# Threshold: Organize Your Money — Plan, Budget, Net Worth, Goals

> Flexible personal finance workspace for organizing accounts, net worth, goals, and budgets. (iPhone/iPad app by Threshold Money LLC.)

- Source: https://appshunter.io/ios/app/threshold-organize-your-money/id6778561185 (this page in markdown: same URL + `.md`)
- Developer: [Threshold Money LLC](https://appshunter.io/developer/6778561187)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 71 MB
- Languages: American English
- Released: 2026-08-10
- Data updated: 2026-08-22
- Monetization: subscription
- User reviews in markdown: https://appshunter.io/ios/app/threshold-organize-your-money/id6778561185/reviews.md

## What is Threshold?

Threshold is a personal finance app built on a blank canvas: you decide what your money looks like.

Most finance apps box you into their categories, their dashboards, their idea of what matters. Threshold is a flexible financial workspace that you can customize to fit your needs. You connect your accounts, then arrange your net worth, goals, budgets, and calculations into a living canvas that maps to how you actually think about money.

Connect your accounts.
Securely link your bank, credit, and investment accounts through Plaid. Balances and transactions sync automatically, so your canvas always reflects reality.

See your whole picture.
Net worth, spending, investments, and debt — all on one screen you can pan, zoom, and rearrange. No rigid dashboard. Just your finances, the way you organize them.

Set goals that do the math.
Create savings, retirement, or debt-payoff goals and watch real progress against them. Link the accounts that fund each goal and Threshold projects whether you're on track.

Budgets without the busywork.
Spending is grouped automatically. Set monthly targets where it matters to you.

Custom calculations.
Build your own formulas from your canvas elements — FIRE, savings rate, monthly margin, and more.

Organize with AI.
Connect Threshold to Claude through our secure MCP server and reorganize your canvas, build goals, and ask questions about your finances.

Try it free.
Explore a fully-interactive demo canvas with realistic sample data — no account connection required — before you connect your own accounts.

Private by design.
Your bank credentials are never stored by Threshold. Connections run through Plaid; financial data is encrypted in transit and at rest. Delete your account and all associated data from inside the app at any time.

We never sell your data. Ever.
Threshold charges for a subscription because we do not rely on advertising for support. 

Threshold Membership.
A subscription unlocks connecting your real accounts and the full product.
• Monthly — $12.99/month
• Annual — $99.99/year
• Includes a 14-day free trial

Subscriptions auto-renew unless canceled at least 24 hours before the end of the period; your Apple ID is charged for renewal within 24 hours before the period ends. Manage or cancel anytime in your App Store settings. The free demo canvas remains available without a subscription.

Terms of Use: https://thresholdmoney.app/terms
Privacy Policy: https://thresholdmoney.app/privacy

## Key features

- Customizable financial workspace
- Secure account linking via Plaid
- Integrated net worth, spending, and debt tracking
- Goal setting with progress projection
- Automated budget creation
- Customizable financial calculations
- AI-powered financial insights

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Threshold Membership | $12.99 | per month |
| Threshold Membership | $99.99 | per year |


## Chart rankings

- #199 in Top Grossing · Finance (US App Store)

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/threshold-organize-your-money/id6778561185/reviews.md

### 5/5 — Best budgeting app out there

*2026-08-12*

I’m a personal finance nerd and have tried all the big apps, but Threshold has been my favorite.

## Frequently asked questions about Threshold

### What is Threshold?

Threshold is a personal finance app that provides a customizable workspace for organizing your money. It allows you to connect accounts, track net worth, set goals, and create budgets in a way that suits your individual needs.

### How does Threshold handle security?

Threshold prioritizes privacy by design. Bank credentials are not stored by the app; connections are made through Plaid. Financial data is encrypted in transit and at rest, and you can delete your account and data at any time from within the app.

### What are the subscription options for Threshold?

Threshold offers a subscription called Threshold Membership. You can choose between a monthly plan for $12.99/month or an annual plan for $99.99/year. Both plans include a 14-day free trial.

### Can I try Threshold before subscribing?

Yes, you can explore a fully-interactive demo canvas with realistic sample data before connecting your own accounts. This demo allows you to experience the app's features without any commitment.

### How often is Threshold updated?

The app was last updated on August 11, 2026, indicating recent development activity. The latest version is 1.0, suggesting it is a relatively new but actively maintained application.

### What devices does Threshold support?

Threshold is available for iPhone and iPod devices. It is designed for users who prefer managing their finances on Apple mobile platforms.

### Does Threshold have ads?

Threshold does not rely on advertising for support and charges for a subscription. This means the app is ad-free, providing an uninterrupted user experience.

### How do I cancel my Threshold subscription?

Subscriptions auto-renew unless canceled at least 24 hours before the end of the period. You can manage or cancel your subscription anytime through your App Store settings.

## Version history (last 1 release)

### 1.0 — 2026-08-11

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-22.*