# Thrift Savings Plan — Official app of the TSP

> Official mobile application for managing Thrift Savings Plan accounts. (iPhone/iPad app by Federal Retirement Thrift Investment Board.)

- Source: https://appshunter.io/ios/app/thrift-savings-plan/id1622048851 (this page in markdown: same URL + `.md`)
- Developer: [Federal Retirement Thrift Investment Board](https://appshunter.io/developer/1622048853)
- Category: Business
- Price: Free
- Rating: 4.80/5 from 122,652 App Store ratings · 853 written reviews indexed
- Age rating: 9+
- Requires: iOS 16.6.1 · 228 MB
- Languages: American English, Canadian French, European Spanish
- Released: 2022-05-31
- Data updated: 2026-08-27
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/thrift-savings-plan/id1622048851/reviews.md

## What is Thrift Savings Plan?

Access and manage your Thrift Savings Plan (TSP) all in one place.
The official TSP Mobile app is available to all TSP participants. Through the TSP Mobile app, you'll be able to access your TSP account on your device—anytime, anywhere.
Use this app to:
- review your TSP account summary
- check your investment performance and change your investment mix
- access tools, like the TSP virtual assistant, AVA, with convenient navigation
- securely sign paperwork using your electronic signature, submit forms, and upload documents
- use mobile check deposit for rollovers
- enroll in and manage your mutual fund window account
Note: A tsp.gov login is required to use certain functions within the app.

## Key features

- Access TSP account summary
- Check investment performance
- Change investment mix
- Use virtual assistant AVA
- Securely sign paperwork
- Submit forms and upload documents
- Mobile check deposit for rollovers

## Chart rankings

- #169 in Top Free · Business (US App Store)

## What do users think of Thrift Savings Plan?

Overall sentiment: negative

**Pros**

- 👍 Works for users
- 🚀 Quick to navigate
- 💡 Convenient mobile access

**Cons**

- 🐛 Frequent login issues
- 🐛 Unreliable check scanning
- 🐛 Slow and unresponsive
- 🔒 Problematic security features
- 👎 Limited functionality

**Commonly reported bugs**

- Inability to log in
- Disappearing account data
- Broken check upload process
- Inconsistent app behavior

**Most requested features**

- Biometric login options
- Historical data access
- Improved navigation and UI
- Seamless account management

## Recent user reviews (10 of 853)

All indexed reviews: https://appshunter.io/ios/app/thrift-savings-plan/id1622048851/reviews.md

### 5/5 — App sucks on an iPhone

*2026-08-24, version 7.2.0*

I cannot view statements from the app. And when I choose go to full site, it won’t let me view them there either.

### 5/5 — Surprisingly surprised

*2026-08-22, version 7.2.0*

App actually does with its supposed to do.   Clean user interface.

### 1/5 — Still doesn’t work

*2026-08-22, version 7.2.0*

App hasn’t worked in so many months I don’t even use it anymore. Just goes to white screen with no info.

### 2/5 — App needs an overhaul

*2026-08-22, version 7.2.0*

Where do I start?

It just is cheaply built and it shows. Invest some money in the app instead of going with the cheapest one. 

First off, when using the Multi Factory Authentication (MFA), it does not auto populate from the text that was sent. This is standard practice with MFA technology. Minor annoyance, but just shows this wasn’t considered or given priority. 

Any time you sign into the app it’s asking for direct deposit info. I don’t need to provide it at this point in my career.  Oh but next time you sign in: did you add your direct deposit info? Next time: hey you didn’t add your direct deposit info. Time after that: where’s your direct deposit info? Oh, I’ll just answer and say don’t ask me this again. Wait where’s the check box saying don’t ask me this again? There isn’t one???? Again, standard practice!!!! 

I could go on but this is just the minor stuff. Update the app, TSP. You should be embarrassed by this product.

### 3/5 — Where’s the progress over time

*2026-08-21, version 7.2.0*

I would like to see the account over time. And I’d like to see how my savings habits will influence the account balance near actual retirement.

### 1/5 — Useless App

*2026-08-21, version 7.2.0*

TSP is the absolute worst investment app I use.

### 5/5 — Great app

*2026-08-20, version 7.2.0*

Great app to review my TSP account.

### 1/5 — Unresponsive

*2026-08-20, version 7.2.0*

It does placeholder images and never loads.

### 5/5 — Easy

*2026-08-18, version 7.2.0*

Easy to use and navigate half they have an app

### 5/5 — Hassan

*2026-08-18, version 7.2.0*

Very sample and secure app

## Frequently asked questions about Thrift Savings Plan

### What can I do with the Thrift Savings Plan app?

The app allows you to manage your Thrift Savings Plan (TSP) account from your mobile device. You can review your account summary, check investment performance, change your investment mix, and use the virtual assistant AVA. It also supports secure document signing, form submission, document uploads, and mobile check deposit for rollovers.

### Is there a cost to use the Thrift Savings Plan app?

No, the Thrift Savings Plan app is free to download and use. There are no in-app purchases or advertisements mentioned.

### Do I need a TSP account to use the app?

Yes, a tsp.gov login is required to use certain functions within the app. This means you must be a participant in the Thrift Savings Plan to access and manage your account.

### What are the main benefits of using the TSP app?

The main benefits include convenient, anytime, anywhere access to your TSP account. You can easily monitor your investments, make changes to your allocation, and handle administrative tasks like submitting forms and depositing checks, all from your smartphone or tablet.

### Can I manage my mutual fund window account through the app?

Yes, the app allows you to enroll in and manage your mutual fund window account. This provides another layer of flexibility for managing your TSP investments directly through the official mobile application.

## Version history (last 5 releases)

### 7.2.0 — 2026-07-30

Bug Fixes and Performance Updates

### 7.1.1 — 2026-05-18

Bug Fixes and Performance Updates

### 7.1.0 — 2026-03-23

Bug Fixes and Performance Updates.

### 6.4.2 — 2026-02-09

Bug Fixes and Performance Updates.

### 6.4.1 — 2025-12-29

Bug Fixes and Performance Updates.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*