# Thrymo: Budget by Payday — Expense & savings tracker

> Expense & savings tracker (iPhone/iPad app by Jose Eduardo Rodriguez Romero.)

- Source: https://appshunter.io/ios/app/thrymo-budget-by-payday/id6804123871 (this page in markdown: same URL + `.md`)
- Developer: [Jose Eduardo Rodriguez Romero](https://appshunter.io/developer/6804123873)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 16.4 · 58 MB
- Languages: American English, European Spanish
- Released: 2026-09-11
- Data updated: 2026-10-24

## What is Thrymo?

Most budgeting apps think your month starts on the 1st. Yours doesn't. It starts
the day the money lands.

That's the whole idea behind Thrymo. You tell it when you get paid and how much,
you decide what each part of your life gets, and from then on it just shows you
where you stand. No spreadsheets. No lectures.

Three steps and you're set
Tell it what came in and when your cycle starts. Give each category a real
number — rent is 1,200 and stays 1,200, not "30% of something." Then log what you
spend as you go. That's it.

A cycle that fits your life, not a calendar
Paid on the 15th? Every other Friday? Whenever the client remembers? Your cycle
starts when your money does and closes when it should.

You always know what's actually yours to spend
Every category tells you three things: what you've spent, what's already promised
to bills you haven't paid yet, and what's genuinely free. That last number is the
one you were looking for.

Savings is the one that sticks around
Everything else starts fresh each cycle. Savings doesn't. Whatever you set aside
stays set aside, cycle after cycle, and it's still yours to take back out
whenever you need it.

Closing time, without the guilt trip
At the end you see how it went — under, over, or right on point. Tell it what you
really have left and it'll show you the drift: the gap between the math and
reality. That's where the coffees and the parking meters live. It just points it
out. It never makes you feel bad about it.

Your money stays your business
Everything lives on your phone. No sign-up, no email, no tracking, no ads. Take a
CSV or a plain backup file out whenever you want. And nothing ever gets deleted
here — only tucked away, in case you want it back.

Wherever you are
Dollars, euros, pesos, reales — with the separators and symbols where they
belong. Paid in another currency? Log it at the rate you got, and it lands in
yours.

Free means free
The whole habit costs nothing, forever: your cycles, your categories, live
expenses, recurring bills, setting money aside and taking it back out, honest
closings, a debt with its payoff plan, exports, and your last three cycles.

And if you want more
Your first 45 days open everything up — no card, nothing to cancel, no charge
waiting at the end. It's a gift from us, not a trial you signed up for. You get
your full history, how each category trends against its goal, your savings adding
up cycle after cycle, how your drift changes over time, patterns worth knowing
about, all your debts, an encrypted backup you keep wherever you like, and
restoring from it. When the 45 days are up you go back to Free and keep every
single thing you logged.

Calm control. Not anxiety.

Terms of Use (EULA): https://thrymo.com/en/terms
Privacy Policy: https://thrymo.com/en/privacy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Premium Monthly | $3.99 | per month |
| Premium Yearly | $29.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Premium Lifetime | $69.99 | one-time |


## Is Thrymo safe?

Not enough ratings yet to assess Thrymo.

## Is Thrymo legit?

Thrymo: Budget by Payday has limited verification signals. The AppsHunter Legitimacy Score for Thrymo is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 4 releases)

### 1.2.0 — 2026-10-21

Improvements and fixes:
• Google Sheets mirror: refined sync and settings.
• Checks for app updates when you return to the app.

### 1.1.2 — 2026-10-18

New in 1.1.2

• Google Sheets mirror (optional): sign in with your Google account and Thrymo keeps a read-only copy of your cycles in a spreadsheet in your own Drive. Thrymo has no server and never sees your data. Find it in Settings → Google Drive.
• Design and accessibility refinements across Home, categories, cycle summary and forms.

### 1.1.0 — 2026-10-14

A fresh new look, and a lot more to help you stay on top of your cycle.

NEW DESIGN
• Thrymo has been redesigned from top to bottom: clearer screens, bigger numbers, and a refined light and dark mode.

NEW
• Home widgets: see what's left of your cycle and log an expense in one tap. Pin the categories you use most.
• Savings goals with a name, so you know what you're saving for.
• Calendar with Day, Week and Month views.
• Calculator in the amount field: type "12,000 + 8,500" and Thrymo saves the total.
• Log an expense on any day of the cycle.
• Paste your bank's SMS to fill in the amount and the merchant.
• Hide amounts with a tap, and lock the app with Face ID.
• Confirm several recurring payments at once.
• Choose how often reminders nudge you.

IMPROVEMENTS
• Search answers "how much?" across all your cycles.
• Each category shows where the money went.
• Undo right after logging an expense.
• Clearer cycle summary, debts and cards.
• Better VoiceOver and Dynamic Type support.

### 1.0 — 2026-09-11

No release notes.

## Apps similar to Thrymo

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| --- | --- | --- | --- |
| [Paguito • Control de gastos](https://appshunter.io/ios/app/paguito-control-de-gastos/id6802061943) | — | Free | Finance |
| [Costify: Expense Tracker](https://appshunter.io/ios/app/costify-expense-tracker/id6751731345) | 4.7 (13) | Free | Finance |
| [Rial - Finanzas Personales](https://appshunter.io/ios/app/rial-finanzas-personales/id6755372307) | 4.0 (120) | Free | Finance |

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-24.*