# The Giant Calculator — Mortgage Payment Calculator > Advanced mortgage calculator for detailed loan cost analysis and scenario comparison. (iPhone/iPad app by Armond Ohan.) - Source: https://appshunter.io/ios/app/the-giant-calculator/id6779837909 (this page in markdown: same URL + `.md`) - Developer: [Armond Ohan](https://appshunter.io/developer/6779837911) - Category: Finance, Utilities - Price: Free - Rating: 5.00/5 from 2 App Store ratings · 2 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 41 MB - Languages: English - Released: 2026-06-23 - Data updated: 2026-07-17 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/the-giant-calculator/id6779837909/reviews.md ## What is The Giant Calculator? The Giant Calculator is a bank-grade mortgage tool that goes far beyond a simple payment estimate. Whether you're a first-time buyer trying to understand the numbers, a repeat buyer weighing your options, or a real estate pro who needs professional-grade estimates, it gives you full transparency into the true cost of a home loan. ADVANCED LOAN MATH • Conventional, FHA, VA, and Jumbo loan support • FHA: automatic Upfront MIP (UFMIP) and annual MIP with life-of-loan logic • VA: funding fee based on down payment and use status • Conventional: dynamic PMI that automatically drops off as you build equity • Interest-only payment support REGULATORY-STYLE LOAN ESTIMATE • A clear breakdown modeled on the official Loan Estimate format • Estimates origination charges, services, prepaids, and escrows • APR calculated with high-precision math • Built-in glossary explaining terms like escrow, APR, and PMI in plain language • Export a clean PDF to share or print SAVE & COMPARE SCENARIOS • Save loan setups with custom names • Compare scenarios side by side • Best-value indicators highlight the lowest-cost option • Reload any saved scenario to tweak it instantly VISUALIZE EVERYTHING • Donut chart breaking down your monthly payment (P&I, taxes, insurance, PMI, HOA) • Detailed amortization schedule, principal vs. interest over time • Equity graph showing your balance paid down year by year BUILT FOR EVERYONE • Full screen reader support and high-contrast labels • Haptic feedback and smooth, responsive controls • Clean design that's easy to read at a glance No accounts. No ads. Just clear, honest mortgage numbers. The Giant Calculator is a bank-grade mortgage tool that goes far beyond a simple payment estimate. Whether you're a first-time buyer trying to understand the numbers, a repeat buyer weighing your options, or a real estate pro who needs professional-grade estimates, it gives you full transparency into the true cost of a home loan. ADVANCED LOAN MATH • Conventional, FHA, VA, and Jumbo loan support • FHA: automatic Upfront MIP (UFMIP) and annual MIP with life-of-loan logic • VA: funding fee based on down payment and use status • Conventional: dynamic PMI that automatically drops off as you build equity • Interest-only payment support REGULATORY-STYLE LOAN ESTIMATE • A clear breakdown modeled on the official Loan Estimate format • Estimates origination charges, services, prepaids, and escrows • APR calculated with high-precision math • Built-in glossary explaining terms like escrow, APR, and PMI in plain language • Export a clean PDF to share or print SAVE & COMPARE SCENARIOS • Save loan setups with custom names • Compare scenarios side by side • Best-value indicators highlight the lowest-cost option • Reload any saved scenario to tweak it instantly VISUALIZE EVERYTHING • Donut chart breaking down your monthly payment (P&I, taxes, insurance, PMI, HOA) • Detailed amortization schedule, principal vs. interest over time • Equity graph showing your balance paid down year by year BUILT FOR EVERYONE • Full screen reader support and high-contrast labels • Haptic feedback and smooth, responsive controls • Clean design that's easy to read at a glance No accounts. No ads. Just clear, honest mortgage numbers. ## Key features - Advanced loan math for FHA, VA, Conventional, and Jumbo loans - Regulatory-style loan estimate breakdown - APR calculation with high-precision math - Save and compare multiple loan scenarios - Visualizations of payment breakdown and amortization - Exportable PDF reports ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/the-giant-calculator/id6779837909/reviews.md ### 5/5 — WOW JUST WOW *2026-07-11* Finally, this is the best Mortgage calculator I’ve ever seen in my life. How is this not number one on the App Store for calculators? ### 5/5 — Best Mortgage Calculator out there! *2026-06-24* Super easy to use! ## Frequently asked questions about The Giant Calculator ### What types of mortgages does The Giant Calculator support? The Giant Calculator supports Conventional, FHA, VA, and Jumbo loans. It includes specific calculations for FHA's UFMIP and annual MIP, VA funding fees, and conventional PMI with life-of-loan logic. ### Does The Giant Calculator offer a free trial? The Giant Calculator is completely free to download and use, with no account required. There is no need for a trial period as all features are available without cost. ### How does The Giant Calculator help users understand loan costs? It provides a clear breakdown modeled on the official Loan Estimate format, estimating origination charges, services, prepaids, and escrows. It also calculates APR with high-precision math and includes a glossary for financial terms. ### Can I compare different mortgage options with The Giant Calculator? Yes, you can save multiple loan setups with custom names and compare them side by side. The app features best-value indicators to highlight the lowest-cost option among your saved scenarios. ### What kind of visualizations does The Giant Calculator offer? The app includes a donut chart breaking down your monthly payment (P&I, taxes, insurance, PMI, HOA), a detailed amortization schedule, and an equity graph showing your balance paid down year by year. ### Is The Giant Calculator accessible for users with disabilities? The Giant Calculator is built for everyone, featuring full screen reader support and high-contrast labels. It also incorporates haptic feedback and smooth, responsive controls for an enhanced user experience. ### How often is The Giant Calculator updated? The Giant Calculator was last updated on June 25, 2026, with version 1.1.1. Updates typically focus on refining calculations, adding new loan types, or improving user interface based on feedback. ### Does The Giant Calculator have ads? No, The Giant Calculator is ad-free. The description explicitly states 'No accounts. No ads. Just clear, honest mortgage numbers.' ## Version history (last 3 releases) ### 1.1.2 — 2026-07-13 This update improves number entry throughout the app: the on-screen keyboard no longer covers the field you're typing in, and a Done button lets you dismiss it easily. Sharing a scenario now sends a clean payment quote. Includes minor stability improvements. ### 1.1.1 — 2026-06-25 What's new in 1.1.1: - Smoother sliders: the payment sliders now move only when you drag the handle, so scrolling the screen no longer changes your numbers by accident. - Performance and stability improvements. ### 1.0 — 2026-06-23 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-17.*