# THPay

> Virtual and physical card management for easy account opening and global spending. (iPhone/iPad app by Smart Alliance.)

- Source: https://appshunter.io/ios/app/thpay/id6466777834 (this page in markdown: same URL + `.md`)
- Developer: [Smart Alliance](https://appshunter.io/developer/1707787858)
- Category: Finance, Productivity
- Price: Free
- Rating: 4.40/5 from 14 App Store ratings · 6 written reviews indexed
- Age rating: 17+
- Requires: iOS 13.0 · 65 MB
- Languages: American English
- Released: 2023-10-25
- Data updated: 2026-08-04
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/thpay/id6466777834/reviews.md

## What is THPay?

THPay is a product with VISA and Master virtual and physical card functions. It is dedicated to making it easier for users to open accounts and manage their card assets.
1.Fast account opening
Users can apply for a bank card and activate their account with a simple operation. It can be used for offline and online consumption in any region or country in the world.
2.Fast Exchange of Foreign Currency
Supports users in exchanging money directly to their bank card accounts.
3.Historical Billing
APP clearly records each transaction of users, users can filter by type and view by month and currency, which is convenient for users to check their assets.
4.Safety feature
APP uses advanced encryption technology ，multiple rounds of verification to protect each user's transaction information and ensure asset security.

## Key features

- Virtual and physical card management
- Fast account opening
- Global online and offline spending
- Foreign currency exchange
- Historical transaction tracking
- Advanced encryption for security

## Recent user reviews (6 of 6)

All indexed reviews: https://appshunter.io/ios/app/thpay/id6466777834/reviews.md

### 5/5 — KYC问题

*2025-12-07*

开卡费用太高了，费率也比其他公司低卡高，再一个，KYC为什么不能用大陆身份证？搞不懂！

### 2/5 — 虚拟u卡 30usdt，实体卡150usdt。

*2025-08-04*

虚拟u卡 30usdt，实体卡150usdt。

### 5/5 — 希望功能更多一些，实体卡价格再便宜点

*2025-04-24, version 1.5.0*

希望功能更多点。实体卡价格再便宜些。办理的人会更多。

### 5/5 — 总体可以的，希望有更多功能

*2025-01-30, version 1.4.1*

继续加油

### 5/5 — 非常好用的一款有着卓远目标的强大App

*2024-03-21*

App 页面简洁丝滑流畅，各项功能实用效果非常好👍

### 5/5 — 能在優惠點就好了

*2024-02-09*

所有操作都很滿意👍

## Frequently asked questions about THPay

### What is THPay used for?

THPay is used to manage virtual and physical VISA and Mastercard accounts. It facilitates easy account opening, global spending, foreign currency exchange, and transaction tracking.

### Is THPay free to use?

Yes, THPay is available for free download and use. The app does not have any associated costs for its core features.

### What devices does THPay support?

THPay is supported on iPhone and iPod devices. It is designed for use on Apple's mobile operating systems.

### How secure is THPay?

THPay employs advanced encryption technology and multiple verification rounds to protect user transaction information and ensure asset security.

### Can I exchange foreign currency with THPay?

Yes, THPay allows users to exchange money directly to their bank card accounts, making international transactions more convenient.

### How often is THPay updated?

The latest version of THPay is 2.2.0, last updated on December 1, 2025. Updates typically include new features and security enhancements.

### What is the age rating for THPay?

THPay has an age rating of 17+, indicating it is intended for mature users due to its financial management features.

### Does THPay have ads?

No, THPay does not contain advertisements. The app is ad-free, allowing for an uninterrupted user experience.

## Version history (last 5 releases)

### 2.4.7 — 2026-07-29

1. Enhanced Credit Card Features
2. Performance Improvements

### 2.4.6 — 2026-07-28

1. Enhanced Credit Card Features
2. Performance Improvements

### 2.4.5 — 2026-06-24

1.Batch Transfer added
2.Online Customer Support optimized

### 2.4.4 — 2026-06-03

Optimize push notifications
Optimize message display
Fix known bugs

### 2.4.3 — 2026-05-22

Fix known bugs

## Apps similar to THPay

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Crydit Card](https://appshunter.io/ios/app/crydit-card/id6480507373) | 3.8 (10) | Free | Finance |
| [PokePay - 領先的加密支付平臺](https://appshunter.io/ios/app/pokepay/id6741506101) | 2.4 (31) | Free | Finance |
| [Pokepay shared wallet](https://appshunter.io/ios/app/pokepay-shared-wallet/id1435868214) | 1.0 (3) | Free | Finance |
| [BiyaPay](https://appshunter.io/ios/app/biyapay/id1546702205) | 4.2 (101) | Free | Finance |
| [Mipay](https://appshunter.io/ios/app/mipay/id6476452609) | 2.7 (11) | Free | Finance |
| [DCS Cards](https://appshunter.io/ios/app/dcs-cards/id1631104366) | 3.0 (8) | Free | Finance |

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-04.*