# Threshold — UK Salary & Tax Calculator

> UK Salary & Tax Calculator (iPhone/iPad app by Daniele Dal Grande.)

- Source: https://appshunter.io/ios/app/threshold/id6761735920 (this page in markdown: same URL + `.md`)
- Developer: [Daniele Dal Grande](https://appshunter.io/developer/1891171306)
- Category: Finance, Business
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.1 · 63 MB
- Languages: American English
- Released: 2026-05-01
- Data updated: 2026-10-01
- User reviews in markdown: https://appshunter.io/ios/app/threshold/id6761735920/reviews.md

## What is Threshold?

threshold. UK take-home & higher-rate tax planner

threshold is a calculator and planning tool for UK high earners. It shows your real take-home pay, income tax, National Insurance, student loans, pension, and surfaces the traps that bite hardest between £80k and £200k.

THE 60% TRAP, NAMED AND QUANTIFIED
Between £100,000 and £125,140 your personal allowance tapers away and your marginal rate jumps to 60%. threshold detects when you're in the trap, shows exactly how much allowance you're losing, and calculates the precise pension contribution that gets you back out, with the maths in full view.

WHAT YOU CAN WORK OUT
• Gross-to-net take-home: income tax, NI, student loans (Plan 1/2/4/5 + Postgraduate), pension
• The 60% trap: when it's active and the exact contribution to escape it
• Pension: salary sacrifice vs relief at source, carry forward of unused allowance, tapered annual allowance as income nears £260k
• SIPP contributions and the tax relief you'd reclaim, basic and higher rate
• Bonus, RSUs and split income, each stream taxed at its correct marginal rate
• High-Income Child Benefit Charge and the £100k childcare cliff edge
• Scottish income tax rates
• Save, rename and compare scenarios side by side
• Export a clean PDF summary

BUILT FOR NUMERATE PEOPLE
No hype, no jargon, no badges. Every figure traces back to the threshold and the HMRC rule behind it. The maths is the product; the design gets out of its way.

INFORMATION, NOT ADVICE
threshold is an information and planning tool, not a financial adviser. Figures are estimates. Consider speaking to an FCA-authorised adviser before making financial decisions.

SUBSCRIPTION
threshold Pro unlocks the full planner via an annual subscription with a 3-day free trial. Payment is charged to your Apple ID at confirmation of purchase. The subscription auto-renews unless cancelled at least 24 hours before the end of the current period. Manage or cancel any time in your device account settings.

Terms of Use: https://threshold-site.pages.dev/terms
Privacy Policy: https://threshold-site.pages.dev/privacy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Threshold Pro | $9.99 | per year |



## Version history (last 5 releases)

### 1.1.10 — 2026-08-21

A small maintenance release.

Updated the libraries threshold. is built on, so the app stays fast and secure on the latest iOS.

Tidied up the wording in a couple of in-app messages.

Your tax calculations, saved scenarios and settings are unchanged.

### 1.1.9 — 2026-07-08

See how a taxable benefit affects your take-home. The pension breakdown now appears when you have a benefit in kind (like a company car or medical cover), with the tax on it broken out so the numbers add up.

Also new: a quick way to rate the app. Plus a fix for a blank screen on web and some copy polish.

### 1.1.8 — 2026-07-02

• New info tooltips explain your effective and marginal tax rates in plain English.
• The deductions bar now shows student and postgraduate loan repayments as their own slice.
• Clearer wording: the figure under your take-home now reads "adjusted net income".
• Improved contrast and larger, clearly-labelled buttons for better accessibility.
• Assorted copy and visual polish across the calculator.

### 1.1.7 — 2026-07-01

• You can now send us feedback from the app
• Clearer pension and insights figures
• Improved stability and reliability
• A smoother experience on the free tier

### 1.1.6 — 2026-06-14

• Pension planner now flags when you're over the annual allowance and points you to carry forward
• Added in-context help on the carry forward and SIPP cards
• More reliable purchase restore and subscription handling
• Stability and error-reporting improvements

## Apps similar to Threshold

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [After Tax](https://appshunter.io/ios/app/after-tax/id6762911353) | — | Free | Finance |
| [UK Tax & Salary Calculator RSU](https://appshunter.io/ios/app/uk-tax-and-salary-calculator-rsu/id881998312) | — | Free | Finance |
| [takehome: UK Take-Home Salary](https://appshunter.io/ios/app/takehome-uk-take-home-salary/id6624293524) | — | Free | Finance |
| [Finyr](https://appshunter.io/ios/app/finyr/id6754609155) | — | Free | Finance |
| [SabiFunds - Money Manager](https://appshunter.io/ios/app/sabifunds-money-manager/id6757646121) | — | Free | Finance |
| [UK Tax Calculator 26/27](https://appshunter.io/ios/app/uk-tax-calculator-2627/id6759113395) | — | Free | Finance |

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-01.*
