# The Police Credit Union of CA — user reviews

> 32 indexed App Store user reviews of The Police Credit Union of CA by The Police Credit Union of California, rated 4.80/5 from 2,234 ratings.

- Source: https://appshunter.io/ios/app/the-police-credit-union-of-ca/id1559980328/reviews
- App overview in markdown: https://appshunter.io/ios/app/the-police-credit-union-of-ca/id1559980328.md
- Rating breakdown: 5★ 2,009 · 4★ 101 · 3★ 46 · 2★ 11 · 1★ 67

## What do users think of The Police Credit Union of CA?

Overall sentiment: negative

**Pros**

- 👍 Good app, works well
- 🚀 Easy to use app
- 👍 Best app I have

**Cons**

- 🐛 App constantly crashes
- 👎 Needs refined user interface
- 👎 Appearance and functionality needs improvement
- 👎 Terrible new app
- 👎 Clunky UI, slow performance
- 🔒 Security concerns, lacks basic features

**Commonly reported bugs**

- Check deposit issues
- External account problems
- Unreliable mobile deposit

**Most requested features**

- Dark mode option
- Easier account number access
- Improved Zelle integration
- More customization options
- Better bill pay experience

## Newest reviews (10 of 32)

### 4/5 — Good, not great

*2025-09-22, version 2025.7.2.1*

Good app, it works, but for the love of god please allow dark mode. It is so bright white it’s painful at night.

### 3/5 — Needs refined user interface

*2025-03-30, version 2025.2.2.3*

I understand strict security but accessing one’s own account is ridiculous. I mean why send emails that say go to account? App itself is better than big banks and wished all banking apps were as well designed.

### 3/5 — Opening up my account

*2023-07-17, version 2023.03.03*

I been trying to recover the money that was sent to me from zelle today in sign in its been so hard I followed all the prompts still cant sign in

### 3/5 — Better interface, still not as intuitive as major banking apps

*2022-06-24, version 2021.11.0.19*

The UI is way better than before, the style is clean, layout is great

However, simple things like, checking what my account numbers are, is still not available within the app

Furthermore, beyond checking a balance, other things like getting a statement or scheduling an external transfer isn’t even done in the app itself, the app opens up a mini web browser within itself to do it. 

If they can streamline all functions to perform within the app itself, it would be perfect

### 2/5 — What the heck!!!

*2021-09-15, version 2021.3.0.17*

I just downloaded the app. After some time I was able to set it up… but I can’t set up bill pay. I put my info and hit agree, then it brings me back to enter my info again. 

I wish they’d have an app like Bank of America, that’s a piece of cake to use…

### 1/5 — Horrible check deposit camera option

*2021-08-03, version 2021.3.0.17*

I’m trying to deposit a check and the auto scensor is off. It won’t center the check photo. The bottom half of check is cut off every time.

### 1/5 — Features from old app missing!

*2021-07-24, version 2021.3.0.17*

This new app looks fancier than the old app but that’s the only good thing I can think of to say about it. The new app doesn’t show you your full account number, it only shows the last 4 digits! Also, it doesn’t have ANY of the filters for the statements that the old one had.

Hopefully they will fix this garbage soon.

PS the debit cards are STILL not compatible with Apple/Google/Samsung pay. Ridiculous.

### 1/5 — Terrible new app

*2021-07-23, version 2021.3.0.17*

So clunky. Login much more difficult. Once in navigation okay but so time consuming now to get in. Step backwards.

### 1/5 — Sucked after recent updat

*2021-07-17, version 2021.3.0.17*

Ok just like a lot of other peaple I loved this app as it was convinount and easy to use. After the recent update it is horrible. I’m not resistant to change but when something is obviously broken it needs to be fixed or at least give up the old app back.

### 1/5 — Seriously?

*2021-07-15, version 2021.3.0.17*

Not to be offensive, but this mobile app looks like something you would make during an intro to iOS course in college, minus all of the functionality.

 For example, in order to view my credit card transactions, I need to navigate to a new page that loads a browser within the app (impressively slowly for 2021) in a tiny window where I need to then navigate the desktop version of the Police CU website in order to even see my history. The clunky UI blocks most of the browser anyway, but even if it didn’t, the browser is so slow to respond and small that it’s frustrating to use. 

Now, to pay my credit card bill with a non- Police CU account, I need to use the same awful in-app browser. At least in the old version of this app, the browser was properly sized to the screen of my device. In this App, I practically need a magnifying class to see what I’m about to pay.

Beyond that example, the app just isn’t ready for users yet. There’s no reason it should take 20 seconds to load the “settings” tab, there’s no reason for anything to really load that slowly to be quite honest. 

Also, I left my phone with the screen off for over 30 minutes, returned, logged into my phone using FaceID, and the app let my open it from the Home Screen and enter the account. Every other banking/finance app has a far shorter timer until it forces a new login, it should really force a new login every single time the screen is turned off. Even my password management apps force a new faceID login every time I switch between apps, even when the phone is on. My concern is if those extremely Basic security features aren’t addressed, what other vulnerabilities does your online banking stack possess?

## Most critical reviews (10 lowest-rated)

### 1/5 — App constantly crashes

*2025-08-07, version 2025.5.0.2*

Every time I try to transfer money around from saving to checking or zelle anyone it crashes! It’s been happening for weeks now. At this point I have to always use the web browser because the app is useless to me. Please fix this bug!

### 1/5 — My Credit Union Membership

*2024-11-28, version 2024.07*

I have been a member of the Police CU for over 40 years and i wouldn't use any other bank or other credit union, the staff at Police CU are very helpful and always happy to answer any questions or concerns i have, my father was one of the original charter members that got the credit union to where it is today, you cannot find a better place to put your trust and money in.
Respectively Yours John A. Russell Jr....
Happy Holidays to all...

### 1/5 — Appearance and Functionality

*2024-10-14, version 2024.07*

This is my main financial institution and I absolutely love the Police Credit Union, so don’t take the review wrong.
I just wish the APP was easier to manage both in appearance and functionality.  Sometime it drags or lags moving through different applications and it’s hard and takes time to maneuver.
I wish there was a lot more options to use and/or easier ways to access the current options.

Otherwise again I love this credit union and service

### 1/5 — Review prompt

*2024-05-06, version 2024.01.01*

Don’t bother people with this trash.

### 1/5 — Check Deposit

*2022-12-02, version 2022.09.01*

Check deposit feature has not been working correctly for the past two months.

### 1/5 — They are no help

*2022-09-16, version 2021.11.0.19*

I deposited a check. A large check. I didn’t endorse it. Instead of them contacting me to let me know, they are returning it. Two days later btw. Told me it will take two to three weeks to get to me.  In that time, I spend about $300. I now own $180 in overdraft fees. No emails. No notice. No calls. No text. 
I also have Wells Fargo. I was trying to switch to a credit union. Won’t now. Sticking to Wells Fargo. They actually care about their customers. I did this same thing about 20 years ago and they covered my overdraft fees, they also called me to let me know.

### 1/5 — Zelle

*2022-05-26, version 2021.11.0.19*

With they offered Zelle would make things easier for me

### 1/5 — This app is the equivalent to just using safari

*2021-08-28, version 2021.3.0.17*

After logging in. I'm always prompted to do a security check because it never recognizes my device. then after the interface is just the mobile credit union site. Terrible downgrade

### 1/5 — Mobile Deposit Schmosit

*2021-08-16, version 2021.3.0.17*

Your photo reader has issues reading “For Mobile Deposit Only” in cursive or block. Many “take another look” prompts

### 1/5 — Terrible

*2021-08-10, version 2021.3.0.17*

Terrible since the update. Fix the external accounts problem please.

## Most praised reviews (10 highest-rated)

### 5/5 — Best financial institution ever!!

*2026-09-04, version 2026.07.02*

The Police Credit Union has always been there for me! Very knowledgeable personnel ready to help me with any financial matter. Great loan rates and dividend rates. We started savings accounts for our grandchildren when they were first born thanks to all our great experiences with the Credit Union!

### 5/5 — 🧑‍✈️

*2026-08-26, version 2026.07.02*

😍

### 5/5 — Long time Member

*2026-08-06, version 2026.07*

The first time I banked wth Credit Union you were in SF in the Sunset District!  Long ago.  I’m a loyal customer!!

### 5/5 — Uu

*2026-06-15, version 2025.10.1.1*

Uu

### 5/5 — So easy but a little plain

*2023-12-09, version 2023.03.03*

I have Wells Fargo also and I have the app as well and it’s a lot more lively than the PCU’s app. But I’m happy that the PCU does have an easy app anyway.

### 5/5 — Some lil recommendations

*2023-03-11, version 2022.09.01*

I recently became a member and everything is going good but I have a little advice you guys could apply to the app to make it better and these are:
-Make it so the routing number is easier to find.
-Improve the total limit with Zelle

Thank you

### 5/5 — App

*2022-09-02, version 2021.11.0.19*

This is the best App I have. Thanks for offering it.

### 5/5 — Trash

*2022-05-03, version 2021.11.0.19*

I’m literally one ballerina tip toe away from changing banks

### 5/5 — Bad app messed up all my accounts and payments

*2021-08-12, version 2021.3.0.17*

This app  was a horrid move for the bank.

### 5/5 — Best service in San Bruno California USA

*2021-07-31, version 2021.3.0.17*

Best

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-10.*
