# The SUSU App: Savings Circle — Group money pot, paid in turns > Digital group savings circles with automated contributions and transparent payouts. (iPhone/iPad app by BigE Solutions LLC.) - Source: https://appshunter.io/ios/app/the-susu-app-savings-circle/id6748971171 (this page in markdown: same URL + `.md`) - Developer: [BigE Solutions LLC](https://appshunter.io/developer/1828332511) - Category: Finance - Price: Free - Rating: 5.00/5 from 4 App Store ratings · 3 written reviews indexed - Age rating: 17+ - Requires: iOS 18.5 · 60 MB - Languages: American English - Released: 2026-09-08 - Data updated: 2026-10-24 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/the-susu-app-savings-circle/id6748971171/reviews.md ## What is The SUSU App? Save as a group, and take turns getting paid. The SuSu App runs the savings circle your family has probably always done by hand — susu, ROSCA, esusu, tanda, or a savings club. Everyone contributes the same amount on the same schedule. Each round, one member receives the pot. When everyone has had a turn, the circle is complete. DONE BY HAND, IT'S THE ADMIN THAT KILLS IT Someone is always chasing late payers. Someone else is asking "did you pay yet?" for the third time. And one person is sitting on everyone else's savings — usually the most organised friend, who never asked to become a bank and can't prove what they're holding. The saving was never the hard part. The bookkeeping is. WHAT CHANGES The rotation is fixed and visible from day one, so nobody wonders whose turn is next. Every contribution is recorded where all members can see it, so there is one shared record instead of an argument in a group chat. And nobody holds anyone else's money — funds move account to account on schedule. HOW IT WORKS 1. Create a circle. Set the contribution amount, how often it's collected, and who's in it. 2. Invite people you trust with a private link, and approve who joins. 3. Contribute on schedule, by bank debit or debit card. Everyone can see who has paid. 4. Get your payout when it's your turn, straight to your bank account. KEY FEATURES • Clear rotation — Everyone knows the payout order from day one, and it doesn't change quietly. No favouritism, no confusion about whose turn is next. • Nobody holds the money — Funds move between accounts on schedule. No group treasurer sitting on everyone's savings. • No surprise fees — You pay exactly the contribution amount, never a cent more. Fees come out of the pot at payout, itemised in the app before it happens, so you always know what lands in your account. • Everyone sees the same thing — Who paid, who is due, when each payout happened, and the full history of the circle. • Bank-level payments — Contributions and payouts run through Stripe, a payments provider trusted by millions of businesses. Your bank details are handled by Stripe, never stored by us. • Verified members — Identity verification is required before anyone can receive a payout, so you know who you're saving with. • Pay ahead or automate — Cover several rounds in advance before you travel, or turn on auto-pay so you never miss one. • Built-in group chat — Coordinate in the same place the money lives, instead of a separate thread nobody can find. • Your history, always — Every contribution and payout, recorded and available whenever you need to check. WHO IT'S FOR Adults who already run a savings circle, or want to start one, with people they know and trust. Families saving for something together. Friends building a deposit. Colleagues running an office circle. Diaspora communities keeping a tradition that has worked for generations — with the record-keeping handled. It is not for lending to strangers, and it is not an investment. BEFORE YOU START Payouts are sent to a bank account, and identity verification is required to receive one. Contributions can be made by bank debit or debit card. The minimum contribution is $20 per member, per round. Everyone in a circle must be in the same country, since payouts don't cross borders. Payouts are sent once the round's contributions have cleared, which usually takes a couple of business days. The SuSu App is a tool for running your own savings circle. It is not a bank, it does not hold your money, and it does not provide financial advice. ## Key features - Clear, fixed payout rotation - Automated contributions and payouts - Transparent contribution tracking - Secure bank-level payment processing - Identity verification for payouts - Built-in group chat for coordination - Full contribution and payout history ## Is The SUSU App safe? Not enough ratings yet to assess The SUSU App. ## Is The SUSU App legit? The SUSU App: Savings Circle has limited verification signals. The AppsHunter Legitimacy Score for The SUSU App is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Recent user reviews (3 of 3) All indexed reviews: https://appshunter.io/ios/app/the-susu-app-savings-circle/id6748971171/reviews.md ### 5/5 — Superb savings App *2026-09-27* This is the best group saving app so far. Simplified and user-friendly. Disbursement of Payment is automated and takes away the human factor. App is secured. I love it and would highly recommend this amazing app to everyone. ### 5/5 — Finally a perfect SUSU app *2026-09-16* This app is awesome,it has simplified group savings with my friends and family. It’s user-friendly and provides you with tons of information about group activities. I also love the group chat feature. ### 5/5 — amazing *2026-09-11* So happy I found this app! I was finally able to start my own little business without having to invest in so much.. ## Frequently asked questions about The SUSU App ### What is The SUSU App? The SUSU App digitizes traditional group savings circles, also known as susu, ROSCA, or esusu. It automates contributions, tracks payments transparently, and manages payouts, removing the administrative burden of manual bookkeeping. ### How does The SUSU App ensure security? Contributions and payouts are processed through Stripe, a trusted payments provider. Identity verification is also required before any member can receive a payout, ensuring you know who you are saving with. ### Is The SUSU App free to use? Yes, The SUSU App is free to use. There are no surprise fees; you pay exactly the contribution amount. Any app fees are itemized and come out of the pot at payout. ### What devices does The SUSU App support? Currently, The SUSU App is supported on iPhone devices. It is designed for users who prefer mobile-first financial management. ### How often is The SUSU App updated? The SUSU App was last updated on 2026-09-08, indicating ongoing development and maintenance. Users can expect regular updates to improve functionality and security. ### What is the age rating for The SUSU App? The SUSU App has an age rating of 17+. This is common for finance applications that handle sensitive personal and financial information. ### Can I automate my contributions with The SUSU App? Yes, you can automate your contributions. The app allows you to pay ahead for several rounds or turn on auto-pay to ensure you never miss a scheduled contribution. ### How does The SUSU App handle group communication? The SUSU App includes a built-in group chat feature. This allows members to coordinate and communicate directly within the app, keeping all relevant information in one place. ## Version history (last 5 releases) ### 1.0.6 — 2026-10-23 • Getting verified now opens right in the app, with no separate Stripe sign-in, even on your first launch after installing. • Small reliability improvements. ### 1.0.5 — 2026-10-15 • Getting verified is quicker. Stripe's form now opens right in the app, with no separate Stripe sign-in or text code. • Changing your payout bank is simpler too. • Payments no longer show as "Settling" after they've cleared. • Fixed an issue that could stop your first request to join a circle. ### 1.0.4 — 2026-10-10 Inviting your people is easier • Right after you create a circle, share the invite with a ready-made message that says what the circle is. • Anyone in a circle can now share its invite straight from the circle, not just the admin, until the first payment is made. • Got an invite before you installed the app? Paste it on the welcome screen to go straight to the circle. Circles start when they're full • Payments open once every seat is filled, so nobody pays into a circle that isn't ready yet. Circles still filling show "Starting soon", and Home reminds you to invite your people. • Admins can lower the member limit in Manage circle to start with fewer people. Smoother setup • Start a circle faster with templates like Rent and Holiday fund. • If you need to verify with Stripe before joining, we keep your invite and reopen it once you're verified. • Stripe verification is now a single step in Settings. • Admins can remind members who haven't finished verifying. • The notifications bell is always on Home. Fixes • The invite screen after creating a circle no longer gets stuck on "Preparing…". ### 1.0.3 — 2026-09-29 • Clearer payout breakdown: before your turn, you'll now see each deduction from the pot on its own line: the SuSu platform fee, payment processing, payout processing, and the monthly payout account fee. • Updated Terms of Service: payment processing costs are now deducted from the pot at payout, and the $2 monthly payout account fee applies at most once a month. You'll be asked to review and accept the updated Terms when you open the app. • New groups now have a minimum contribution of $25 per member, per round. Existing groups keep their current amount. • New installs now open straight into the redesigned app. • Bug fixes and performance improvements. ### 1.0.2 — 2026-09-28 What's new in 1.0.2 A fresh new look for The SUSU App. • Redesigned Home, circles, Profile, Discover and Settings. • See the date of your turn and every upcoming payout. • Payout details: follow your money from the pot to your bank, with a clear breakdown of fees. • Discover: filter circles by amount and see which ones you qualify for, including each host's trust score. • Invites now show whether your trust score meets the circle's minimum. • Monthly circles, and a minimum trust score for public circles. • Add a card or bank anytime, and change your email from Settings. • App lock is back: Face ID, Touch ID or passcode. • "Contact support" and a reference code on every error screen. • Faster, steadier launch and many bug fixes. ## Apps similar to The SUSU App | App | Rating | Price | Category | | --- | --- | --- | --- | | [Financial Circle](https://appshunter.io/ios/app/financial-circle/id6795465384) | 5.0 (2) | Free | Finance | | [JoinSusu](https://appshunter.io/ios/app/joinsusu/id6756313377) | 4.7 (20) | Free | Finance | | [Fintrio](https://appshunter.io/ios/app/fintrio/id6670471139) | — | Free | Finance | | [Fiynix Remittance](https://appshunter.io/ios/app/fiynix-remittance/id6781421962) | — | Free | Finance | | [Cercora](https://appshunter.io/ios/app/cercora/id6761357559) | — | Free | Finance | | [Njangy](https://appshunter.io/ios/app/njangy/id1644504872) | — | Free | Finance | ## Related topics [savings circles](https://appshunter.io/ios/topics/savings-circles) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-24.*