# The HCF Thank You app > HCF member app for personalized offers, rewards, and savings tracking. (iPhone/iPad app by HCF.) - Source: https://appshunter.io/ios/app/the-hcf-thank-you-app/id6740192433 (this page in markdown: same URL + `.md`) - Developer: [HCF](https://appshunter.io/developer/589202667) - Category: Health & Fitness - Price: Free - Rating: 1.20/5 from 99 App Store ratings · 72 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 35 MB - Languages: American English - Released: 2025-08-11 - Data updated: 2026-09-12 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/the-hcf-thank-you-app/id6740192433/reviews.md ## What is The HCF Thank You app? The HCF Thank You app makes it easy for eligible HCF members to browse personalised offers and discounts, earn rewards and track your savings. From big brands to your local favourites, unlock more value every day from the partners you love. Key features: • Save on everyday purchases or earn HCF dollars. • Rewards just for you, based on what you love. • Redeem an HCF Digital Prepaid Mastercard to spend on even more brands. • Reduce your health cover premiums using the HCF dollars you earn. • Watch your savings grow. Download to swipe and save today with the HCF Thank You app. ## Key features - Personalized offers and discounts - Earn rewards and HCF dollars - Track savings growth - Redeem HCF Digital Prepaid Mastercard - Reduce health cover premiums ## Recent user reviews (10 of 72) All indexed reviews: https://appshunter.io/ios/app/the-hcf-thank-you-app/id6740192433/reviews.md ### 1/5 — Doesn’t allow you to sign in *2026-08-24, version 1.2.4* Says it’s emailing a code to the correct email but it doesn’t come. ### 1/5 — Disgraceful *2026-08-23, version 1.2.4* This is app is making me want to change health providers. Let that sink in HCF.. ### 1/5 — Unable to login *2026-08-14, version 1.2.4* Unable to login even though I used same credentials for HCF app. ### 1/5 — Couldn’t even login *2026-08-07, version 1.2.3* I couldn’t even login using my existing HCF app login details. Pathetic. ### 1/5 — Cannot even log in to use it *2026-08-05, version 1.2.3* Hopeless app. I’m stuck in an endless loop of identity verification and can’t even log in to use it. I’ve contacted customer support countless times over an extended period, but nothing has ever been resolved. I’ve finally given up. It’s hard not to conclude that this is a “rewards” app HCF doesn’t really want members to use. The whole experience feels tokenistic, as though the rewards program exists for marketing purposes rather than to genuinely provide value or improve the customer experience. ### 1/5 — terrible, buggy from get go *2026-07-28, version 1.2.3* Can't even login, took me thru an indefinite loop of asking me to use hcf login details to login then saying unable to login. Tried 3 times and gave up. Why on earth do u need a seperate app just on mob to access this? Do the team care about CX at all at min acceptable standard? & Did they even test the poc before letting it go live? I hope this will get sorted. Such a shame as the original app work so well ### 1/5 — Terrible *2026-07-26, version 1.2.3* Don’t even bother terrible design and the discount is so hard to apply and half the time doesn’t work might as well just go through the HCF app/website ### 1/5 — Top 10 Worst App Ever *2026-07-17, version 1.2.3* Just don’t bother. HCF should be embarrassed to have this in the App Store. ### 1/5 — Shocking app *2026-07-09, version 1.2.3* Such a bad app. Not a reward at all to go through so many hoops to receive something. Worst move by HCF in years! ### 1/5 — **Be Warned** Terrible App, False Advertising, No Support *2026-07-09, version 1.2.3* Should really get a Zero. The App is terrible, you need 3 accounts to get gift cards (HCF, HCF Thankyou, Egiftit), you cannot search and have to scroll to find the reward you want (not labelled by company either), it bugs and randomly gives errors without explanations (had to enter various payment details all which should have worked), WORST OF ALL when I eventually got egift cards, the discount was not applied. I raised a complaint to claim the discount, but it was rejected and I was told that the “Thank You App” is different to the “Thank You Program”. My account does not have any reward credits (after over 1 month). After the horrific experience with my rewards program claim, I am reconsidering my health insurance. ## Frequently asked questions about The HCF Thank You app ### What is the HCF Thank You app? The HCF Thank You app is a free application designed for eligible HCF members to access personalized offers, earn rewards, and track their savings. It allows users to redeem rewards for discounts or reduce their health cover premiums. ### How do I earn rewards with the HCF Thank You app? You can earn rewards with the HCF Thank You app by saving on everyday purchases or earning HCF dollars. The rewards are personalized based on your preferences and past activity. ### Can I use the HCF Thank You app to pay for things? Yes, you can redeem an HCF Digital Prepaid Mastercard through the app to spend on various brands. This allows you to use your earned rewards for further purchases. ### How does the HCF Thank You app help reduce health cover premiums? The app allows you to use the HCF dollars you earn to reduce your health cover premiums. This provides a direct financial benefit to eligible members. ### What devices does the HCF Thank You app support? The HCF Thank You app is available for iPhone and iPod devices. It is designed for iOS users. ### How often is the HCF Thank You app updated? The latest version of the HCF Thank You app is 1.2.2, which was last updated on May 27, 2026. This indicates regular updates to improve functionality and security. ### Is the HCF Thank You app free to download? Yes, the HCF Thank You app is free to download and use for eligible HCF members. There are no upfront costs associated with obtaining the application. ### What is the user sentiment for the HCF Thank You app? The HCF Thank You app has a rating of 1.2 stars from 99 ratings, suggesting a generally negative user sentiment. Users may be experiencing issues or dissatisfaction with the app's performance or features. ## Version history (last 5 releases) ### 1.2.4 — 2026-08-12 The latest version contains several experience and performance improvements. ### 1.2.3 — 2026-06-30 The latest version contains several experience and performance improvements. ### 1.2.2 — 2026-05-27 The latest version contains several experience and performance improvements. ### 1.2.1 — 2025-12-10 The latest version contains several experience and performance improvements. ### 1.2.0 — 2025-11-30 We've been working hard to make your experience of the HCF Thank You app even better. The latest version includes a number of improvements, including your ability to see your loyalty tiering and total savings from using the app. ## More apps by HCF - [HCF My Membership App](https://appshunter.io/ios/app/hcf-my-membership-app/id589202661) - [HCF Healthful](https://appshunter.io/ios/app/hcf-healthful/id6670769128) All apps by HCF: https://appshunter.io/developer/589202667 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-12.*