# TFO OnTrak

> Personalized financial planning and coaching app for goal achievement. (iPhone/iPad app by TDC Companies Inc..)

- Source: https://appshunter.io/ios/app/tfo-ontrak/id1614601745 (this page in markdown: same URL + `.md`)
- Developer: [TDC Companies Inc.](https://appshunter.io/developer/1449015777)
- Category: Finance, Education
- Price: Free
- Rating: 5.00/5 from 7 App Store ratings
- Age rating: 4+
- Requires: iOS 17.6 · 126 MB
- Languages: English
- Released: 2022-03-31
- Data updated: 2026-08-25
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/tfo-ontrak/id1614601745/reviews.md

## What is TFO OnTrak?

TFO OnTrak, powered by Pocketnest, will coach you to create and stick to a comprehensive financial plan—that’s unique to you, your lifestyle and your goals. Link your accounts to get an even more complete and personalized plan.

Gone are the days of sweating over spreadsheets. Use TFO OnTrak to achieve financial wellness in just 3 minutes a week. We’ll walk you through all 10 themes of financial wellness, while identifying gaps in your plan, guiding you to set meaningful goals, and mapping a pathway to achieve them. The best part? TFO OnTrak puts to work all the financial strategies you learned in TFO RightTrak®

## Key features

- Personalized financial plan creation
- Account linking for comprehensive overview
- Financial wellness coaching
- Goal setting and pathway mapping
- Weekly financial check-ins


## Frequently asked questions about TFO OnTrak

### What is TFO OnTrak?

TFO OnTrak is a finance app designed to coach users in creating and adhering to a personalized financial plan. It helps identify financial gaps, set goals, and map pathways to achieve them, all within a few minutes each week.

### How secure is TFO OnTrak?

While the description doesn't detail specific security measures, financial apps typically employ industry-standard encryption and security protocols to protect user data. Linking accounts involves secure authentication processes.

### What financial institutions does TFO OnTrak support?

The description mentions linking accounts for a more complete plan, but does not specify which financial institutions are supported. Users may need to check within the app for compatibility.

### Can I track different types of transactions with TFO OnTrak?

The app focuses on creating a financial plan and achieving goals rather than detailed transaction tracking. It helps identify gaps and guides goal setting based on your overall financial picture.

### Is TFO OnTrak free to use?

Yes, TFO OnTrak is available for free. However, it does contain advertisements, as indicated by the 'hasAds' flag.

### Does TFO OnTrak have ads?

Yes, TFO OnTrak contains advertisements. This is a common monetization strategy for free financial applications.

### What devices can I use TFO OnTrak on?

TFO OnTrak is available on iPhone and iPad, as indicated by the 'supportedDevices' field.

### How often is TFO OnTrak updated?

The app was last updated on January 8, 2026, with version 11.0.2. This suggests a recent update, though the frequency of future updates is not specified.

## Version history (last 5 releases)

### 11.0.2 — 2026-01-08

[+] Updated spending/transaction tracking
[+] Enhanced goals tracking
[+] Core platform updates
[+] Bug fixes, keep the feedback coming

### 11.0.1 — 2025-12-22

[+] Updated spending/transaction tracking
[+] Enhanced goals tracking
[+] Core platform updates
[+] Bug fixes, keep the feedback coming

### 11.0.0 — 2025-12-15

[+] Updated spending/transaction tracking
[+] Enhanced goals tracking
[+] Core platform updates
[+] Bug fixes, keep the feedback coming

### 10.4.1 — 2025-08-05

[+] Goal Setting and Todo Alignment
[+] Fresh New Net Worth View
[+] Improved Account Management
[+] Bugs and quality of life enhancements

### 10.4.0 — 2025-06-17

[+] Updated Calculator UI
[+] Bug Fixes keep updates coming

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## More apps by TDC Companies Inc.

- [TFO Wealth](https://appshunter.io/ios/app/tfo-wealth/id1226141808)
- [TFO Wealth Portal](https://appshunter.io/ios/app/tfo-wealth-portal/id6502642442)

All apps by TDC Companies Inc.: https://appshunter.io/developer/1449015777

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*