# The Southern Credit Union

> Mobile banking app for account management, bill payment, and branch/ATM location. (iPhone/iPad app by The Southern Credit Union.)

- Source: https://appshunter.io/ios/app/the-southern-credit-union/id493535521 (this page in markdown: same URL + `.md`)
- Developer: [The Southern Credit Union](https://appshunter.io/developer/493535524)
- Category: Finance, Productivity
- Price: Free
- Rating: 4.84/5 from 2,539 App Store ratings · 72 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 123 MB
- Languages: English, Chinese
- Released: 2012-01-12
- Data updated: 2026-09-07
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/the-southern-credit-union/id493535521/reviews.md

## What is The Southern Credit Union?

With the Southern Credit Union mobile app, it has never been an easier way tap into your accounts. Our mobile app offers fast and secure access and best of all it is right at your fingertips.

•Our features include:
•View Account Balances
•View Transaction History
•Transfer Funds
•Pay Bills
•View and activate your cash back offers
•Locate Branches
•Find ATM’s
•Contact a Representative


Mobile Banking Security
Your personal information is secured by the same encryption and login credentials as you use for home banking

Must be enrolled in Online Banking. A User ID and Password is required to obtain access to The Southern Credit Union mobile banking. Please visit us online, at one of our branches or call 770-719-1111 during regular business hours to sign up for free.

To learn how we protect your privacy, please visit https://www.southernonline.org/media/doc/SFCU_PrivNotice_T.pdf

## Key features

- View account balances
- View transaction history
- Transfer funds
- Pay bills
- Activate cash back offers
- Locate branches and ATMs

## What do users think of The Southern Credit Union?

Overall sentiment: positive

**Pros**

- 👍 Truly trustworthy
- 👍 Friendly and helpful staff
- 👍 Convenient mobile banking
- 👍 Easy to use app
- 👍 Accurate and up-to-date
- 👍 Great credit union overall

**Cons**

- 🐛 Multiple postings of transactions
- 🐛 Deposit issues with mobile app
- 🐛 Outdated and not customer-friendly app
- 🐛 Cannot access bill pay

**Commonly reported bugs**

- Inconsistent transaction messaging
- Inability to edit scheduled transfers

**Most requested features**

- Add Zelle integration
- Improve scheduled transfer options
- Expand account information in app
- Add more advanced features

## Recent user reviews (10 of 72)

All indexed reviews: https://appshunter.io/ios/app/the-southern-credit-union/id493535521/reviews.md

### 2/5 — Zelle

*2026-05-13, version 2026.01*

Other credit unions have Zelle.  Why not Southern?

### 3/5 — Notifications

*2026-03-21, version 2025.10.1.2*

There are too many notifications and “reminders “

### 5/5 — Truly Trustworthy

*2025-07-07, version 2025.2.2.3*

I have a customer for 20 yrs and I have never had the issues as with other banks, no one!

### 4/5 — Multiple Postings of Every Transection on Share Account

*2024-12-04, version 2024.10.1.10*

Just signed onto the iPad version of the app and every transaction on the share account is being posted multiple times. Needs to be fixed as soon as possible.

### 5/5 — Review

*2024-11-25, version 2024.4.0.11*

The app is really not customer friendly and antiquated. Needs to be updated

### 1/5 — Deposit

*2024-02-08, version 2023.10.1.4*

I have tried to deposit a check 3 times through the mobile app. It appears they want blood. It’s because of endorsement is the reason. I have never had so much of a issue .

### 5/5 — Transfers - need to include Zelle in it.

*2023-11-14, version 2023.3.0.1*

Weiss there is

### 5/5 — Service

*2022-09-22, version 2021.11.0.55*

Chris is awesome always makes it easy and gives you good financial advice. Very friendly

### 5/5 — Mr.Allwell

*2022-08-05, version 2021.11.0.55*

Great

### 3/5 — Great

*2022-03-23, version 2021.11.0.55*

I love online banking with the App, but I hate that Zelle is not available.

## Frequently asked questions about The Southern Credit Union

### What can I do with The Southern Credit Union mobile app?

The app allows you to securely access your accounts, view balances and transaction history, transfer funds between accounts, and pay your bills. You can also view and activate cash back offers, and locate nearby branches and ATMs.

### Is the mobile banking app secure?

Yes, your personal information is secured by the same encryption and login credentials used for home banking. A User ID and Password are required for access, ensuring a secure mobile banking experience.

### How do I sign up for the mobile banking app?

To gain access, you must be enrolled in Online Banking. You will need a User ID and Password. You can sign up for free by visiting their website, a branch, or calling 770-719-1111 during business hours.

### Is there a cost to use the mobile banking app?

No, signing up for and using The Southern Credit Union mobile banking app is free. You can enroll online, at a branch, or by calling their customer service number.

### What are the common use cases for this app?

Common use cases include quickly checking your account balance before making a purchase, transferring money between your savings and checking accounts, paying bills on the go, and finding the nearest ATM or branch when you're out and about.

## Version history (last 5 releases)

### 2026.04.02 — 2026-07-07

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2026.01 — 2026-04-07

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.10.1.2 — 2025-12-09

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.7.2.2 — 2025-09-15

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.5.0.1 — 2025-07-08

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-07.*
