# Tide - Cash Flow Forecast — Plan your balance ahead

> Predictive budgeting app that forecasts account balance against upcoming transactions. (iPhone/iPad app by Jonathan Vogelbusch.)

- Source: https://appshunter.io/ios/app/tide-cash-flow-forecast/id6787508560 (this page in markdown: same URL + `.md`)
- Developer: [Jonathan Vogelbusch](https://appshunter.io/developer/6787507921)
- Category: Finance, Utilities
- Price: $3.99
- Age rating: 12+
- Requires: iOS 26.0 · 13 MB
- Languages: German (Germany), American English
- Released: 2026-07-13
- Data updated: 2026-09-07
- Monetization: paid
- User reviews in markdown: https://appshunter.io/ios/app/tide-cash-flow-forecast/id6787508560/reviews.md

## What is Tide?

Tide is a forward-looking budget planner built around one question: will your real account balance cover the bookings ahead?

Enter your current balance, recurring income, bills, subscriptions, weekly costs, and one-off bookings. Tide projects each upcoming month, shows the running balance after every pending booking, and highlights the lowest point before it happens.

Mark a booking done when it clears. Tide removes completed bookings from the forward projection while keeping the reconciled balance as the source of truth.

Features:

- Monthly and yearly forward projections
- Recurring, weekly, specific-month, and one-off bookings
- Optional start and end month for any recurring booking
- Per-month overrides and split sub-items
- EUR and USD amounts with reference-rate conversion
- Private iCloud synchronization across your devices
- Import and export for your own budget documents
- English and German interface
- No advertising, analytics, or tracking

Tide is a planning tool. It does not initiate payments or provide financial advice.

## Key features

- Account balance forecasting
- Track income and expenses
- Bill and subscription management
- Automatic bank reconciliation (optional)
- Monthly and annual projections
- Multi-currency support

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/tide-cash-flow-forecast/id6787508560/reviews.md

### 5/5 — Klasse App!

*2026-07-18*

Der Entwickler reagiert sehr schnell und positiv. Mein Anliegen wurde noch am gleichen Tag umgesetzt. Super!

## Frequently asked questions about Tide

### What is Tide's primary function?

Tide is a predictive budgeting app designed to answer whether your current account balance will cover upcoming transactions. It forecasts your balance by factoring in income, bills, subscriptions, and other expenses.

### How does Tide handle bank account connections?

Tide offers an optional bank reconciliation feature that automatically updates your balance and marks planned transactions as completed once they are debited. This requires setting up a separate, free Open-Banking API application, with an integrated guide to assist.

### Is Tide available on multiple devices?

Yes, Tide is supported on iPhone, iPad, and Apple Watch. It also offers private iCloud syncing between your devices to keep your budget data consistent.

### What currencies does Tide support?

Tide supports both EUR and USD amounts. It also includes reference rates for currency conversions, making it useful for users dealing with multiple currencies.

### Does Tide have advertisements?

No, Tide is ad-free. The description explicitly states that the app does not contain advertising, analysis, or tracking.

### What is the price of Tide?

Tide is a paid application, available for a one-time purchase of $3.99. There are no in-app purchases or subscription fees mentioned.

### How often is Tide updated?

The latest version of Tide is 1.3.0, which was last updated on July 21, 2026. This indicates a relatively recent update, suggesting ongoing development and maintenance.

### What is the age rating for Tide?

Tide has an age rating of 12+. This suggests it is suitable for users aged 12 and above, with content generally considered appropriate for that age group.

## Version history (last 5 releases)

### 1.6.0 — 2026-08-26

The category chart now summarizes this year instead of a moving remaining period, so its values stay comparable during the year.

You can exclude categories from charts when needed, for example transfers. This never changes bookings or balances.

The order of manually moved bookings now saves more reliably. Account-balance input also stays unchanged while you type instead of immediately reformatting as currency.

### 1.5.1 — 2026-08-09

The month overview now adds up income and expenses by the sign of the amount. Cleared, outstanding and total are correct even if you keep everything in one list and never turn on "Treat as income".

The category chart has a second side. Switch it from expenses to income and it shows where the money comes from, not only where it goes.

In the table, amounts are no longer cut off, and the columns use the full width in landscape instead of leaving it empty.

All three came out of one reader's mail. Thank you for writing in.

### 1.5.0 — 2026-08-04

A tab bar replaces the old toolbar menu. Your account balance now starts the home screen, and the table, the charts and the settings each get their own tab.

Recurring bookings can be limited to a range of months. End an old savings plan in December, start its replacement in January, and both keep their history.

The month overview splits cleared and outstanding amounts into income and expenses, so you can see how much of the month's income has actually arrived. Bookings you never checked off now carry into the new month instead of disappearing with the old one.

Also fixed: several screens still showed English text in the German app.

### 1.4.2 — 2026-08-01

Tide has a completely redesigned app icon, with dedicated light, dark, and tinted appearances plus a matching icon on Apple Watch.
Bank Account Sync was removed in line with Apple's Guidelines.

### 1.4.1 — 2026-07-29

Bookings can now be arranged in the order you expect within each week. Turn on “Reorder bookings” and move them with drag and drop. The order carries over to the months ahead.

Reorder mode stays off until you turn it on.

## More apps by Jonathan Vogelbusch

- [Freight Together](https://appshunter.io/ios/app/freight-together/id6787507919)
- [MatchUp - Who's In?](https://appshunter.io/ios/app/matchup-whos-in/id6791275838)
- [Bouncelot](https://appshunter.io/ios/app/bouncelot/id6793595541)
- [PocketClonk](https://appshunter.io/ios/app/pocketclonk/id6794813090)
- [Trenchlight](https://appshunter.io/ios/app/trenchlight/id6797901700)

All apps by Jonathan Vogelbusch: https://appshunter.io/developer/6787507921

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-07.*
