# The Beans > Free visual financial planning app for personalized budgeting and spending insights. (iPhone/iPad app by TheBeans.) - Source: https://appshunter.io/ios/app/the-beans/id1472437187 (this page in markdown: same URL + `.md`) - Developer: [TheBeans](https://appshunter.io/developer/1472415861) - Category: Finance, Health & Fitness - Price: Free with in-app purchases - Rating: 4.10/5 from 87 App Store ratings · 41 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 58 MB - Languages: American English - Released: 2020-01-06 - Data updated: 2026-08-10 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/the-beans/id1472437187/reviews.md ## What is The Beans? The Beans — We’ll build you a custom, simple, free, Visual Financial Plan and keep you updated, so you find your Money + Life Balance. The Beans is the only Visual Financial Planning mobile app that will: • Build you a custom, simple, and free Visual Financial Plan that you can personalize. • Automatically and accurately label your transactions. • Plan your monthly expenses. • Keep you updated on how much you are free to spend and any upcoming bills. • Keep your information safe and secure. What is a Visual Financial Plan and how does it work? A Visual Financial Plan is a more holistic look at your finances. Think of it as an upgrade to a budget. You’d connect your active accounts (checking, credit cards, loans, savings— whichever apply to you), then we’d surface your bills and other financial commitments for you to confirm. After confirming your commitments, The Beans calculates your average spending outside of bills and presents you with a Visual Financial Plan, which you’ll then customize and commit to. New Plans begin on the first of each month. We’ll send you support to stay on track and you’ll earn achievements as time goes on. As your finances evolve so will your Plan, which you can adjust at anytime. How much does The Beans cost? The Beans app is free to download. Is it safe and secure? The Beans keeps your information private and secure. We won’t sell your information or advertise to you. Does The Beans work with my bank? The Beans works with close to 10,000 banks, if yours is not supported we will work to get you connected as soon as possible. Read our friendly Terms of Service here: https://www.thebeans.io/home/terms-of-service/ ## Key features - Custom visual financial plan - Automatic transaction labeling - Monthly expense planning - Spending and bill updates - Secure account connection - Personalized plan customization ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | The Beans Premium - 1 year | $29.99 | per year | | The Beans Premium - 1 month | $4.99 | per month | ## Recent user reviews (10 of 41) All indexed reviews: https://appshunter.io/ios/app/the-beans/id1472437187/reviews.md ### 5/5 — Motivated! *2022-11-10* I am so happy that The Beans helps me stay motivated in my financial awareness without adding stress. When I open the app I don’t have anxiety which other apps I have used made me feel. **Developer response:** Hi StellaLynnTX, thank you so much for your review! What you named, that The Beans doesn't cause you anxiety when you open it, is the first design principle at the company. This comes from my own experience of being stressed about money only to open my app and get a scary message, or to get a text that tells me I overspent ⚠️ I learned in graduate school that these negative messages actually make us more likely to spend our money 😬 so we work really hard to remove stressful things from the app and from our messaging. Thanks again, Stella. Don't hesitate to reach out when we can support you, just reply to any email or text we send! - Melissa, Founder + CEO ### 5/5 — Check out The Beans! *2022-11-08* The Beans has helped me look at my finances in a whole new way. I love the app design and how it gives a clear picture of my budget. It was easy to set up and a plan was developed for me quickly. When something makes my life easier, I absolutely share with my family and friends. Check out The Beans! **Developer response:** Hi CNM!!! (: I love a handle with !!! 💜 Thanks so much for your review and for sharing The Beans with your community. We're on a mission to simplify the path to money + life balance so you can stop stressing about money and focus on what you love, and it's music to our ears when we hear back that it's working. We also appreciate the shoutout for the design of the app ✨ I'll pass this on to Alex, our VP of Product Design who has spent many long days making sure the app is beautiful and easy to use. We're here if you ever want support, just reply to any of our texts or emails, it goes straight to the team. -Melissa, Founder + CEO ### 5/5 — Great budgeting app! *2022-11-07* I want to budget and have tried many ways on my own. In the past I have been discouraged and quit. Since finding The Beans I have done a much better job and have not lost my motivation! The Beans has really helped me, I am excited! **Developer response:** Hey MarlyOneLove, thank you so much for taking the time to write us a review, and for being so honest about your own experiences with budgeting apps. We've tried them all, too and work hard to make sure our Plans are as smart and effortless as possible to use. Don't lose that motivation! Though tbh, it's bound to happen at some point 🙃, and it's just as important to be graceful with yourself when that inevitable moment happens! Relapse is literally one of the 6 stages of behavior change 🤓 You definitely deserve to feel good about your money and we are thrilled to be your partners on the path to financial progress. Don't ever hesitate to reach out if we can better support you! We're just a text or an email away. -Melissa, Founder + CEO ### 5/5 — The Beans *2022-11-03* The Beans is well designed, reliable, and user-friendly. Developing a plan with The Beans is so easy. I love opening the app and seeing where I am for the month. I highly recommend it for those who want to work towards their financial goals. **Developer response:** Hi MoneySaenz, (great handle, btw!) Thanks so much for your review and for offering to share The Beans with your community! That is genuinely the highest praise 🫶🏽 We spent a very long time turning cutting edge research about how we think and feel about our money into that Plan feature, and it's really wonderful to hear that it's easy to use and useful. If you ever need support, just reply to any of our texts or emails! Thanks again! - Melissa, Founder + CEO ### 1/5 — Not great for Entrepreneurs *2022-10-19, version 2.4.6* The app wasn’t able to recognize all of my income flows and set them up as consistent feed. It ended up being moire trouble than it was worth. Pretty disappointed because I was really interested in the idea and spent $40ish on it :( ### 1/5 — Pulled $250 from my account *2022-10-04* They pulled $250 from my checking account without my permission. I now have a $100 late fee and a derogatory mark when I’m supposed to find a new lease on two months. The app is so buggy that I can’t even get it to pull up the supposed account it transferred the money to. I’m absolutely devastated. Do no trust this company. **Developer response:** Hi Vada, thanks so much for this review. We messaged with you on September 22 and October 6th offering support. After going through our Essential Savings feature and granting permission to The Beans, we saved the money you asked us to and moved it to a wallet you control. I'm so sorry that this caused other issues with your finances. We always check to make sure you have enough money in your account to cover all upcoming bills X1.5 before making any transfers, just to be sure this exact thing doesn't happen. We are happy to cover the fee you incurred and to write a letter on your behalf to assist with getting your lease. Please reply to our latest email and let's find a time to make sure we make you completely whole. - Melissa, Founder + CEO ### 5/5 — 5 Stars *2022-04-12, version 2.3.1* If I could work for such a amazing company I would! Love you Melissa thanks so much -Carlos ### 1/5 — Can’t download *2022-04-11, version 2.3.1* I can’t get this to download on my iPhone! ### 5/5 — Essential and Impactful *2022-03-22* This app is an amazing intersection of how technology and easing people’s lives come together. I’m someone who wants to improve my relationship with my money and be more confident with what I do with it as a new college graduate. “The Beans” is a tool that will help me foster that relationship. I’m excited to see where this app is going and how it will continue positively influence my life! On top of that, you can see how the team is a group of caring people who are coming together to make something accessible for those who really need it. The interface and features are user friendly, easy to understand, and overall makes me more motivated to be more wise with my income. I’d definitely recommend it to my friends and family! :) thank you for this app!! **Developer response:** Hi Asdfvshsc, thank you for this thoughtful review and for offering to share The Beans with your community✨ We appreciate it and are humbled to support your post-grad confidence 💪🏽. It's a journey for sure and we're really delighted to be on the path with you. Don't ever hesitate to reach out if we can better support you, we're just an email or a text away! - Melissa, Founder + CEO ### 5/5 — 5 Stars! *2022-03-17, version 2.3.0* 5 stars! ## Frequently asked questions about The Beans ### What is The Beans app? The Beans is a free mobile application that provides a custom, visual financial plan. It helps users achieve a better money and life balance by offering a holistic view of their finances, going beyond traditional budgeting. The app connects to your financial accounts to automatically label transactions, plan monthly expenses, and keep you informed about your spending and upcoming bills. ### How does the visual financial plan work? A visual financial plan offers a comprehensive overview of your finances. After connecting your checking, credit card, loan, and savings accounts, the app identifies your bills and financial commitments. Once confirmed, it calculates your average spending outside of these commitments and presents a customizable visual plan. This plan begins on the first of each month and can be adjusted anytime as your financial situation evolves. ### Is The Beans app free to use? Yes, The Beans app is free to download and use. The core functionality of building a custom, simple, and free visual financial plan is provided at no cost. The app also states it will not sell your information or advertise to you, ensuring a private and secure experience. ### Is my financial information safe with The Beans? The Beans prioritizes the safety and security of your information. It keeps your data private and secure, and the company explicitly states they will not sell your information or use it for advertising. The app connects to nearly 10,000 banks, and they work to expand compatibility. ### What are the main benefits of using The Beans? The primary benefit is achieving a better money and life balance through a personalized visual financial plan. Key features include automatic transaction labeling, simplified expense planning, real-time updates on available spending money and upcoming bills, and a secure platform to manage your finances holistically. Users also receive support to stay on track and can earn achievements. ## Version history (last 5 releases) ### 3.0.7 — 2026-08-10 Minor updates and bug fixes ### 3.0.6 — 2026-07-22 Minor updates and bug fixes ### 3.0.5 — 2026-07-15 Minor updates and bug fixes ### 3.0.4 — 2026-06-18 Minor updates and bug fixes ### 3.0.3 — 2026-05-15 Minor updates and bug fixes ## Apps similar to The Beans | App | Rating | Price | Category | | --- | --- | --- | --- | | [Jiko: Spendable T-Bills](https://appshunter.io/ios/app/jiko-spendable-t-bills/id1475792834) | 4.5 (47) | Free | Finance | | [PlanLink](https://appshunter.io/ios/app/planlink/id1626687408) | 4.8 (105) | Free | Finance | | [Millions](https://appshunter.io/ios/app/millions/id1536637351) | 4.8 (1,545) | Free | Finance | | [Concreit Real Estate Investing](https://appshunter.io/ios/app/concreit-real-estate-investing/id1472440982) | 4.2 (217) | Free | Finance | | [Netevia](https://appshunter.io/ios/app/netevia/id1625351334) | 5.0 (10) | Free | Finance | | [Jassby: Debit Card for Teens](https://appshunter.io/ios/app/jassby-debit-card-for-teens/id1375330360) | 4.4 (517) | Free | Finance | ## Related topics [cada menudo](https://appshunter.io/ios/topics/cada-menudo) · [spill the beanz](https://appshunter.io/ios/topics/spill-the-beanz) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-10.*