# The Getting Ahead Guidebook — Budget. Save. Reconcile

> Budget. Save. Reconcile (iPhone/iPad app by Personal Solutions Northwest LLC.)

- Source: https://appshunter.io/ios/app/the-getting-ahead-guidebook/id6778261593 (this page in markdown: same URL + `.md`)
- Developer: [Personal Solutions Northwest LLC](https://appshunter.io/developer/6778261595)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.1 · 55 MB
- Languages: American English
- Released: 2026-07-04
- Data updated: 2026-09-01
- User reviews in markdown: https://appshunter.io/ios/app/the-getting-ahead-guidebook/id6778261593/reviews.md

## What is The Getting Ahead Guidebook?

The Getting Ahead Guidebook is a complete personal finance app built around one simple idea: budget the way the pros do. With sinking funds, multi-account budgeting, and 3-way bank reconciliation, you'll know exactly where every dollar is — today, next month, and a year from now.

WHY IT'S DIFFERENT Most budgeting apps either oversimplify or overload you with envelope systems that fall apart. Getting Ahead Guidebook does what real CPAs do:

• SINKING FUNDS — Set aside money for irregular expenses (car insurance, Christmas, taxes) so they never blow up your month. • 3-WAY RECONCILIATION — Match your bank balance to your app's computed balance to your reserves total. Catches errors in seconds. • MULTI-ACCOUNT LEDGER — Track checking, savings, and credit cards separately, with transfers handled correctly. • AI RECEIPT SCANNING — Snap a photo, let the app categorize it for you. • PRINTABLE REPORTS — Beautiful PDF reports for your accountant, your spouse, or your own records.

KEY FEATURES • Track unlimited accounts, expenses, and income • Set sinking-fund targets with monthly contribution schedules • Import CSV bank statements with auto-categorization • Forecast future cash flow with the Big Picture view • Direct Debits manager keeps subscriptions visible • Income tax planner to avoid April surprises • Worksheets for major life events • Encrypted, multi-tenant data — your numbers are yours

WHO IT'S FOR • Anyone tired of YNAB's monthly fees and rigid envelope rules • Self-employed people who need to set aside taxes • Families saving for kids, vacations, holidays, and rainy days • Anyone recovering from debt and rebuilding savings

TRY IT FREE Start with a 7-day free trial — full access, no credit card surprises. Subscribe monthly or annually after that, cancel anytime.

Support: support@thegettingaheadguidebook.com

Terms of Use (EULA): https://app.thegettingaheadguidebook.com/terms
Privacy Policy: https://app.thegettingaheadguidebook.com/privacy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly Plan | $9.99 | per month |
| GAG Annual | $89.99 | per year |



## Version history (last 5 releases)

### 1.1.31 — 2026-08-28

Added print features for the Cashflow area

### 1.1.29 — 2026-08-28

Added a Net Worth tracker and also a way to manually keep track of investments, assets and liabilities

### 1.1.27 — 2026-08-27

Added enhancements to the Income Tax section

### 1.1.25 — 2026-08-22

What's New • New Year‑to‑Date view on the Dashboard and Reports with a custom date range and account picker • Print Center now lets you print a Year‑to‑Date report for any month range and account • Added a printable Account Register and other budgeting improvements.

### 1.1.24 — 2026-08-06

Categories now split into Fixed Reserve, Variable Reserve, and Spending everywhere — including the mobile menu.
• New Future Purchase Planner — plan big purchases and buy them without debt.
• Account register carries balances forward month to month, like a real checkbook.
• Cleaner Dashboard — no more duplicate or leftover categories.
• Separate Fixed and Variable Reserve views with easy reconciliation.
• Performance improvements and bug fixes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*