# Tender Personal Finance — Inbox-zero spend tracker

> Inbox-zero expense tracker for simplified personal finance management. (iPhone/iPad app by good code not bad llc.)

- Source: https://appshunter.io/ios/app/tender-personal-finance/id6743763131 (this page in markdown: same URL + `.md`)
- Developer: [good code not bad llc](https://appshunter.io/developer/1785461671)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Rating: 3.67/5 from 3 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 3 MB
- Languages: English
- Released: 2025-05-02
- Data updated: 2026-06-01
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/tender-personal-finance/id6743763131/reviews.md

## What is Tender Personal Finance?

Tender simplifies personal finance management with an inbox-zero approach to expense tracking. Connect your bank accounts, categorize transactions, and gain valuable insights into your spending habits—all within a secure, user-friendly interface. With features like automated rules, Splitwise integration, and comprehensive cash flow reports, Tender empowers you to take control of your financial well-being.​

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Inbox-zero expense tracking
- Bank account connection
- Automated transaction categorization
- Spending insights
- Splitwise integration
- Cash flow reports

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Tender (Yearly) | $49.99 | per year |
| Tender (Monthly) | $4.99 | per month |


## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/tender-personal-finance/id6743763131/reviews.md

### 1/5 — Fail, all the time

*2026-03-20*

I was initially hopeful , but the accounts Tender is meant to track constantly fall out of synch and relinking them with plaid takes roughly half an hour, if that works at all. Custom service is non existent.

### 5/5 — This is the easiest spending tracker you will ever use

*2025-05-03*

I was ready to give up on finance apps before finding Tender. No elaborate budgets or hours of setup - just simple spending insights that I can review in five minutes weekly. 
I’ve seriously tried all the personal finance apps available out there and this is the first app I've actually kept using. Tender gives me complete peace of mind when it comes to my spending, would HIGHLY recommend!

## Frequently asked questions about Tender Personal Finance

### What is Tender's approach to personal finance?

Tender uses an inbox-zero approach to expense tracking, aiming to simplify how you manage your money. It helps you categorize transactions and gain insights into your spending habits.

### How secure is Tender Personal Finance?

The app is designed with a secure, user-friendly interface to protect your financial data. Specific security protocols are not detailed, but it emphasizes a safe environment for managing finances.

### What are the subscription options for Tender?

Tender offers a monthly subscription for $4.99 and a yearly subscription for $49.99. Both plans include a 14-day free trial period.

### Does Tender Personal Finance have ads?

Yes, Tender Personal Finance contains advertisements. This is indicated by the 'hasAds' flag in its data.

### What devices is Tender Personal Finance available on?

Tender Personal Finance is available on iPhone, iPad, and iPod. It is designed for iOS devices.

### How often is Tender Personal Finance updated?

Tender Personal Finance was last updated on May 2, 2025, with version 1.0. Future updates will likely follow to introduce new features and improvements.

### What is the age rating for Tender Personal Finance?

Tender Personal Finance has an age rating of 4+. This means it is suitable for children aged 4 and older.

### What kind of reports can I generate with Tender?

Tender provides comprehensive cash flow reports, allowing you to analyze your financial inflows and outflows. This helps in understanding your overall financial health.

## Version history (last 2 releases)

### 2 — 2026-04-26

Reliability updates

### 1.0 — 2025-05-02

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*