# this is my budget — 0-based budgeting, simplified

> 0-based budgeting, simplified (iPhone/iPad app by Yuken Studios LLC.)

- Source: https://appshunter.io/ios/app/this-is-my-budget/id6762501325 (this page in markdown: same URL + `.md`)
- Developer: [Yuken Studios LLC](https://appshunter.io/developer/1558531971)
- Category: Finance, Productivity
- Price: Free
- Age rating: 4+
- Requires: iOS 15.1 · 38 MB
- Languages: American English
- Released: 2026-05-01
- Data updated: 2026-06-03
- User reviews in markdown: https://appshunter.io/ios/app/this-is-my-budget/id6762501325/reviews.md

## What is this is my budget?

timb gives you one number that actually matters — your True Balance. It's the cash you can freely spend after every budget, bill, and credit card payment is accounted for. No guesswork.

ZERO-BASED BUDGETS
Every dollar gets a job. Create monthly envelopes, set caps, and allocate funds. Leftover balances sweep forward automatically at month-end so nothing falls through the cracks.

SPENDING CALENDAR
See exactly where your money went, day by day. Tap any date to drill into transactions, color-coded by category.

RECURRING EXPENSES
Track bills that repeat — rent, subscriptions, insurance. timb templates them each month and tracks funding progress so you're never caught off guard.

CREDIT CARD TRACKING
Monitor statement balances, due dates, and payment status across all your cards in one place.

BROKERAGE INTEGRATION
Connect your Schwab account to see your full financial picture. timb factors your liquidation value into your True Balance so you always know what's real.

FAST & OFFLINE-FIRST
Transactions save instantly to your device and sync in the background. Use timb on the subway, on a plane — it just works.


## Version history (last 1 release)

### 1.0.0 — 2026-05-01

No release notes.

## More apps by Yuken Studios LLC

- [remind me in](https://appshunter.io/ios/app/remind-me-in/id6762101322)

All apps by Yuken Studios LLC: https://appshunter.io/developer/1558531971

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-03.*