-05-22, version 4.1.7*

I have had $60,000 on this wallet at once and let me tell you they will lock you out and have some new bug every 2 weeks.

I think monkeys manage the app the staff is zero help and expect to not be able to trade nor access your funds for weeks.

I love telcoin and see bright things in its future but I HIGHLY suggest you steer CLEAR from the app. Use Coinbase or phantom less headaches.

### 5/5 — Unable to utilise app

*2026-05-20, version 4.1.7*

Poor

### 5/5 — Love it!

*2026-05-05, version 4.1.7*

Great product and great support! Gained a lifelong customer.

### 5/5 — Best app and company in crypto - sleeping giant

*2026-04-04, version 4.1.7*

Don’t sleep on TEL. The internet of money coming soon

### 5/5 — La mejor app

*2026-03-05, version 4.1.6*

Telcoin es un banco digital regulado que está construyendo el dinero del internet, desde la app se puede enviar y recibir dinero tanto como comprar y vender otras crypto monedas o hacer staking, una maravilla.

### 5/5 — Easy to use

*2026-02-18, version 4.1.6*

Easy use, get onboard, buy, sell, trade and send.  I’ve done all of the above with ease.  Excited for the V5 app to drop linking to their Nebraska bank charter.

### 5/5 — INTERNET OF MONEY

*2026-02-01, version 4.1.6*

Better than any normal bank app and I cannot believe it is now a fully chartered bank!

## Frequently asked questions about Telcoin

### What is Telcoin Wallet?

Telcoin Wallet is a multi-key, self-custodial cryptocurrency wallet that operates on the Polygon blockchain. It provides a secure platform for users to store, send, and swap a wide variety of digital assets.

### What are the key features of Telcoin Wallet?

Key features include the secure storage of over 100 digital assets on the Polygon blockchain, the ability to easily send digital assets to anyone with a phone number, swapping digital assets across multiple DeFi protocols for optimal pricing, and sending fiat remittances to eWallets in supported countries.

### Is Telcoin Wallet free to use?

Based on the provided information, the app is free to use. There are no mentions of subscription fees, paid downloads, or in-app purchases.

### What blockchain does Telcoin Wallet use?

Telcoin Wallet operates on the Polygon blockchain. This allows for efficient and secure management of digital assets.

### Can I send money internationally with Telcoin Wallet?

Yes, Telcoin Wallet supports remittances to a growing list of countries. You can send fiat remittances directly to eWallets in supported regions, making it a convenient tool for international money transfers.

## Version history (last 5 releases)

### 5.2 — 2026-08-19

Introducing eUSD bank accounts, the first US bank accounts directly tied to on-chain dollars, now available to US residents. Plus an all-new interface for everyone.

### 5.1.1 — 2026-07-28

Introducing eUSD bank accounts, the first US bank accounts directly tied to on-chain dollars, now available to US residents. Plus an all-new interface for everyone.

### 5.1 — 2026-07-21

Introducing eUSD bank accounts, the first US bank accounts directly tied to on-chain dollars, now available to US residents. Plus an all-new interface for everyone.

### 5.0.1 — 2026-06-26

Introducing eUSD bank accounts, the first US bank accounts directly tied to on-chain dollars, now available to US residents. Plus an all-new interface for everyone.

### 5.0 — 2026-06-22

Introducing eUSD bank accounts, the first US bank accounts directly tied to on-chain dollars, now available to US residents. Plus an all-new interface for everyone.

## Apps similar to Telcoin

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [HashPack](https://appshunter.io/ios/app/hashpack/id6444389849) | 4.2 (167) | Free | Finance |
| [D’CENT Wallet - Secure Crypto](https://appshunter.io/ios/app/dcent-wallet-secure-crypto/id1447206611) | 3.5 (181) | Free | Finance |
| [Bifrost Wallet](https://appshunter.io/ios/app/bifrost-wallet/id1577198351) | 4.5 (211) | Free | Finance |
| [LOBSTR Wallet: Buy XLM & XRP](https://appshunter.io/ios/app/lobstr-wallet-buy-xlm-and-xrp/id1404357892) | 4.6 (12,530) | Free | Finance |
| [Stargazer Wallet](https://appshunter.io/ios/app/stargazer-wallet/id1612326452) | 4.5 (151) | Free | Finance |
| [WebAuth: Self-Custody Wallet](https://appshunter.io/ios/app/webauth-self-custody-wallet/id1594500069) | 4.8 (219) | Free | Finance |

## Related topics

[telecoin](https://appshunter.io/ios/topics/telecoin) · [city tele coin](https://appshunter.io/ios/topics/city-tele-coin) · [ctc telecoin](https://appshunter.io/ios/topics/ctc-telecoin)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*
