# THAT — Putting the Currency in Crypto

> Non-custodial crypto wallet for real-world spending and digital payments. (iPhone/iPad app by THAT COIN.)

- Source: https://appshunter.io/ios/app/that/id6744096109 (this page in markdown: same URL + `.md`)
- Developer: [THAT COIN](https://appshunter.io/developer/1605952264)
- Category: Finance, Shopping
- Price: Free with in-app purchases
- Age rating: 17+
- Requires: iOS 17.0 · 89 MB
- Languages: American English
- Released: 2025-06-25
- Data updated: 2026-07-28
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/that/id6744096109/reviews.md

## What is THAT?

THAT is the self-custody crypto wallet built for real-world use.

Manage your crypto, discover businesses, earn THATBACK rewards, and make direct on-chain payments — while staying in control of your keys.

THAT helps turn crypto from something you just hold into something you can actually use. Send, receive, swap, bridge, and spend crypto across supported EVM-compatible networks, with real businesses accepting payments through THAT.

Why THAT?

• Spend crypto at participating businesses directly on-chain  
• Earn THATBACK rewards on eligible payments  
• Preview your estimated THATBACK before you pay  
• Progress through reward tiers and missions to unlock higher rewards  
• Discover new and featured businesses in the THAT Directory  
• Swap tokens and use cross-chain swaps across supported networks  
• Bridge THAT between supported networks, including Ethereum and Polygon  
• Manage multiple wallets while keeping full control of your keys  

Spend crypto in the real world

Scan a QR code, review the payment details, preview your estimated THATBACK, and pay directly from your wallet. Receipts include merchant details, payment breakdowns, and reward information so every transaction is easy to track.

Earn THATBACK rewards

Earn crypto back when you pay at eligible participating businesses. View available THATBACK rates in the directory, track your rewards, and move through tiers to unlock higher rewards.

Manage your crypto in a few taps

Send and receive crypto wallet-to-wallet, swap tokens through integrated decentralized protocols, use cross-chain swaps, bridge THAT, group and organize wallets, and view balances and activity in your local currency.

Discover places to pay

Explore the redesigned THAT Directory to find businesses that accept payments through THAT. See featured businesses, newly added locations, and THATBACK opportunities before you visit or pay.

Protect your wallet with confidence

THAT is self-custody. You own your keys and control your assets. We do not store your seed phrase, private keys, or crypto. Optional Strict Mode adds Face ID protection to sensitive actions, while wallet filters help reduce dust and spam NFT clutter.

THAT puts crypto where it was always meant to be — in your hands, on-chain, and ready to use.

Please Note:

THAT is a self-custody wallet. Users are responsible for managing their own keys, wallets, and funds. THAT does not provide custodial services, financial advice, brokerage services, or exchange services. Token swaps and bridges may be powered by third-party providers and decentralized protocols. THAT does not hold, manage, or control crypto assets on behalf of users.

## Key features

- Secure crypto asset management
- Instant crypto-to-crypto payments
- Decentralized token swaps
- Local currency balance view
- Merchant discovery directory
- Self-custody of private keys

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Publish Offers | $1000.00 | one-time |


## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/that/id6744096109/reviews.md

### 5/5 — The future is here.

*2026-05-14, version 2.0.1*

THAT has brought the future to the present. The UI, the simplicity and ease of use is excellent. They’ve built an ecosystem of amazing businesses that accept crypto and opened up a whole new world, I’ve been waiting for the day that I can spend my crypto on goods and services and THAT has made it reality.

### 5/5 — Great App!

*2025-07-16, version 1.0.2*

Very easy to use and great idea!

### 5/5 — This is Huge!

*2025-06-29, version 1.0.0*

Finally, a crypto app that actually lets you use your coins in the real world. Smooth, fast, and easy to set up. THAT is the bridge between crypto and everyday payments we’ve all been waiting for.

## Frequently asked questions about THAT

### Is THAT secure for storing cryptocurrency?

Yes, THAT is a non-custodial wallet, meaning you own your keys and private data. The app emphasizes secure storage and management of your crypto assets, ensuring you have full control.

### Can I use THAT for everyday purchases?

Absolutely. THAT is designed for real-world spending, enabling instant crypto-to-crypto on-chain payments at any THAT-powered business. You can also discover businesses accepting THAT payments through the integrated merchant directory.

### What cryptocurrency networks does THAT support?

THAT supports any EVM-compatible network, allowing you to manage all your digital assets within one app. It specifically mentions native THAT tokens on the Ethereum Chain and cost-effective swaps on the Polygon Chain.

### How does THAT handle token swaps?

Token swaps are powered by integrated decentralized protocols, allowing you to swap tokens directly within the app. This feature is part of the app's commitment to DeFi and borderless digital payments.

### Does THAT have ads?

No, THAT does not contain advertisements. The app is focused on providing a seamless user experience for managing and spending cryptocurrency without interruptions.

### What is the age rating for THAT?

THAT has an age rating of 17+, indicating it is intended for mature users. This is common for financial and cryptocurrency-related applications.

### How often is THAT updated?

The latest version of THAT is 1.1.9, and it was last updated on March 11, 2026. This indicates a relatively active development cycle for the application.

### Can businesses accept payments with THAT?

Yes, businesses can list themselves on THAT to accept payments. This allows them to reach new customers and offer instant promotions through the app.

## Version history (last 5 releases)

### 3.0.5 — 2026-07-24

Businesses are getting more social.

What’s new:
- Business likes — show some love and keep track of the places you rate.
- Reviews — share your experience and see what others have to say.
- Easy sharing — send business listings to friends in just a few taps.
- Business reporting — quickly flag a listing when something doesn’t look right.
- Better business pages — refreshed layouts make key details easier to find, read, and explore.

Like it. Review it. Share it.

### 3.0.4 — 2026-06-29

We fixed a rare issue where the app could get stuck on the loading screen after being in the background for a while, and made startup and reconnection more reliable — so the app opens quickly and your data stays fresh. Plus behind-the-scenes stability improvements.

### 3.0.3 — 2026-06-27

A few small improvements to payments and how amounts are shown.

- Payment notifications now show what a payment is worth in your selected currency.
- Smoother amount entry: type or paste large or precise token amounts with ease.
- Sharper currency formatting throughout the app, including the Japanese Yen.
- Plus a handful of small fixes and visual touch-ups.

### 3.0.2 — 2026-06-25

A small update to keep your notifications and balances reliable.
- Reliable notifications & balances: Transaction alerts and automatic balance updates keep your wallet up to date in real time.
- Plus a handful of small visual touch-ups.

### 3.0.1 — 2026-06-24

Keeping things fresh.

This update fixes an issue where the directory, featured businesses, and THATBACK offers could show outdated information after the app had been sitting closed for a while. Now when you reopen, you'll always see the latest — no stale listings, no expired deals.

Plus a handful of quiet refinements behind the scenes.

## Apps similar to THAT

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [CoinJar: Buy Bitcoin & Crypto](https://appshunter.io/ios/app/coinjar-buy-bitcoin-and-crypto/id958797429) | 4.1 (129) | Free | Finance |
| [Stables: Global Money App](https://appshunter.io/ios/app/stables-global-money-app/id6444161495) | 3.2 (18) | Free | Finance |
| [Hana Wallet](https://appshunter.io/ios/app/hana-wallet/id6447821572) | 5.0 (13) | Free | Finance |
| [Cash2Bitcoin Crypto Wallet](https://appshunter.io/ios/app/cash2bitcoin-crypto-wallet/id6502400846) | 4.4 (13) | Free | Finance |
| [Noone Wallet](https://appshunter.io/ios/app/noone-wallet/id1668333995) | 4.4 (167) | Free | Finance |
| [AEM+ \| Multi Crypto Wallet](https://appshunter.io/ios/app/aem-plus-multi-crypto-wallet/id1607457067) | — | Free | Finance |

## More apps by THAT COIN

- [THAT Directory](https://appshunter.io/ios/app/that-directory/id1605952262)

All apps by THAT COIN: https://appshunter.io/developer/1605952264

## Related topics

[that](https://appshunter.io/ios/topics/that) · [swyftx](https://appshunter.io/ios/topics/swyftx)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-28.*