# The Co-operative Bank (NZ) > Mobile banking app for everyday transactions, account management, and personalized financial tracking. (iPhone/iPad app by The Co-operative Bank (New Zealand).) - Source: https://appshunter.io/ios/app/the-co-operative-bank-nz/id897754041 (this page in markdown: same URL + `.md`) - Developer: [The Co-operative Bank (New Zealand)](https://appshunter.io/developer/897754044) - Category: Finance - Price: Free - Rating: 4.50/5 from 2 App Store ratings · 95 written reviews indexed - Age rating: 4+ - Requires: iOS 17.0 · 115 MB - Languages: American English - Released: 2014-07-28 - Data updated: 2026-08-11 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/the-co-operative-bank-nz/id897754041/reviews.md ## What is The Co? An intuitive mobile app packed with personalisation and money management features. Everyday banking Make payments and transfers, check balances, manage your cards and more - right from the palm of your hand. Turn on Quick Access and you’ll be able to see chosen accounts' balances and make quick transfers without even having to log in (handy if you’re in a rush at the checkout line). Customisation Nickname accounts and choose their colour themes to identify them easily at a glance. You can even personalise accounts by adding your own background photos. Stay on track Set up alerts to get notified when important payments come in, or when your balance goes below your chosen amount. You can add goals to your savings accounts and we’ll show you your progress. Accessibility Our app is built to support native accessibility features. If you’ve increased text size, added high contrast to colours or changed your phone to dark mode, our app will recognise your choices and work with them. If you’re having trouble using our app, please get in touch with our support team for help or feedback 0800 554 554. Not a customer? Download our app to get started. You’ll be able to apply to join us from there. Important information: - You’ll need iOS 15 or above to use our app. - Our app won’t work offline, you’ll need mobile data or a secure Wi-Fi network to use it. - Downloading the app is subject to our Digital Services Terms and Conditions and our General Terms and Conditions, available at https://www.co-operativebank.co.nz/terms-and-conditions. ## Key features - Everyday banking (payments, transfers, balance checks) - Quick Access for balances and transfers - Account customization (nicknames, colors, backgrounds) - Customizable alerts for payments and balances - Savings goal tracking - Native accessibility feature support ## Recent user reviews (10 of 95) All indexed reviews: https://appshunter.io/ios/app/the-co-operative-bank-nz/id897754041/reviews.md ### 5/5 — Fantastic bank *2026-05-19, version 11.2.0* Now that Cooperative Bank has added apple-pay to their suite of services, I think I have all I want in a bank: low credit card rates, quick and easy mortgage renewal, bonus interest on savings accounts, able to set up new ones easily, and the added bonus of a credit paid annually to shareholders - can’t think of more I need! ### 4/5 — Overall, good experience but *2026-05-12, version 11.2.0* Update the app icon to support dark mode. Looks out of place in my home screen. ### 5/5 — My favourite Bank *2026-04-23, version 11.2.0* Easy to work with, sensible and safe. Everyday banking and the unusual. Best of all I get an annual bonus. ### 1/5 — Cash deposits take to long to clear. *2026-04-16, version 11.2.0* Taken all day to clear cash deposit an my dogs couldn’t goto vet cos bank not processing cash deposits as they use too. ### 1/5 — I’ve found a bug that causes the app to freeze. A very hard freeze. Not quite reboot but V close. *2026-04-06, version 11.1.2* No obvious method to report it other than Via telephone. FFS. ### 5/5 — Excellent bank *2026-04-02, version 11.1.2* The app is exactly what I need. Love how you can move money between accounts by swiping and you can add your own pictures into the accounts. Staff are always helpful. And it’s a co-op. Seriously love this bank. ### 4/5 — Can no longer drag and drop quick transfer *2026-02-20, version 11.1.1* I’ve Recently upgraded Phones. Since the app being reinstalled to my New phone I can no longer drag And drop for quick transfers ### 1/5 — Quick transfer not working *2026-02-14, version 11.1.1* Quick transfer was working fine until 2 days ago when it randomly decided to not work. I have tried disabling and enabling it over and over again to no success. I have uninstalled and reinstalled multiple times. Please fix this issue. ### 5/5 — BEST BANK APP *2026-02-12, version 11.1.1* Well designed and fast - a joy to use :) ### 5/5 — Really good, but one request? *2026-01-28, version 11.1* Out of all the banking apps I have used this so far wins, but there is one feature I would like to request. Is it possible to add the ability to auto login with FaceID rather than me tapping the login button? Other than that the app is perfect for my needs. Good job team! ## Frequently asked questions about The Co ### What can I do with this banking app? This app allows you to manage your everyday banking needs, including making payments and transfers, checking account balances, and managing your cards. You can also personalize your accounts with nicknames, colors, and background photos, and set up alerts for important financial events like incoming payments or low balances. Additionally, you can track progress towards your savings goals. ### Is this app free to download and use? Yes, the app is free to download. Based on the provided information, there are no direct costs associated with using the app's core banking and money management features. However, standard mobile data or Wi-Fi charges may apply for usage. ### What are the system requirements for this app? To use this app, you will need iOS 15 or above. The app requires a mobile data or secure Wi-Fi network connection to function, as it will not work offline. ### How does the app support accessibility? The app is designed to support native accessibility features of your device. It will recognize and adapt to your chosen settings, such as increased text size, high contrast colors, or dark mode. If you encounter any difficulties using the app, you can contact their support team for assistance. ### Can I apply for a new bank account through the app? Yes, if you are not already a customer, you can download the app to get started. From within the app, you will be able to apply to join The Co-operative Bank (NZ). ## Version history (last 5 releases) ### 11.4.0 — 2026-08-09 A fresh coat of paint for your banking app! Enjoy a refreshed design, updated Passcode wording (previously PIN), and a few improvements behind the scenes. Future app updates require iOS 17 or later. ### 11.3.0 — 2026-05-27 You can now manage your term deposits right in the mobile app, making it easier to update your maturity instructions and choose where your interest is paid. We’ve also made a few small improvements and bug fixes behind the scenes ### 11.2.0 — 2026-04-08 Keeping your money safe is important to us. In this release, you may notice a few extra screens during some payments to help you take a moment before sending money. We’ve also continued making the app even better with a few improvements and bug fixes. ### 11.1.2 — 2026-03-01 Fixed a pesky quick‑view issue that had your accounts stuck in place. They’re now scrolling and sliding like they should, making quick transfers… well, quick! ### 11.1.1 — 2026-02-01 Some minor enhancements, and a round of bug fixes—those little troublemakers have been shown the exit. ## Apps similar to The Co | App | Rating | Price | Category | | --- | --- | --- | --- | | [Westpac NZ CashNav](https://appshunter.io/ios/app/westpac-nz-cashnav/id1137475677) | 2.7 (3) | Free | Finance | | [TSB Bank Ltd Mobile Banking](https://appshunter.io/ios/app/tsb-bank-ltd-mobile-banking/id1033426084) | — | Free | Finance | | [Westpac One NZ Mobile Banking](https://appshunter.io/ios/app/westpac-one-nz-mobile-banking/id510251434) | 4.7 (143) | Free | Finance | | [OrbitRemit Money Transfer](https://appshunter.io/ios/app/orbitremit-money-transfer/id950053494) | 4.7 (149) | Free | Finance | | [BNZ Mobile](https://appshunter.io/ios/app/bnz-mobile/id443045792) | 4.9 (596) | Free | Finance | | [BNZ Mobile Business Banking](https://appshunter.io/ios/app/bnz-mobile-business-banking/id581811390) | 1.0 (1) | Free | Finance | ## Related topics [the cooperative bank](https://appshunter.io/ios/topics/the-cooperative-bank) · [cooperative bank](https://appshunter.io/ios/topics/cooperative-bank) · [rabobank nz](https://appshunter.io/ios/topics/rabobank-nz) · [koperative](https://appshunter.io/ios/topics/koperative) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-11.*