# Texas Bay CU

> Mobile banking app for account management, deposits, transfers, and financial tracking. (iPhone/iPad app by Texas Bay Credit Union.)

- Source: https://appshunter.io/ios/app/texas-bay-cu/id1510581787 (this page in markdown: same URL + `.md`)
- Developer: [Texas Bay Credit Union](https://appshunter.io/developer/1500782069)
- Category: Finance
- Price: Free
- Rating: 4.78/5 from 9,421 App Store ratings · 88 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 102 MB
- Languages: English
- Released: 2020-08-23
- Data updated: 2026-08-28
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/texas-bay-cu/id1510581787/reviews.md

## What is Texas Bay CU?

Texas Bay Credit Union’s completely redesigned mobile banking app makes banking convenient and fast! Manage your accounts, check balances, deposit checks, transfer funds, and keep track of your budget and more anytime and anywhere.
Always ready when you are, the Texas Bay mobile app is easy to use, secure and offers many features.
Features:
	•	Manage your money 24/7
	•	Check balances and view transactions
	•	Deposit checks
	•	Transfer funds between accounts and to other financial institutions
	•	Make loan payments and pay bills
	•	Control Credit & Debit card access with on/off capabilities and set card specific alerts
	•	Financial Management tool to keep track of spending and budgets
	•	Control your alerts and notifications
Security is top priority at Texas Bay Credit Union, we utilize advanced security technology to safeguard information and no account information is stored on your device. 
Not a member? Join today at www.TexasBayCU.org and enjoy the many benefits of being a Texas Bay member.
To use the Texas Bay Credit Union Mobile Banking App users must be registered users of Texas Bay’s Online Banking.  There is no charge from Texas Bay to use the Texas Bay Credit Union Mobile Banking App; however standard/other charges from your mobile service provider may apply.

## Key features

- Manage accounts 24/7
- Check balances and transactions
- Deposit checks
- Transfer funds
- Pay bills and loans
- Control card access and alerts
- Financial management tools

## What do users think of Texas Bay CU?

Overall sentiment: neutral

**Pros**

- 👍 User-friendly interface
- 🚀 Quick and easy transactions
- 🔒 Secure login process
- 💡 Useful features like card controls
- 👍 Excellent customer service

**Cons**

- 🐛 Slow and buggy app performance
- 🔒 Frequent security checks causing inconvenience
- 🔋 High battery consumption
- 👎 Complicated payment process

**Commonly reported bugs**

- Login issues and account lockouts
- Billing information disappearing after updates
- Unreliable bill pay feature

**Most requested features**

- Ability to manage credit cards within the app
- Option to save login credentials
- Improved app responsiveness and load times
- Restore previous app functionality

## Recent user reviews (10 of 88)

All indexed reviews: https://appshunter.io/ios/app/texas-bay-cu/id1510581787/reviews.md

### 1/5 — terrible experience

*2026-08-03, version 25.2*

I can’t even pay the loan on my car because this app is so poorly optimised. and it has been for years.

### 1/5 — Service

*2026-07-30, version 25.2*

It takes to long to do transfers

### 2/5 — Updating the app

*2026-07-14, version 25.2*

This app needs to be updated it’s very slow to respond. Cash amounts, switching from account to account. Please fix this issue

### 1/5 — Horrible

*2026-06-17, version 25.2*

Do not bank here.

### 5/5 — Great experience

*2026-05-25, version 25.2*

There’s no complaining about TBC being so awesome.

### 5/5 — Jason

*2026-05-23, version 25.2*

I started banking with Texas bay about 2 months ago and so far they have been the best and easiest banking experience I found my bank.

### 5/5 — Credit card

*2026-05-21, version 25.2*

I can’t see my credit card statements on the app, it’s a bummer to have to go to the safari to have to access the information.

### 5/5 — Easy Banking

*2026-05-18, version 25.2*

Texas Bay makes banking easy!  Loans, transfers, customer service, all of which is just “easy”! Thanks Texas Bay!

### 1/5 — Review

*2026-05-07, version 25.2*

I don’t like how the app has changed to where you can’t click on the credit card and see what has went through and the amount that is on card and it was easier to make payments from the app from my different bank but can’t seem to do that any more. Not sure why they changed it,I look at it like this if it’s not broke don’t fix it . I loved the old app I don’t like the changed app at all.

### 4/5 — Pretty good

*2026-05-04, version 25.2*

Pretty good and useful app, but has fairly frequent issues and downtime. When it works it’s perfect, though.

## Frequently asked questions about Texas Bay CU

### What can I do with the Texas Bay Credit Union mobile app?

The app allows you to manage your accounts 24/7, check balances and view transactions, deposit checks, transfer funds between accounts and to other financial institutions, make loan payments, and pay bills. It also includes a financial management tool for tracking spending and budgets, and allows you to control credit and debit card access and set alerts.

### Is there a cost to use the Texas Bay Credit Union mobile app?

There is no charge from Texas Bay Credit Union to use their mobile banking app. However, standard or other charges from your mobile service provider for data usage may apply.

### How secure is the Texas Bay Credit Union mobile app?

Security is a top priority. The app utilizes advanced security technology to safeguard your information, and no account information is stored on your device.

### Who can use the Texas Bay Credit Union mobile app?

To use the app, you must be a registered user of Texas Bay’s Online Banking. If you are not yet a member, you can join at www.TexasBayCU.org.

### What are the main benefits of using this mobile banking app?

The app offers convenient and fast banking, allowing you to manage your money, deposit checks, transfer funds, and track your budget anytime and anywhere. It also provides enhanced control over your cards and notifications.

## Version history (last 5 releases)

### 25.2 — 2026-04-30

This update includes bug fixes

### 23.1.3 — 2024-06-26

This update includes bug fixes

### 23.1.2 — 2024-06-18

This update includes bug fixes and enhancements

### 23.1.1 — 2024-04-17

This update includes minor bug fixes and enhancements.

### 23.1.0 — 2023-11-02

Minor bug fixes and enhancements

## Apps similar to Texas Bay CU

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [First Service Credit Union](https://appshunter.io/ios/app/first-service-credit-union/id1536947207) | 4.9 (8,779) | Free | Finance |
| [Wellby Financial](https://appshunter.io/ios/app/wellby-financial/id1579927769) | 4.7 (10,669) | Free | Finance |
| [Houston FCU](https://appshunter.io/ios/app/houston-fcu/id1296584036) | 4.8 (7,152) | Free | Finance |
| [First Community CU Houston](https://appshunter.io/ios/app/first-community-cu-houston/id860623974) | 4.6 (5,665) | Free | Finance |
| [CRCU Mobile Banking](https://appshunter.io/ios/app/crcu-mobile-banking/id458609544) | 4.8 (7,057) | Free | Finance |
| [TDECU Digital Banking](https://appshunter.io/ios/app/tdecu-digital-banking/id892559024) | 4.3 (14,039) | Free | Finance |

## More apps by Texas Bay Credit Union

- [Texas Bay Card Control](https://appshunter.io/ios/app/texas-bay-card-control/id1500782070)
- [Texas Bay CU Perks](https://appshunter.io/ios/app/texas-bay-cu-perks/id1616200413)

All apps by Texas Bay Credit Union: https://appshunter.io/developer/1500782069

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*
