# The Summit FCU > Mobile banking app for account access, transfers, bill pay, and ATM/branch location. (iPhone/iPad app by The Summit Federal Credit Union.) - Source: https://appshunter.io/ios/app/the-summit-fcu/id477457367 (this page in markdown: same URL + `.md`) - Developer: [The Summit Federal Credit Union](https://appshunter.io/developer/477457830) - Category: Finance, Reference - Price: Free - Rating: 4.80/5 from 5,407 App Store ratings · 79 written reviews indexed - Age rating: 4+ - Requires: iOS 17.0 · 117 MB - Languages: American English, Chinese (Traditional, Taiwan) - Released: 2011-11-07 - Data updated: 2026-08-29 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/the-summit-fcu/id477457367/reviews.md ## What is The Summit FCU? Account access when you’re out and about just got easier! With Summit mobile banking you’ll have your finances at your fingertips. It’s just another way We’re Here For You. Sign up for free Summit Online Access then download our Summit mobile banking app to check account balances, view recent transactions, transfer funds, pay bills, find branches and ATMs. Better yet, enroll in SMS mobile banking to get alerts, too!* *The fine print: Summit Mobile Banking is available only with a Summit FCU account and is a free service, however, your mobile phone service provider may charge for text messages, data and/or web access. Check your plan for details. Carrier plan may limit access outside the US. The Summit is federally insured by the NCUA. To learn how we protect your privacy, please visit http://www.summitfcu.org/home/disclosures ## Key features - Check account balances - View recent transactions - Transfer funds - Pay bills - Find branches and ATMs - SMS mobile banking alerts ## What do users think of The Summit FCU? Overall sentiment: negative **Pros** - 👍 Ease of use - 🚀 Convenient mobile banking - 💡 Helpful features like mobile check deposit - 🔒 Secure app - 💡 Useful for managing finances on the go **Cons** - 🐛 Recurring app issues and bugs - 🐛 Mobile check deposit not working - 🐛 Unreliable account balance updates - 🐛 Frequent app crashes and freezes - 🐛 Difficulty unlocking/locking debit cards **Commonly reported bugs** - Check deposit feature broken after iOS updates - Quick balance not working with new iOS - App freezing and not loading properly - Debit card locking/unlocking issues - Inconsistent account balance display **Most requested features** - Add credit report section - Improve mapping and branch locator - Provide easy access to account numbers - Add more transfer and payment options - Enhance app aesthetics and user interface ## Recent user reviews (10 of 79) All indexed reviews: https://appshunter.io/ios/app/the-summit-fcu/id477457367/reviews.md ### 5/5 — Great app *2026-08-07, version 2026.4.2.1* Very happy ### 5/5 — Very good customer service *2026-07-22, version 2025.10.01.5* From in person visits to the app, always responsive and just works. ### 1/5 — App glitches *2026-06-16, version 2025.10.01.5* Whenever I go to unlock my card it doesn’t unlock. Sometimes it takes about 20-40 mins of me trying to unlock my debit card before it actually toggles over to unlock which happens to me almost everyday. ### 5/5 — SFC App *2026-06-09, version 2025.10.01.5* Love it. ### 4/5 — Access *2026-05-12, version 2025.10.01.5* Would love to have the fingerprint option for signing in ### 2/5 — Forms issue *2026-03-10, version 2025.10.01.5* I had issues twice now where I filled out a form on this app, got an email confirmation that I filled out the form and then they claim they never got it. The email even had a link to view the from I filled out and get a copy. I don’t understand how they never get it then. ### 2/5 — Old way was much better *2025-11-28, version 2025.07.03* I cannot find checks that have been cashed or bills that have been paid. Before, right on the first page, was a list of all transactions and it was so easy I DO NOT like the new form at all ### 2/5 — Completely different from what you see. *2025-11-28, version 2025.07.03* Don’t know why, but 5 Star decided to change appearance removing the sectional organizing leaving accounts listed top to bottom. Fonts are light on while background. What I’m saying is what you see is not what you will have to work with. Love Summit, just find new changes in appearance more cumbersome. Still trying to find my way to access VISA account data. ### 2/5 — Liked the old version better *2025-10-22, version 2025.07.03* I am not fond of the new bills/pay tab. I liked the old se up better. It was easier to navigate. ### 1/5 — App update *2025-09-21, version 2025.7.2.1* The app was fantastic before this new update. It is awful now. It doesn’t load. Death spiral every time I have tried in the last 6 days. Tried in WiFi tried in cellular. I have also tried to shut down my phone and boot back up, same outcome. Please fix it! ## Frequently asked questions about The Summit FCU ### What can I do with the Summit FCU mobile banking app? The app allows you to check your account balances, view recent transactions, transfer funds between accounts, pay bills, and locate Summit FCU branches and ATMs. You can also enroll in SMS mobile banking for alerts. ### Is the Summit FCU mobile banking app free to use? Yes, the Summit Mobile Banking service is free to use for Summit FCU account holders. However, your mobile phone service provider may charge for text messages, data, and web access, so it's advisable to check your plan details. ### What are the requirements to use this app? To use the Summit FCU mobile banking app, you must have a Summit FCU account and sign up for free Summit Online Access. Your mobile phone service plan may also affect data and text message charges. ### Can I get alerts with this app? Yes, you can enroll in SMS mobile banking to receive alerts about your accounts. This is an optional feature that can help you stay informed about your finances. ### Where can I find branches and ATMs? The app includes a feature to help you find the nearest Summit FCU branches and ATMs. This is useful for when you need to conduct in-person banking or withdraw cash. ## Version history (last 5 releases) ### 2026.4.2.1 — 2026-07-24 This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience. ### 2025.10.01.5 — 2026-02-09 This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience. ### 2025.10.01 — 2025-12-09 This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience. ### 2025.07.03 — 2025-09-23 This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience. ### 2025.7.2.1 — 2025-09-15 This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience. ## Apps similar to The Summit FCU | App | Rating | Price | Category | | --- | --- | --- | --- | | [Beginnings Credit Union](https://appshunter.io/ios/app/beginnings-credit-union/id1612500929) | 4.3 (3,370) | Free | Finance | | [Summit Credit Union](https://appshunter.io/ios/app/summit-credit-union/id846243037) | 4.7 (38,383) | Free | Finance | | [Summit CU Digital Banking](https://appshunter.io/ios/app/summit-cu-digital-banking/id575258564) | 3.0 (22) | Free | Finance | | [Five Star Bank Digital Banking](https://appshunter.io/ios/app/five-star-bank-digital-banking/id1507023613) | 4.3 (1,511) | Free | Finance | | [Reliant Community Credit Union](https://appshunter.io/ios/app/reliant-community-credit-union/id556856438) | 4.8 (2,812) | Free | Finance | | [NYCM Insurance](https://appshunter.io/ios/app/nycm-insurance/id548614248) | 3.1 (52) | Free | Finance | ## More apps by The Summit Federal Credit Union - [The Summit Cards](https://appshunter.io/ios/app/the-summit-cards/id1479548778) All apps by The Summit Federal Credit Union: https://appshunter.io/developer/477457830 ## Related topics [summit credit union](https://appshunter.io/ios/topics/summit-credit-union) · [summit](https://appshunter.io/ios/topics/summit) · [bridgeton onized fcu](https://appshunter.io/ios/topics/bridgeton-onized-fcu) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*