# Think Bank - Think Online

> Personal finance aggregator for managing accounts, transactions, payments, and deposits. (iPhone/iPad app by Think Mutual Bank.)

- Source: https://appshunter.io/ios/app/think-bank-think-online/id1405360804 (this page in markdown: same URL + `.md`)
- Developer: [Think Mutual Bank](https://appshunter.io/developer/545650533)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 11,266 App Store ratings · 108 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.4 · 171 MB
- Languages: American English, European Spanish
- Released: 2019-05-14
- Data updated: 2026-09-02
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/think-bank-think-online/id1405360804/reviews.md

## What is Think Bank?

Think Bank – Think Online is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances.

Here’s what else you can do with Think Bank – Think Online:

Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks.
Set up alerts so you know when your balance drops below a certain amount
Make payments, whether you’re paying a company or a friend
Transfer money between your accounts
Deposit checks in a snap by taking a picture of the front and back
View and save your monthly statements
Find branches and ATMs near you

Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. 

To use the Think Bank – Think Online app, you must be enrolled as a Think Bank Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

## Key features

- Aggregate financial accounts
- Organize transactions with tags and notes
- Set balance alerts
- Make payments and transfer money
- Mobile check deposit
- View and save statements
- Find branches and ATMs

## What do users think of Think Bank?

Overall sentiment: positive

**Pros**

- 💳 Convenient mobile banking
- 📥 Easy mobile check deposit
- 🤝 Excellent customer service
- 🏦 Reliable banking partner for years
- 🔒 Secure banking experience
- 📱 User-friendly mobile app

**Cons**

- 🐛 App crashes and bugs
- ⏱️ Slow app performance
- 🔒 Incompatible with older devices
- 💳 Restrictive mobile deposit limits
- 🔍 Poor search functionality
- 🔄 Frequent sign-in requirements

**Commonly reported bugs**

- Mobile deposit issues with larger checks
- App update required but not available
- Accounts not syncing properly
- Login and access problems

**Most requested features**

- Ability to pay multiple bills at once
- Virtual wallet/sub-account feature
- Customizable dashboard and views
- Improved transaction search and filtering

## Recent user reviews (10 of 108)

All indexed reviews: https://appshunter.io/ios/app/think-bank-think-online/id1405360804/reviews.md

### 5/5 — Love this bank

*2026-07-11, version 3.35.1*

I’ve been using this bank for almost 40 yrs
And find that they have excellent service and very competitive rates

### 5/5 — Help

*2026-07-08, version 3.35.1*

They have helped me immensely

### 5/5 — Great service

*2026-05-10, version 3.33.0*

Very handy to deposit checks from my phone.

### 5/5 — Great bank

*2026-04-13, version 3.32.0*

I have been with Think since 2006 and have never regretted changing to this bank. Home town friendly service every time I go there.12 out of 10 stars. The new think bank app makes a lot of transactions very simple and convenient. I do miss going into the bank though really great people there and always lotsa smiles!!

### 1/5 — Think Bank Has High Fees

*2026-04-13, version 3.32.0*

I was surprised that think bank credit union charged us over 30% due to an overdraft.  Not sure it makes sense to stick with them; they only have a few branches far away from our home.

### 5/5 — Small town service, big city efficiency!

*2026-04-04, version 3.32.0*

Great place to receive wonderful customer service, practical counsel, yet the efficient options that technology offers, as well!

### 5/5 — Think bank

*2026-03-30, version 3.32.0*

Wouldn’t bank anywhere else. Love the casual atmosphere and
friendly customer service.

### 5/5 — My favorite Bank

*2026-02-27, version 3.30.2*

I’ve been with Think Bank since its inception and have always had a great experience with them.

### 5/5 — Longtime customer

*2026-02-23, version 3.30.2*

Been a customer for over 50 years and their excellent customer service has never wavered.

### 5/5 — Great Bank

*2026-01-30, version 3.30.2*

Service is awesome and people are very friendly and accommodating.

## Frequently asked questions about Think Bank

### What does the Think Bank - Think Online app do?

This app acts as your personal financial advocate, allowing you to aggregate all your financial accounts, including those from other banks and credit unions, into a single, easy-to-manage view. It provides tools to organize transactions, set alerts, make payments, transfer money, and deposit checks.

### What are the key features of Think Bank - Think Online?

Key features include aggregating accounts from multiple institutions, organizing transactions with tags and notes, setting up balance alerts, making payments and transfers, depositing checks via photo, viewing and saving monthly statements, and finding nearby branches and ATMs. It also offers secure login options like passcodes and biometric readers.

### Is Think Bank - Think Online free to use?

The app itself is free to download and use. However, to utilize the Think Bank – Think Online app, you must be enrolled as a Think Bank Internet Banking user. If you already use their Internet Banking, you can log in with the same credentials.

### What devices is Think Bank - Think Online compatible with?

The app is designed for mobile devices. It supports secure login methods such as a 4-digit passcode and fingerprint or face reader on supported devices, indicating compatibility with smartphones and tablets that have these biometric capabilities.

### How can I use Think Bank - Think Online to manage my money?

You can use the app to get a consolidated view of all your financial accounts, track your spending by adding tags and notes to transactions, and receive alerts for important balance changes. It also simplifies tasks like paying bills, transferring funds between accounts, and depositing checks remotely.

## Version history (last 5 releases)

### 3.37.0 — 2026-08-18

Version 3.37.0
• Bug fixes and performance improvements

### 3.36.0 — 2026-07-16

Version 3.36.0
• Bug fixes and performance improvements

### 3.35.1 — 2026-06-13

Version 3.35.1
• Bug fixes and performance improvements

### 3.35.0 — 2026-06-10

Version 3.35.0
• Bug fixes and performance improvements

### 3.34.1 — 2026-05-23

Version 3.34.1
• Bug fixes and performance improvements

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## Related topics

[think](https://appshunter.io/ios/topics/think)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*
