# The First Mobile

> Mobile banking app for First National Bank of Central Texas customers. (iPhone/iPad app by First National Bank of Central Texas.)

- Source: https://appshunter.io/ios/app/the-first-mobile/id868937147 (this page in markdown: same URL + `.md`)
- Developer: [First National Bank of Central Texas](https://appshunter.io/developer/868937150)
- Category: Finance, Business
- Price: Free
- Rating: 2.80/5 from 20 App Store ratings · 6 written reviews indexed
- Age rating: 4+
- Requires: iOS 11.0 · 100 MB
- Languages: English
- Released: 2014-04-30
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/the-first-mobile/id868937147/reviews.md

## What is The First Mobile?

Start banking wherever you are with First Mobile! Available to all First National Bank of Central Texas online banking customers, First Mobile allows you to check balances, make transfers, pay bills and find locations. 

Need to find a branch or ATM closest to you? With Find Near Me, First Mobile will discover your location and provide you with addresses and phone numbers on the fly.  Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number.
Transfers- Easily transfer cash between your accounts.
Make payments to existing payees, edit or cancel scheduled bills, and review previously paid bills from your mobile device.
Locations - Find nearby branches and ATMs using the iPhone's built-in GPS. Additionally, you can search by zip code or address.

All features may not be available in the tablet application.

## Key features

- Check account balances
- Search recent transactions
- Transfer funds between accounts
- Pay bills and manage payees
- Find nearby branches and ATMs
- Search locations by zip code or address

## Recent user reviews (6 of 6)

All indexed reviews: https://appshunter.io/ios/app/the-first-mobile/id868937147/reviews.md

### 3/5 — Good Content Always Unstable

*2021-02-24, version 5.0.0.59*

I’ve used this app for about 2 years now.  It has great content but the app has always, always, always been unstable. Rarely have I had it work twice in a row. The latest version has issues with facial ID and that’s the best feature. It verifies your ID but doesn’t log you in. It would be nice if they’d get it right for once.

### 2/5 — Latest Update

*2021-02-19, version 5.0.0.59*

The last update does not let me sign in with Face ID. It does Face ID but still makes you enter all your info.

### 4/5 — Sign in with Face ID broken

*2021-02-10, version 5.0.0.59*

Latest update no longer lets me sign in with Face ID, will accept my face with Apple checkmark 
 and keeps me on the sign in screen .

### 5/5 — Solid.

*2019-03-23, version 4.4.5.259*

This app is solid.

### 1/5 — Garbage

*2019-01-04, version 4.4.5.259*

This is a terrible app.  Constantly crashes and regularly makes you re-enter your credentials and it will tell you that you entered them wrong.  Listen I know my personal information better than this stupid app does but it will tell you that you entered the wrong info.  You constantly have to delete the app and reinstall it to fix this issue.

### 1/5 — Horribly unreliable. Customer service isn’t any better.

*2018-09-12, version 4.3.9.533*

App hangs and closes itself frequently. TouchID will randomly stop working. They had my security credentials wrong and locked me out of my account. Called the bank and they couldn’t do anything to reset my password or security because it was in the app! Told me to wait 4 hours and try again. Meanwhile I know my credentials STILL will not work 4 hours later. Not kidding! And don’t ever make a mobile deposit at straight up 6PM. Bank showed 6:01PM on their end and wouldn’t even make it right when I sent my screen capture showing deposit accepted with 6:00PM right above the notification. Apparently the inferior app doesn’t time stamp the deposit so they go by what time the transaction actually makes it into their system from the app.

## Frequently asked questions about The First Mobile

### What can I do with First Mobile?

First Mobile allows you to check your account balances, search recent transactions, transfer funds between your accounts, pay bills, and find nearby branches and ATMs. You can also search for locations by zip code or address.

### Is First Mobile free to use?

Yes, First Mobile is available for free download and use. It is offered by First National Bank of Central Texas to its online banking customers.

### What devices does First Mobile support?

First Mobile is supported on iPhone, iPad, and iPod devices. However, not all features may be available on the tablet application.

### How secure is First Mobile?

While specific security features are not detailed in the description, mobile banking applications typically employ encryption and multi-factor authentication to protect user data and transactions. It is recommended to use strong, unique passwords.

### How often is First Mobile updated?

The latest version of First Mobile was released on March 27, 2023. Updates typically include bug fixes, performance improvements, and new features to enhance the user experience.

### What are the main drawbacks of First Mobile?

Based on user ratings, the app has an average of 2.8 stars from 20 ratings, suggesting potential areas for improvement in user experience or functionality that users have encountered.

### Does First Mobile allow international transfers?

The provided description focuses on domestic banking features such as checking balances, making transfers between accounts, and paying bills. International transfer capabilities are not explicitly mentioned.

### What is the age rating for First Mobile?

First Mobile has an age rating of 4+, meaning it is suitable for users aged 4 and above.

## Version history (last 2 releases)

### 5.0.20.4678506334 — 2023-03-27

This update contains bug fixes and performance improvements.

### 5.0.0.1731 — 2021-08-03

This update contains bug fixes and performance improvements.

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## More apps by First National Bank of Central Texas

- [FNBCT Mobile](https://appshunter.io/ios/app/fnbct-mobile/id6451453762)

All apps by First National Bank of Central Texas: https://appshunter.io/developer/868937150

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
