# Thimble Insurance — Instant Business Insurance

> Instant business insurance for small businesses, available anytime, anywhere. (iPhone/iPad app by Verifly Technology, Ltd..)

- Source: https://appshunter.io/ios/app/thimble-insurance/id1352716051 (this page in markdown: same URL + `.md`)
- Developer: [Verifly Technology, Ltd.](https://appshunter.io/developer/1122080459)
- Category: Finance, Business
- Price: Free
- Rating: 4.80/5 from 1,228 App Store ratings · 104 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 62 MB
- Languages: American English
- Released: 2018-06-11
- Data updated: 2026-08-30
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/thimble-insurance/id1352716051/reviews.md

## What is Thimble Insurance?

Get business insurance in minutes so you can get covered and get to work — fast.  

With the Thimble app, you can buy and manage your policy from wherever you are. Make policy changes anytime and get an updated Certificate of Insurance in your inbox, instantly*.  

Thimble offers coverage by the job, month, or year so you can choose the duration that works for you, then upgrade when business really takes off*. 

---

The Thimble app

- Buy a policy in minutes — from anywhere! 
- Get a Certificate of Insurance in your inbox — instantly!  
- Modify your policy duration: 
   - Extend an On Demand policy 
   - Upgrade to an Annual policy 
   - Pause a Monthly policy  
- Add unlimited Additional Insureds 
- Get important policy updates via SMS push notifications  

---

Coverages we offer:

- General Liability Insurance 
- Professional Liability Insurance 
- Business Equipment Protection (Inland Marine)  
- Business Owners Policies  
- Commercial Property Insurance 
- Workers’ Compensation  
- Cyber Insurance 
- Event Insurance  

---

Who we cover:

- Handymen + Contractors 
- Landscaping  
- Photo + Video 
- Cleaning Services  
- Crafters + Makers  
- Pet Services  
- Sports + Fitness  
- Hair + Beauty  
- Event Professionals  
- Professional Services  
- Outdoor Guides 
- Retail + Wholesalers 
- Restaurants 
- Offices 
- Events 

---

More about Thimble 

Thimble puts small businesses in control. 

You didn’t start your dream business for the thrill of buying insurance. That’s why we work hard to make insurance easier, faster, and more accessible, whether you’re just starting out or celebrating twenty years in business. 

- Available in all 50 states + Washington D.C. 
- Rated “A- (Excellent)” or better by AM Best 
- 550+ activities covered 
- 275,000+ policies sold 
- MONEY Magazine’s “Best Insurance for Small Businesses”   
- Fast Company’s #1 “Small and Mighty” Company 
- BBB accredited business 

---

The Legal Stuff:

- Verifly Insurance Services, LLC operates under the dba Thimble Insurance Services (“Thimble”). 
- Eligibility, pricing, and coverage may vary by state, activity or class, and other factors. 
- Policy details, including the terms and conditions of the policy, are available within the app once the policy is purchased. 
- Verifly Insurance Services, LLC is a licensed insurance broker in all 50 states and the District of Columbia. 
- Thimble is a subsidiary of Arch Capital Group Ltd.  

View Thimble’s terms and conditions to learn more. 

*Available features vary by product.

## Key features

- Buy policies in minutes
- Instant Certificate of Insurance
- Modify policy duration
- Add unlimited Additional Insureds
- SMS push notifications for updates
- Multiple coverage options

## What do users think of Thimble Insurance?

Overall sentiment: positive

**Pros**

- 👍 Easy to use
- 💰 Affordable
- ⚡️ Fast and convenient
- 🤝 Great for small businesses
- 🙌 Excellent customer service

**Cons**

- ❌ Lack of human support
- 🚫 Limited coverage options
- 💰 Significant price increases over time

**Commonly reported bugs**

- App crashes and bugs
- Issues with purchasing and managing policies

**Most requested features**

- Expand coverage options
- Improve app functionality and user experience
- Provide better customer support

## Recent user reviews (10 of 104)

All indexed reviews: https://appshunter.io/ios/app/thimble-insurance/id1352716051/reviews.md

### 5/5 — Owner of asphalt paving solution, James

*2026-06-25, version 11.0.17*

Easy to deal with always a pleasure to get on the app and handle things

### 1/5 — 0 star

*2026-03-20, version 11.0.16*

When you have an insurance claim, they just ignore you.

### 1/5 — don't do it

*2026-02-26, version 11.0.16*

i have contacted several times about my claim and have yet to hear from them in months horrible insurance

### 1/5 — No customer service when needed

*2025-12-22, version 11.0.16*

I’m trying to contact customer support and been waiting 6 days to someone to call me back , it’s an AI platform with no human support

### 1/5 — Wouldn’t insure a bicycle shop

*2025-09-11, version 11.0.15*

This place literally has a guy standing in front of bicycle tires on the front page. I entered all my private information. And when it comes to what kind of business I’m trying to insure it only allowed specific businesses. And a bike shop is NOT one of those.

### 5/5 — Great app!

*2025-07-23, version 11.0.14*

Can be a little pricey but super easy to use with great coverage

### 1/5 — The software is BAD

*2025-07-10, version 11.0.14*

I can’t speak to the insurance as I’ve never used it but the website and app are garbage. Nothing ever ever works

### 1/5 — Bogus

*2025-03-07, version 11.0.10*

This app doesn’t let me do anything. It’s just a three page ad.

### 5/5 — Works well

*2025-01-29, version 11.0.10*

Was easier than the other apps. Haven’t had any issues

### 1/5 — Doesn’t cover what they say they cover.

*2024-07-11, version 11.0.3*

The App description says they cover sports and fitness but after going through the steps of downloading the app, signing up, and requesting a quote — no, they don’t cover sporting events.

## Frequently asked questions about Thimble Insurance

### What does Thimble Insurance do?

Thimble Insurance provides instant business insurance for small businesses and freelancers. The app allows users to purchase and manage their policies quickly, offering coverage by the job, month, or year. It also enables policy modifications and instant delivery of Certificates of Insurance.

### What types of business insurance does Thimble offer?

Thimble offers a wide range of coverages including General Liability, Professional Liability, Business Equipment Protection, Business Owners Policies, Commercial Property Insurance, Workers’ Compensation, Cyber Insurance, and Event Insurance. They cover over 550 different activities.

### How much does Thimble Insurance cost?

The app itself is free to download and use. The cost of insurance varies based on the type of coverage, duration, business activity, and other factors. Users can get instant quotes through the app to determine pricing for their specific needs.

### Is Thimble Insurance available in my state?

Yes, Thimble Insurance is available in all 50 states and Washington D.C. Eligibility, pricing, and coverage details may vary by state, activity, or class, and other factors.

### Can I manage my policy after purchasing it?

Yes, the Thimble app allows you to manage your policy from wherever you are. You can make policy changes anytime, such as extending an On Demand policy, upgrading to an Annual policy, or pausing a Monthly policy. You can also add unlimited Additional Insureds.

## Version history (last 5 releases)

### 11.0.18 — 2026-07-08

Bug fixes and minor tweaks

### 11.0.17 — 2026-05-08

Minor bug fixes

### 11.0.16 — 2025-12-05

Bug fixes and updates for our quote flow to make it even faster and more efficient!

### 11.0.15 — 2025-08-18

Bug Fixes and Biometric Auth

### 11.0.14 — 2025-05-27

Bug fixes and improvements

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## More apps by Verifly Technology, Ltd.

- [Verifly – Drone Insurance](https://appshunter.io/ios/app/verifly-drone-insurance/id1122080460)

All apps by Verifly Technology, Ltd.: https://appshunter.io/developer/1122080459

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*