# Tera Cloud — Smart corporate card

> Smart corporate card (iPhone/iPad app by TERA INC..)

- Source: https://appshunter.io/ios/app/tera-cloud/id1547996148 (this page in markdown: same URL + `.md`)
- Developer: [TERA INC.](https://appshunter.io/developer/1547996150)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 15.1 · 62 MB
- Languages: English
- Released: 2021-03-04
- Data updated: 2026-06-25
- User reviews in markdown: https://appshunter.io/ios/app/tera-cloud/id1547996148/reviews.md

## What is Tera Cloud?

Your AI Finance Team. Always On. Always Accurate.

Tera Cloud is the first finance platform built on autonomous AI agents — not chatbots, not workflows, but specialized agents that do the work across your entire money stack.

Snap a receipt. Forward a vendor email. Approve from your watch. Behind the scenes, a coordinated team of AI agents takes it from there.

MEET THE AGENTS

Expense Agent — Captures receipts in seconds. Reads, categorizes, matches to cards, and flags duplicates before you even open the app.

AP Agent — Forward any vendor invoice and watch it become a fully coded, three-way-matched bill, ready for approval.

Approval Agent — Routes every expense and bill through the right approver, the right policy, the right budget — instantly.

Compliance Agent — Enforces your policies in real time. Catches violations before they cost you. Audit-ready, every day.

Accounting Agent — Posts to QuickBooks, NetSuite, Xero, or your ERP of choice. Reconciles. Closes. No spreadsheets.

Automation Agent — Learns how your team works and quietly removes the steps that don't need humans.

WHY TERA CLOUD

• Truly Agentic — Agents act, decide, and hand off to each other. You stay in control; they handle the busywork.
• Built for Finance — Not a generic AI wrapper. Every agent understands GAAP, tax, approval chains, and your chart of accounts.
• Multi-Entity Ready — One app, every entity, every currency, every ERP.
• Mobile-First — Capture, approve, and review on the go. Full power on a phone.
• Bank-Grade Security, end-to-end encryption, biometric login, SSO.
• Plays Nice — Connects to QuickBooks, NetSuite, Xero, Stripe, your bank, and 100+ more.

WHO IT'S FOR

• Founders who refuse to babysit expense reports
• Controllers running lean teams that need to scale without hiring
• CFOs who want a real-time close instead of a 10-day scramble
• Bookkeepers and accountants serving multiple clients
• Operations leaders tired of approval bottlenecks

WHAT YOU CAN DO ON MOBILE
 - Capture receipts with one tap
- Forward bills from your inbox
- Approve expenses, bills, POs, and reimbursements
- Scan QR codes and barcodes for vendors
- Chat with your agents in plain English
- View live cash, spend, and budget dashboards
- Get push alerts for anything that needs you — and nothing that doesn't

HOW IT'S DIFFERENT

Most "AI" finance apps slap a chatbot on top of forms. Tera Cloud rebuilt the stack around agents that actually finish work. The result: 90% less data entry, near-instant approvals, and a close that takes hours, not weeks.

Stop managing receipts. Start running finance.

Download Tera Cloud and put your finance work on autopilot.

— — —
Tera Cloud is free to download. Paid plans start at the company level — see tera.cloud for pricing. Requires a Tera Cloud workspace.


## Version history (last 5 releases)

### 2026.2.6 — 2026-06-13

- Bug Fixes and Perfomance improvements

### 2026.2.3 — 2026-05-25

- Bug Fixes and Perfomance improvements

### 2026.1.2 — 2026-03-01

- Bug Fixes and UX Improvements

### 2026.1.1 — 2026-02-10

- UI/UX improvements
- Bug fixes

### 2025.9.4 — 2025-12-20

- Bug Fixes and Performance improvements

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-25.*