# Temper: Money & Budget Planner — AI Expense & Spending Tracker > AI-powered personal finance and budget tracking app. (iPhone/iPad app by BONSAI TECH SOLUTIONS S.R.L..) - Source: https://appshunter.io/ios/app/temper-money-and-budget-planner/id6788396295 (this page in markdown: same URL + `.md`) - Developer: [BONSAI TECH SOLUTIONS S.R.L.](https://appshunter.io/developer/6788396297) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 86 MB - Languages: American English - Released: 2026-08-24 - Data updated: 2026-11-10 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/temper-money-and-budget-planner/id6788396295/reviews.md ## What is Temper? Temper is the personal finance app and budget tracker that helps you take control of your money: log expenses, build a budget, and understand your spending with an AI assistant that actually knows your numbers. ORGANIZE YOUR MONEY, YOUR WAY Log income and expenses in seconds, and split your money across multiple accounts, each tracked separately or viewed together. Organize transactions into categories with custom icons and colors, and set up recurring transactions so bills and subscriptions never get missed. Every category can carry its own monthly budget, so you always know exactly where you stand. SEE YOUR SPENDING CLEARLY Month-to-date overviews, month-over-month trends, and side-by-side category comparisons turn raw transactions into a real picture of your financial habits. Want something specific? Build a custom report by simply describing what you want to see. FOLLOW YOUR FINANCIAL JOURNEY Set a monthly budget target and track your progress in real time, with a full history of past months so you can see exactly how your habits are changing. A guided monthly review helps you reflect on what happened and adjust your budget for what's next so you can keep the streak going. YOUR PERSONAL AI FINANCE ASSISTANT Always on hand, with specialized modes for different tasks. Ask it anything about your money, like "how much did I spend on groceries last month?", "explain this chart," or "how am I tracking against my target?" and get real answers pulled from your actual data, not just generic advice. WHY TEMPER - Multiple accounts, one clear picture of your money - Custom categories with icons, colors, and per-category budgets - Recurring transactions, so nothing slips through - Real analytics: trends, comparisons, and custom reports - Monthly budget targets with a guided review - An AI assistant that knows your actual numbers Temper is free to start. Temper Pro unlocks the full power of the AI assistant and advanced analytics. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://temper-app.com/privacy ## Key features - AI-powered expense tracking - Customizable budgeting - Multiple account management - Transaction categorization - Recurring transaction setup - Spending analytics and reports - Guided monthly financial review ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Temper Pro Annual | $44.99 | per year | | Temper Pro Monthly | $7.99 | per month | ## Is Temper safe? Not enough ratings yet to assess Temper. ## Is Temper legit? Temper: Money & Budget Planner has limited verification signals. The AppsHunter Legitimacy Score for Temper is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/temper-money-and-budget-planner/id6788396295/reviews.md ### 5/5 — Simple but effective *2026-09-28* This app is just addictive. i started logging my expenses for some time now and now i dont go a day without it. Also having the AI explain charts i dont understand is the cherry on top. ## Frequently asked questions about Temper ### What is Temper? Temper is a personal finance app designed to help users take control of their money. It offers features like expense logging, budget building, and AI-driven insights into spending habits. ### How does Temper's AI assistant work? The AI assistant in Temper analyzes your actual financial data to answer specific questions about your spending, budget progress, and financial trends. It provides personalized insights based on your numbers. ### Can I track multiple bank accounts with Temper? Yes, Temper allows you to manage multiple accounts, providing a clear overview of your finances. You can track each account separately or view them together. ### What are the subscription options for Temper Pro? Temper Pro offers monthly and annual subscription plans. The monthly plan is $7.99, and the annual plan is $69.99. Both plans include a 7-day free trial. ### Is Temper secure? While specific security measures are not detailed in the provided data, personal finance apps typically employ robust security protocols to protect user data. For detailed information, users should refer to the app's privacy policy. ### How often is Temper updated? The app was last updated on September 27, 2026, indicating active development and maintenance. Users can expect regular updates to improve features and address any issues. ### What devices does Temper support? Temper is available on iPhone and iPod devices, making it accessible to a wide range of Apple users. ### What is the age rating for Temper? Temper has an age rating of 4+, making it suitable for a broad audience, including younger users learning about financial management. ## Version history (last 5 releases) ### 1.5.1 — 2026-11-08 Plan every month, not just track it Monthly review. On the 1st, see how last month really went: a score out of 100, how you did against your target and your usual month, where the money went, your wins, and what to watch next time. Plan your month. Straight from your review, set this month's target and budgets in a couple of minutes. Add planned one-off expenses so they don't catch you off guard, and rebalance budgets when a category runs over. Can I afford it? Thinking about a purchase? Get a straight answer based on your actual budget and what's left this month. Smarter AI insights. Guide now spots the patterns behind your spending, like the category or merchant driving a change. Check-ins give you a concrete next step instead of generic advice, and chat suggests follow-up questions so you can dig deeper with one tap. A better start • A short money profile quiz shows where you stand today, from spender to saver. • A guided Getting started setup builds your first month's target and budgets, whatever day you join. • New accounts come with a Savings account, and whatever's left at the end of the month moves into it automatically. Improvements • Pick a past month on the home screen to see its income and expenses, plus totals for every month in the month picker. • Month sections in Transactions are now much easier to tap open and closed. • Account names no longer get cut off at the top of Transactions. • Savings balances below zero now show in red instead of green. • Clearer feedback while the App Store checkout is opening. • Layouts now stay usable on phones with very large text settings. • Better translations and many smaller fixes. ### 1.5.0 — 2026-11-02 Plan every month, not just track it Monthly review. On the 1st, see how last month really went: a score out of 100, how you did against your target and your usual month, where the money went, your wins, and what to watch next time. Plan your month. Straight from your review, set this month's target and budgets in a couple of minutes. Add planned one-off expenses so they don't catch you off guard, and rebalance budgets when a category runs over. Can I afford it? Thinking about a purchase? Get a straight answer based on your actual budget and what's left this month. Smarter AI insights. Guide now spots the patterns behind your spending, like the category or merchant driving a change. Check-ins give you a concrete next step instead of generic advice, and chat suggests follow-up questions so you can dig deeper with one tap. A better start • A short money profile quiz shows where you stand today, from spender to saver. • A guided Getting started setup builds your first month's target and budgets, whatever day you join. • New accounts come with a Savings account, and whatever's left at the end of the month moves into it automatically. Improvements • Pick a past month on the home screen to see its income and expenses, plus totals for every month in the month picker. • Month sections in Transactions are now much easier to tap open and closed. • Account names no longer get cut off at the top of Transactions. • Savings balances below zero now show in red instead of green. • Clearer feedback while the App Store checkout is opening. • Layouts now stay usable on phones with very large text settings. • Better translations and many smaller fixes. ### 1.4.1 — 2026-10-16 Track how many days you've worked towards your financial goals with the new streak counter, and see your spending pace and the budget to watch in the new check-in card on the home screen. You can now try Temper's AI features with 5 free uses, and reports can break down spending by note. This version also fixes issues with recurring payments, installments, the keyboard and small screens. ### 1.4.0 — 2026-10-09 What's new in Temper 1.4 A faster, more personal setup - Pick your goals first, and the rest of setup fits around them. - Set a monthly spending limit, or a savings goal as a percentage of your income. - Choose your categories and budgets, log your first expense and add recurring income, all before creating your account. - Skip anything you like. It'll be waiting in your To-do list later. Quick tours - Short guided tours of Home, Transactions, Categories and Analytics. - Replay any of them from Settings whenever you like. Weekly check-ins - A check-in on the 8th, 15th and 22nd shows how your month is going while there's still time to adjust. - Pace comparisons now start from your second month. Improvements - Monthly review saves your progress, so you can pick up where you left off. - Smarter category suggestions when you add a transaction. - Dates now follow your region's format. - Greek is now supported, and translations are improved across all languages, including notifications. Fixes - Fixed issues when creating a category while adding a transaction. - The keyboard no longer covers fields during setup. - Smoother sign-up when confirming your email. - Plus other small fixes and polish. ### 1.3.0 — 2026-09-27 Your AI assistant just got smarter, ask it to compare your spending across two categories or time periods and get a clear answer, side by side. - Compare spending: "Dining vs. Groceries" or "This month vs. last month" and see exactly where the difference is - Quick-fill shortcuts for your most common notes and categories when adding a transaction - Archived categories now show up correctly in reports and when chatting with your assistant - General reliability improvements to notifications and subscription syncing ## Apps similar to Temper | App | Rating | Price | Category | | --- | --- | --- | --- | | [Intriq Calculator](https://appshunter.io/ios/app/intriq-calculator/id6758918917) | — | Free | Finance | | [FinMap](https://appshunter.io/ios/app/finmap/id6776622549) | — | Free | Finance | | [Simple Loan Calculator Vault](https://appshunter.io/ios/app/simple-loan-calculator-vault/id6758254581) | — | Free | Finance | | [Budget & Expense Tracker: mibu](https://appshunter.io/ios/app/budget-and-expense-tracker-mibu/id6815568532) | — | Free | Finance | | [Pennywick: Budget & Receipts](https://appshunter.io/ios/app/pennywick-budget-and-receipts/id6790396258) | — | Free | Finance | | [Loan Calculator!](https://appshunter.io/ios/app/loan-calculator/id6758319875) | 5.0 (1) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-10.*