# TENCU > Mobile banking app for personal financial growth and account management. (iPhone/iPad app by THE TENNESSEE CREDIT UNION.) - Source: https://appshunter.io/ios/app/tencu/id1473832193 (this page in markdown: same URL + `.md`) - Developer: [THE TENNESSEE CREDIT UNION](https://appshunter.io/developer/736107902) - Category: Finance, Business - Price: Free - Rating: 4.64/5 from 1,216 App Store ratings · 42 written reviews indexed - Age rating: 4+ - Requires: iOS 14.7 · 124 MB - Languages: English, Spanish - Released: 2019-09-22 - Data updated: 2026-09-09 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/tencu/id1473832193/reviews.md ## What is TENCU? TENCU is a full-service financial institution committed to providing our members with the tools and knowledge necessary for personal financial growth and a sound financial future. With TENCU Mobile Banking App you can securely access your accounts at any time. * Transfer to and from other financial institutions & between your own TENCU accounts. * Manage your cards and also lock and unlock them if you see the need. * Pay a friend from your phone. * Remotely Deposit checks. * Set merchant and transaction limits on your debit cards. * View and manage your accounts on your time. * Set account alerts and receive email and text messages if enabled. * Contact us with secure messaging. * Among other features. ## Key features - Secure account access - Fund transfers - Card management (lock/unlock) - Pay friends - Remote check deposit - Transaction limits - Account alerts ## Recent user reviews (10 of 42) All indexed reviews: https://appshunter.io/ios/app/tencu/id1473832193/reviews.md ### 5/5 — TENCU Forever *2025-06-20, version 9.7.4* I have been with TENCU for 30 years. They have always been there for me when I needed help in several financial issues. Their staff has always found the way to make things work for me. Whoever is reading this KNOW this: YOU CAN TRUST TENCU. And they have super interest rates on your accounts. ### 5/5 — Speed of transferring *2025-04-17, version 9.7.4* I really like the fact that I can transfer funds from one account to another and it is immediate. Great job TENCU! ### 5/5 — TNCU is improving upon perfection! *2025-02-15, version 9.7.4* Nice Upgrade of the TNCU web experience. It is easy to use. My only suggestion is that We should be able to see out Review message as we are typing it. Right now I am looking at a curser moving on a blank screen as I type this. Thank You Rowland Huddleston ### 4/5 — Mobile Deposit *2024-06-04, version 9.7.4* I have never had any issues until my last mobile Deposit , it was rejected and I never received any type of notification. I sent a message and have yet to receive an answer to my last question. I called in and asked to have a supervisor call me and have yet to hear back from anyone! I was never notified of any charges to your policy in regards to your mobile Deposit procedures causing issues with the last deposit. There needs to be better communication with your members! The person i last spoke with was less than pleasant to speak with … y’all need to do better! ### 2/5 — Remote Deposit *2024-05-27, version 9.7.4* It seems your site is getting harder and harder to complete a remote deposit. I have to numerous times in able to complete the process. ### 5/5 — Service *2024-03-01, version 9.7.4* Great service and very nice & friendly staff. Eager to help if problems arise. ### 5/5 — Lot better set up! *2023-09-05, version 9.7.21* Think this site has gotten better than it was in the past. ### 5/5 — Online banking *2022-07-25, version 9.6.3* Being able to transfer funds from one account to another is the best way to manage your money. It’s very convenient. ### 1/5 — Poor Design and User Experience *2022-01-22, version 8.0.1* Reminds me of a junior level product design team thats driving this app. Lacks common functionality found in most apps that have been around for YEARS. The user experience is awful. The design reminds me of early web design back in the 90s. If TCU is building this in house consider bringing in experienced skill sets around UI/UX and stronger development skills under senior product development management. If this is a white label approach dump the vendor as they obviously dont know how to deliver functional solutions. Disappointed. ### 1/5 — Glitchy and unfriendly *2022-01-10, version 8.0.1* The app often freezes up and must be closed and restarted. It has a bill pay limit of $2000 which makes it impractical to use it for paying my Visa bill. I have to keep depositing money in my previous bank in order to use that app to pay my Visa bill. The office told me they cannot change that limit. I need to find a local bank that is willing to adjust the app limits to fit my needs. ## Frequently asked questions about TENCU ### What can I do with the TENCU Mobile Banking App? The app allows you to securely access your accounts anytime. You can transfer funds between your accounts and to/from other financial institutions, manage your debit cards by locking and unlocking them, pay friends directly from your phone, and remotely deposit checks. It also offers features like setting merchant and transaction limits on your debit cards and receiving account alerts. ### Is the TENCU Mobile Banking App free to use? Yes, the TENCU Mobile Banking App is provided free of charge. There are no upfront costs or subscription fees associated with downloading and using the app's core functionalities for managing your accounts and performing transactions. ### How does the app help with financial growth? The app provides tools and knowledge for personal financial growth and a sound financial future. Features like setting transaction limits and receiving account alerts help users manage their spending effectively. Secure access to accounts and easy fund transfers also contribute to better financial planning and control. ### What security features are available on the app? The app offers secure access to your accounts at all times. You can manage your cards and lock or unlock them if needed, providing an extra layer of security. Additionally, you can set account alerts and receive notifications via email and text messages if enabled, helping you stay informed about your account activity. ## Version history (last 5 releases) ### 9.17.3 — 2025-10-02 Performance improvements and bug fixes ### 9.7.4 — 2023-10-31 Enhanced UI and performance improvements. ### 9.7.21 — 2022-09-29 Enhanced UI and performance improvements ### 9.7.20 — 2022-09-13 Bug fixes and performance improvements. ### 9.7.2 — 2022-08-25 Bug fixes and performance improvements. ## Apps similar to TENCU | App | Rating | Price | Category | | --- | --- | --- | --- | | [ohcuGO](https://appshunter.io/ios/app/ohcugo/id1510413679) | 4.8 (2,576) | Free | Finance | | [tnecu Mobile Banking](https://appshunter.io/ios/app/tnecu-mobile-banking/id1527815254) | 4.9 (110) | Free | Finance | | [Southeast Financial CU](https://appshunter.io/ios/app/southeast-financial-cu/id497732732) | 4.8 (1,734) | Free | Finance | | [US Community CU](https://appshunter.io/ios/app/us-community-cu/id1232235132) | 4.9 (2,084) | Free | Finance | | [Middle TN FCU Mobile Banking](https://appshunter.io/ios/app/middle-tn-fcu-mobile-banking/id1248594650) | 3.3 (7) | Free | Finance | | [Enbright CU Mobile](https://appshunter.io/ios/app/enbright-cu-mobile/id1463778133) | 4.8 (241) | Free | Finance | ## More apps by THE TENNESSEE CREDIT UNION - [TTCU for iPad](https://appshunter.io/ios/app/ttcu-for-ipad/id1473832627) All apps by THE TENNESSEE CREDIT UNION: https://appshunter.io/developer/736107902 ## Related topics [ttcu](https://appshunter.io/ios/topics/ttcu) · [ttcu mobile app](https://appshunter.io/ios/topics/ttcu-mobile-app) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-09.*